Home/Austria/ERGO Krankenversicherung AT

Munich Re AT

ERGO Krankenversicherung AT

by ERGO Austria

★★★☆☆3.9(543 reviews)

ERGO Austria, backed by Munich Re, offers modular supplemental health plans allowing Austrians to build customized coverage from a financially robust foundation.

Monthly Premium

€50 - €175

Deductible

€225

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✓Mental Health

✗Maternity

✓Prescription Drugs

✓Emergency Care

✓International Coverage

✓Telehealth

Pros

✓Munich Re financial strength
✓Flexible modular plans
✓Digital claims portal
✓Good hospitalization

Cons

✗Less brand recognition
✗Limited local network

Editorial Review

“ERGO's modular approach to Austrian supplemental health gives policyholders flexibility that rigid bundled plans cannot provide.”

— Versicherungsmonitor AT 2025

Key Highlights

✓Munich Re backed
✓Modular plans
✓Digital claims

Quick Summary

ProviderERGO Austria

CountryAustria

Rating3.9/5

Reviews543

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