AXA Tianping Premium Health

by AXA Tianping

★★★★☆4.5(7,890 reviews)

AXA Tianping Premium Health, offered through AXA's joint venture with Tianping Auto Insurance in China, provides internationally benchmarked health coverage for both expatriates and high-income Chinese nationals seeking premium private healthcare.

Monthly Premium

CNY 900 – CNY 3,500

Deductible

CNY 2,000

Coverage Type

premium

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Coverage Details

✓Hospitalization

✓Outpatient Care

✓Dental

✓Vision

✓Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✓International Coverage

✓Telehealth

Pros

✓Strong international and cross-border coverage ideal for expatriates
✓Direct billing at hundreds of premium hospitals in China
✓Comprehensive outpatient and specialist consultation coverage
✓Dental and vision coverage included in base plan

Cons

✗Premiums significantly higher than local Chinese insurers
✗Complex plan structure may require broker assistance

Editorial Review

“For expatriates navigating China's complex healthcare landscape, AXA Tianping Premium Health offers a familiar international insurance experience with strong local network depth.”

— ExpatFocus China Healthcare Guide, 2024

Key Highlights

✓Access to international-standard VIP hospitals and private clinics across China
✓Full international coverage including medical evacuation
✓Bilingual customer support and claims processing