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Budget Pick AU

ahm Health Insurance

by ahm (Medibank subsidiary)

★★★★☆4(3,456 reviews)

ahm (a Medibank subsidiary) offers affordable private health insurance with access to Medibank's hospital network at lower premiums.

Monthly Premium

AUD 80 - AUD 320

Deductible

AUD 250 - AUD 750

Coverage Type

basic

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Coverage Details

✓Hospitalization

✓Outpatient Care

✓Dental

✗Vision

✓Mental Health

✗Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Very affordable premiums
✓Medibank hospital agreements
✓Simple easy-to-understand plans
✓Good for young and healthy

Cons

✗Limited extras coverage
✗Basic customer service
✗Fewer plan options

Editorial Review

“ahm provides an affordable entry point into private health insurance, ideal for young Australians avoiding the Medicare Levy Surcharge.”

— Finder Budget Insurance Awards 2025

Key Highlights

✓Most affordable major insurer
✓Medibank network access
✓Simple plan structures

Quick Summary

Providerahm (Medibank subsidiary)

CountryAustralia

Rating4/5

Reviews3,456

Typebasic

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