Premium Care

Helsana TOP

by Helsana

★★★★☆4.3(2,487 reviews)

Helsana is one of Switzerland's top health insurers offering premium supplemental plans with strong alternative medicine, international, and wellness coverage.

Monthly Premium

CHF 310 - CHF 600

Deductible

CHF 300

Coverage Type

premium

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✓Vision

✓Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✓International Coverage

✓Telehealth

Pros

✓Good alternative medicine coverage
✓Strong international network
✓Transparent billing
✓Health promotion bonuses

Cons

✗Telmed model limits direct specialist access
✗High premiums in city cantons

Editorial Review

“Helsana's TOP supplemental package is one of the most comprehensive wellness-oriented plans in the Swiss market.”

— Comparis.ch 2025

Key Highlights

✓Telmed model for savings
✓Alternative medicine covered
✓Worldwide emergency

Quick Summary

ProviderHelsana

CountrySwitzerland

Rating4.3/5

Reviews2,487

Typepremium

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