CAAR Algeria Health Complementary

by Compagnie Algérienne d'Assurance et de Réassurance (CAAR)

★★★☆☆3.8(3,420 reviews)

CAAR is Algeria's oldest and largest insurance company, state-owned since independence. The Health Complementary plan provides a top-up layer above Algeria's mandatory CNAS social health insurance, covering co-payments and specialist access.

Monthly Premium

DZD 5,000 - DZD 15,000

Deductible

DZD 1,000 - DZD 4,000

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✗Telehealth

Pros

✓State-backed financial reliability
✓Nationwide hospital acceptance
✓Affordable premiums for complementary top-up

Cons

✗Limited benefits beyond complementary role
✗No international coverage
✗Digital services underdeveloped

Editorial Review

“CAAR Health Complementary is Algeria's leading supplemental plan, providing millions of Algerians with financial protection beyond the mandatory CNAS coverage.”

— Algeria Insurance Market Report 2025