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Affordable AT

ÖKTV Krankenversicherung

by Österreichischer Verband

★★★☆☆3.8(312 reviews)

ÖKTV offers affordable basic supplemental health insurance for Austrian residents who want to top up their mandatory GKK coverage at minimal cost.

Monthly Premium

€44 - €162

Deductible

€250

Coverage Type

basic

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Coverage Details

✓Hospitalization

✗Outpatient Care

✗Dental

✗Vision

✗Mental Health

✗Maternity

✗Prescription Drugs

✓Emergency Care

✗International Coverage

✗Telehealth

Pros

✓Affordable premiums
✓Essential hospitalization
✓Simple terms
✓Quick enrollment

Cons

✗Basic coverage only
✗Limited specialist access

Editorial Review

“ÖKTV's affordable approach proves that essential supplemental health coverage can be accessible to every Austrian household.”

— Konsument AT 2025

Key Highlights

✓Affordable Austrian plan
✓Essential coverage
✓Simple terms

Quick Summary

ProviderÖsterreichischer Verband

CountryAustria

Rating3.8/5

Reviews312

Typebasic

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