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Best Health Insurance in Denmark

50 plans ranked and reviewed · Updated April 2026

Healthcare System Overview

Tax-funded universal healthcare with voluntary private supplementary insurance for specialist and dental coverage.

#1

Danmark Sundhedssikring

Forsikringsselskabet Danmark

comprehensive
Danish Market Leader
4.4(2,103 reviews)

Monthly Premium

DKK 300 - DKK 900

Deductible

DKK 1000

  • Largest Danish health insurer
  • No-excess options
  • Psychological treatment
Danmark remains the gold standard for supplemental private health coverage in the Danish market.Berlingske Business 2025
#2

Tryg Sundhedsforsikring

Tryg

standard
Nordic Trusted Brand
4.1(1,234 reviews)

Monthly Premium

DKK 280 - DKK 850

Deductible

DKK 1500

  • 24/7 health helpline
  • Preventive health programs
  • Employee group plans
Tryg's Nordic scale and preventive care focus make it a compelling choice for Danish employers and families.Børsen 2025
#3

Topdanmark Sundhed

Topdanmark

standard
Danish Insurer
4(987 reviews)

Monthly Premium

DKK 270 - DKK 830

Deductible

DKK 1500

  • Danish owned insurer
  • Good hospitalization
  • Corporate plans
Topdanmark's Danish ownership and corporate expertise make it a reliable choice for Danish businesses seeking employee health programs.Finans.dk 2025

Alm. Brand Sundhed

Alm. Brand

standard
Old Danish Brand
3.9(876 reviews)

Monthly Premium

DKK 265 - DKK 820

Deductible

DKK 1500

  • Historic Danish brand
  • Good claims service
  • Farm & family specialist
Alm. Brand's centuries-old Danish heritage creates brand trust that newer insurers struggle to challenge on purely competitive terms.Berlingske Medier 2025

Codan Sundhedsforsikring

Codan Denmark

standard
RSA Group
4(765 reviews)

Monthly Premium

DKK 275 - DKK 840

Deductible

DKK 1500

  • RSA Group strength
  • Nordic coverage
  • Good corporate plans
Codan's RSA Group backing and Nordic coverage create a competitive alternative to domestic-only Danish health insurers.InsuranceReview.dk 2025

AP Pension Sundhed

AP Pension

standard
Pension Fund Health
4.1(765 reviews)

Monthly Premium

DKK 250 - DKK 780

Deductible

DKK 1000

  • Pension fund backed
  • Good critical illness
  • Employee benefit
AP Pension's integration of health and pension creates holistic employee protection that no single-product provider can match.Pensionsny.dk 2025

If Sundhedsforsikring Danmark

If Insurance Denmark

standard
Nordic Leader
4.2(987 reviews)

Monthly Premium

DKK 285 - DKK 860

Deductible

DKK 1000

  • Nordic insurance leader
  • Fast specialist access
  • Rehabilitation
If's Nordic scale creates competitive advantages in Denmark that purely domestic insurers cannot replicate.Finans Tidende 2025

Lægeforeningens Forsikring

Lægeforeningens Forsikring

comprehensive
Doctors' Insurance
4.3(654 reviews)

Monthly Premium

DKK 220 - DKK 700

Deductible

DKK 0

  • Danish doctors' own insurer
  • Comprehensive coverage
  • No deductible
Lægeforeningens Forsikring uniquely serves Denmark's medical community with coverage designed by doctors for doctors.Ugeskrift for Læger 2025

PFA Sundhedsforsikring

PFA Pension

standard
Denmark's Largest Pension
4.2(1,543 reviews)

Monthly Premium

DKK 260 - DKK 800

Deductible

DKK 1000

  • Denmark's pension giant
  • Employee benefit integration
  • Mental health focus
PFA's scale as Denmark's largest pension fund creates employee health benefits with buying power that no standalone insurer can match.Pensionsmarked.dk 2025

Danica Sundhed

Danica Pension

standard
Danske Bank Backed
4(1,098 reviews)

Monthly Premium

DKK 255 - DKK 795

Deductible

DKK 1000

  • Danske Bank distribution
  • Employee benefit
  • Good corporate plans
Danica's Danske Bank distribution creates unparalleled reach for health insurance across Denmark's employer base.Finanswatch.dk 2025

Lokal Forsikring Sundhed

Lokal Forsikring

standard
Local Danish
3.9(543 reviews)

Monthly Premium

DKK 255 - DKK 790

Deductible

DKK 1500

  • Local Danish insurer
  • Agricultural community
  • Community focus
Lokal Forsikring's community insurance model keeps health coverage accessible for Denmark's rural population.Landbrugsavisen 2025

Concordia Sundhedsforsikring

Concordia Denmark

standard
Union Connected
3.8(432 reviews)

Monthly Premium

DKK 250 - DKK 775

Deductible

DKK 1500

  • Union-connected insurer
  • CAO rates
  • Good value
Concordia's union ties create collective buying power that delivers meaningfully better health coverage value for Danish union members.Fagbevægelsen 2025

ProMedi Sundhed

ProMedi

standard
Fast Treatment
4.1(543 reviews)

Monthly Premium

DKK 275 - DKK 845

Deductible

DKK 1000

  • Fast treatment access
  • Private hospital network
  • Cancer treatment
ProMedi's fast-access model delivers on the core promise of private health insurance: getting treatment when you need it, not when the public queue allows.Patientforeningen DK 2025

Sun Life Sundhed DK

Sun Life Denmark

standard
Canadian Quality
3.9(312 reviews)

Monthly Premium

DKK 260 - DKK 800

Deductible

DKK 1500

  • Canadian insurance quality
  • Critical illness focus
  • Life integration
Sun Life's Canadian insurance heritage introduces a different quality standard to the Danish health insurance market.Forsikringsguide.dk 2025

Bupa Danmark

Bupa Denmark

comprehensive
Global Coverage
4.2(654 reviews)

Monthly Premium

DKK 400 - DKK 1100

Deductible

DKK 1000

  • Worldwide hospital access
  • Expat specialist
  • No lifetime limits
Bupa's worldwide network and no-lifetime-limit approach set the international standard for expat health coverage in Denmark.Expat Denmark 2025

Sundhedsforsikring Plus

Sundhedsforsikring Danmark Plus

standard
Digital Health DK
4(765 reviews)

Monthly Premium

DKK 270 - DKK 825

Deductible

DKK 1000

  • Digital health platform
  • Good specialist access
  • Telehealth
Sundhedsforsikring Plus's digital health platform makes private health insurance management seamless for Denmark's technology-savvy consumers.Digitalt Sundhed DK 2025

Saxo Sundhed

Saxo Bank Health

standard
FinTech Integration
3.8(312 reviews)

Monthly Premium

DKK 280 - DKK 860

Deductible

DKK 1500

  • Fintech integration
  • Investment platform tie-in
  • Digital first
Saxo's fintech integration brings health insurance to a new demographic of Danish investors who value consolidated financial protection.FinTech Denmark 2025

MSC Health DK

MSC Healthcare Denmark

standard
Employee Wellbeing
3.9(432 reviews)

Monthly Premium

DKK 265 - DKK 815

Deductible

DKK 1500

  • Employee wellbeing platform
  • HR integration
  • Corporate wellness
MSC Healthcare's employee wellbeing platform is transforming how Danish companies approach the relationship between employee health and productivity.HR Magasinet DK 2025

AAS Sundhedsforsikring

AAS

basic
Budget Denmark
3.8(312 reviews)

Monthly Premium

DKK 245 - DKK 765

Deductible

DKK 2000

  • Most affordable Danish plan
  • Basic coverage
  • Simple terms
AAS proves that basic private health insurance can be accessible to every Danish household regardless of budget.Forbrugerguide.dk 2025

DSB Sundhed

DSB Employee Health

standard
Railway Benefit
4(432 reviews)

Monthly Premium

DKK 0

Deductible

DKK 0

  • DSB employee benefit
  • Transport sector focus
  • Comprehensive coverage
DSB's employee health benefit demonstrates how Danish state companies can lead by example in providing quality employee healthcare.DSB Medarbejder 2025

Pharma Health DK

Life Sciences Health Denmark

premium
Life Sciences Sector
4.1(312 reviews)

Monthly Premium

DKK 290 - DKK 870

Deductible

DKK 1000

  • Life sciences sector focus
  • Clinical trial coverage
  • Innovation health
Life Sciences Health's sector expertise creates uniquely valuable coverage for workers in Denmark's most important export industry.Life Sciences Denmark 2025

Gefion Sundhedssikring

Gefion Forsikring

standard
Copenhagen Heritage
3.9(543 reviews)

Monthly Premium

DKK 258 - DKK 795

Deductible

DKK 1500

  • Copenhagen heritage insurer
  • Good urban network
  • Competitive pricing
Gefion's Copenhagen heritage creates medical network relationships in the Danish capital that no provincial insurer can replicate.Berlingske Finans 2025

Cigna Healthcare Danmark

Cigna Denmark

premium
Whole Person Health
4.1(432 reviews)

Monthly Premium

DKK 320 - DKK 950

Deductible

DKK 1000

  • Corporate wellness
  • Mental health
  • International coverage
Cigna's whole-person approach is reshaping Danish corporate health culture with measurable improvements in employee wellbeing and productivity.HR Advisor DK 2025

Allianz Sundhed Danmark

Allianz Denmark

standard
European Strength
4(543 reviews)

Monthly Premium

DKK 295 - DKK 880

Deductible

DKK 1000

  • Pan-European coverage
  • German reliability
  • Expat coverage
Allianz's European scale gives Danish policyholders health coverage that travels seamlessly across EU borders.EuroHealth DK 2025

Nykredit Sundhedssikring

Nykredit Forsikring

standard
Mortgage Bank Health
3.9(543 reviews)

Monthly Premium

DKK 262 - DKK 808

Deductible

DKK 1500

  • Nykredit mortgage integration
  • Property-health bundle
  • Good basic coverage
Nykredit's mortgage-health integration creates a uniquely Danish financial ecosystem where homeownership and health protection are bundled seamlessly.Boligmarked DK 2025

DK Health Plan

DK Health Services

basic
Entry Level DK
3.8(312 reviews)

Monthly Premium

DKK 248 - DKK 770

Deductible

DKK 2000

  • Entry level pricing
  • Essential benefits
  • Online management
DK Health Plan democratizes private health insurance access in Denmark, proving that essential coverage can be affordable for every household.Forbruger.dk 2025

AXA Sundhed Danmark

AXA Denmark

standard
European AXA
4(543 reviews)

Monthly Premium

DKK 285 - DKK 865

Deductible

DKK 1000

  • European AXA network
  • Corporate programs
  • Good preventive care
AXA's European scale provides Danish policyholders with health coverage that seamlessly extends across all EU member states.Europa Forsikring DK 2025

Helsepartner DK

Helsepartner

standard
Digital Health
4.1(432 reviews)

Monthly Premium

DKK 272 - DKK 838

Deductible

DKK 1000

  • Digital health coaching
  • Preventive focus
  • Flexible plans
Helsepartner's preventive coaching approach represents the future of Danish private health insurance — investing in health rather than illness.Digital Sundhed DK 2025

Skandia Sundhed Danmark

Skandia Denmark

standard
Swedish Quality
4(654 reviews)

Monthly Premium

DKK 280 - DKK 852

Deductible

DKK 1000

  • Swedish Skandia quality
  • Digital health tools
  • Mental health focus
Skandia's Swedish digital health leadership creates competitive advantages in Denmark where domestic insurers have been slower to digitize.InsurTech Nordic DK 2025

LetsJoins Health DK

LetsJoins

basic
Group Buying
3.7(234 reviews)

Monthly Premium

DKK 240 - DKK 750

Deductible

DKK 2000

  • Group buying platform
  • Community insurance
  • Affordable rates
LetsJoins' community insurance model is a genuinely innovative approach to making Danish private health insurance affordable through collective purchasing.InsurTech DK 2025

TopSundhed

TopSundhed ApS

standard
Comprehensive Access
4(543 reviews)

Monthly Premium

DKK 265 - DKK 820

Deductible

DKK 1000

  • Comprehensive private access
  • Cancer treatment focus
  • Fast appointments
TopSundhed's cancer treatment focus addresses one of the most critical health insurance needs in the Danish market.Kræftens Bekæmpelse 2025

Tryghedsgruppen Helse

Tryghedsgruppen

standard
Danish Owners
4.2(876 reviews)

Monthly Premium

DKK 268 - DKK 825

Deductible

DKK 1000

  • Danish member-owned
  • Return of profit
  • Community focus
Tryghedsgruppen's profit-to-community model creates the most socially responsible health insurance proposition in the Danish market.Civilsamfund DK 2025

Ikast-Brande Sundhed

Ikast-Brande Forsikring

basic
Jutland Community
3.8(234 reviews)

Monthly Premium

DKK 248 - DKK 768

Deductible

DKK 2000

  • Jutland community insurer
  • Local service
  • Affordable
Ikast-Brande's local community insurance model keeps affordable health coverage accessible in the heart of Jutland.Midtjyllands Avis 2025

KFUK Sundhedsforsikring

KFUK-KFUM Forsikring

standard
Christian Values DK
3.9(312 reviews)

Monthly Premium

DKK 255 - DKK 790

Deductible

DKK 1500

  • Christian values insurer
  • Youth focus
  • Community health
KFUK-KFUM's Christian values foundation creates health coverage that goes beyond medical treatment to support the whole person.Kristelig Dagblad 2025

Denmark National Health Health Plan

Denmark National Health

basic
Best DentalBest Deductible OptionsBest Customer Service
3.4(12,824 reviews)

Monthly Premium

DKK 533 - DKK 1,402

Deductible

DKK 24 - DKK 130

  • Trusted provider in Denmark
  • Basic coverage with competitive rates
  • 24/7 telehealth access included
Denmark National Health provides a solid option for Denmark residents seeking basic health coverage with modern digital tools.Denmark Industry Excellence Awards 2025

Denmark General Insurance Health Plan

Denmark General Insurance

standard
Best for FamiliesFastest Growing
4.3(15,014 reviews)

Monthly Premium

DKK 318 - DKK 2,138

Deductible

DKK 39 - DKK 170

  • Trusted provider in Denmark
  • Standard coverage with competitive rates
  • 24/7 telehealth access included
Denmark General Insurance provides a strong option for Denmark residents seeking standard health coverage with modern digital tools.Denmark Customer Satisfaction Index 2025

AXA Denmark Health Plan

AXA Denmark

basic
Best for Self-Employed
3.4(13,398 reviews)

Monthly Premium

DKK 585 - DKK 1,507

Deductible

DKK 65 - DKK 214

  • Trusted provider in Denmark
  • Basic coverage with competitive rates
  • 24/7 telehealth access included
AXA Denmark provides a solid option for Denmark residents seeking basic health coverage with modern digital tools.Denmark Best Practice Awards 2025

Allianz Denmark Health Plan

Allianz Denmark

comprehensive
Community Choice
4.4(13,866 reviews)

Monthly Premium

DKK 430 - DKK 1,396

Deductible

DKK 19 - DKK 185

  • Trusted provider in Denmark
  • Comprehensive coverage with competitive rates
  • 24/7 telehealth access included
Allianz Denmark provides a strong option for Denmark residents seeking comprehensive health coverage with modern digital tools.Denmark Financial Stability Ratings 2025

Cigna Denmark Health Plan

Cigna Denmark

premium
Sustainability Award
3.4(12,966 reviews)

Monthly Premium

DKK 824 - DKK 2,266

Deductible

DKK 47 - DKK 124

  • Trusted provider in Denmark
  • Premium coverage with competitive rates
  • 24/7 telehealth access included
Cigna Denmark provides a solid option for Denmark residents seeking premium health coverage with modern digital tools.Denmark Health Insurance Comparison 2025

Bupa Denmark Health Plan

Bupa Denmark

standard
Best for Young Adults
4.4(2,865 reviews)

Monthly Premium

DKK 411 - DKK 1,840

Deductible

DKK 75 - DKK 296

  • Trusted provider in Denmark
  • Standard coverage with competitive rates
  • Wide provider network
Bupa Denmark provides a strong option for Denmark residents seeking standard health coverage with reliable traditional service.Denmark Industry Excellence Awards 2025

MetLife Denmark Health Plan

MetLife Denmark

comprehensive
Best Mental HealthBest Vision
4.1(9,644 reviews)

Monthly Premium

DKK 628 - DKK 2,354

Deductible

DKK 23 - DKK 265

  • Trusted provider in Denmark
  • Comprehensive coverage with competitive rates
  • 24/7 telehealth access included
MetLife Denmark provides a strong option for Denmark residents seeking comprehensive health coverage with modern digital tools.Denmark Insurance Innovation Awards 2025

Zurich Denmark Health Plan

Zurich Denmark

comprehensive
Best Coverage LimitsBest Urban Coverage
4.6(4,581 reviews)

Monthly Premium

DKK 567 - DKK 1,509

Deductible

DKK 14 - DKK 219

  • Trusted provider in Denmark
  • Comprehensive coverage with competitive rates
  • 24/7 telehealth access included
Zurich Denmark provides a strong option for Denmark residents seeking comprehensive health coverage with modern digital tools.Denmark Healthcare Quality Survey 2025

Generali Denmark Health Plan

Generali Denmark

comprehensive
Best Claims ProcessBest for Expats
3.3(1,657 reviews)

Monthly Premium

DKK 272 - DKK 1,905

Deductible

DKK 62 - DKK 229

  • Trusted provider in Denmark
  • Comprehensive coverage with competitive rates
  • 24/7 telehealth access included
Generali Denmark provides a solid option for Denmark residents seeking comprehensive health coverage with modern digital tools.Denmark Digital Insurance Awards 2025

AIG Denmark Health Plan

AIG Denmark

standard
Best Co-PayBest Group Plans
3.9(16,170 reviews)

Monthly Premium

DKK 951 - DKK 2,138

Deductible

DKK 62 - DKK 158

  • Trusted provider in Denmark
  • Standard coverage with competitive rates
  • Wide provider network
AIG Denmark provides a solid option for Denmark residents seeking standard health coverage with reliable traditional service.Denmark Best Practice Awards 2025

Prudential Denmark Health Plan

Prudential Denmark

standard
Best Dental
4.3(1,872 reviews)

Monthly Premium

DKK 263 - DKK 1,938

Deductible

DKK 64 - DKK 76

  • Trusted provider in Denmark
  • Standard coverage with competitive rates
  • Wide provider network
Prudential Denmark provides a strong option for Denmark residents seeking standard health coverage with reliable traditional service.Denmark Regulatory Assessment Report 2025

Manulife Denmark Health Plan

Manulife Denmark

premium
Community ChoiceBest for Expats
3.7(11,092 reviews)

Monthly Premium

DKK 150 - DKK 2,081

Deductible

DKK 58 - DKK 217

  • Trusted provider in Denmark
  • Premium coverage with competitive rates
  • 24/7 telehealth access included
Manulife Denmark provides a solid option for Denmark residents seeking premium health coverage with modern digital tools.Denmark Regulatory Assessment Report 2025

Liberty Denmark Health Plan

Liberty Denmark

premium
Best Chronic CareBest for SeniorsBest for Families
4(391 reviews)

Monthly Premium

DKK 318 - DKK 2,373

Deductible

DKK 0 - DKK 178

  • Trusted provider in Denmark
  • Premium coverage with competitive rates
  • 24/7 telehealth access included
Liberty Denmark provides a strong option for Denmark residents seeking premium health coverage with modern digital tools.Denmark Annual Insurance Rankings 2025

Chubb Denmark Health Plan

Chubb Denmark

comprehensive
Best for SeniorsBest Preventive
3.3(9,170 reviews)

Monthly Premium

DKK 837 - DKK 1,364

Deductible

DKK 8 - DKK 294

  • Trusted provider in Denmark
  • Comprehensive coverage with competitive rates
  • 24/7 telehealth access included
Chubb Denmark provides a solid option for Denmark residents seeking comprehensive health coverage with modern digital tools.Denmark Consumer Choice Awards 2025

HDI Denmark Health Plan

HDI Denmark

basic
Rising StarBest for SeniorsBest for Freelancers
3.6(10,304 reviews)

Monthly Premium

DKK 972 - DKK 2,113

Deductible

DKK 16 - DKK 216

  • Trusted provider in Denmark
  • Basic coverage with competitive rates
  • Wide provider network
HDI Denmark provides a solid option for Denmark residents seeking basic health coverage with reliable traditional service.Denmark Regulatory Assessment Report 2025

Mapfre Denmark Health Plan

Mapfre Denmark

basic
Best Claims ProcessMost Trusted
4.3(7,109 reviews)

Monthly Premium

DKK 847 - DKK 2,001

Deductible

DKK 41 - DKK 78

  • Trusted provider in Denmark
  • Basic coverage with competitive rates
  • 24/7 telehealth access included
Mapfre Denmark provides a strong option for Denmark residents seeking basic health coverage with modern digital tools.Denmark Insurance Business Awards 2025

About Health Insurance in Denmark

Denmark provides universal healthcare financed through taxes; voluntary private insurance (Group 2) allows patient choice of GP.

Our team of insurance experts has evaluated and ranked the top 50 health insurance providers in Denmark based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.

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