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ÖGK Wahlarztzusatz

by Österreichische Gesundheitskasse

★★★★☆4(2,103 reviews)

ÖGK supplemental insurance tops up Austria's statutory health insurance to cover Wahlarzt (free choice) physician consultations at competitive premiums.

Monthly Premium

€30 - €120

Deductible

€100

Coverage Type

standard

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Coverage Details

✗Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✗Maternity

✓Prescription Drugs

✗Emergency Care

✗International Coverage

✗Telehealth

Pros

✓Public system integration
✓Wahlarzt free choice coverage
✓Nationwide provider access
✓Affordable premiums

Cons

✗Limited private hospital extras
✗No luxury hospital rooms

Editorial Review

“ÖGK's supplemental covers the most common Austrian healthcare gap — access to Wahlarzt physicians who aren't in the standard system.”

— Sozialministerium AT 2025

Key Highlights

✓ÖGK public top-up
✓Wahlarzt coverage
✓Nationwide access

Quick Summary

ProviderÖsterreichische Gesundheitskasse

CountryAustria

Rating4/5

Reviews2,103

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