Public System Supplement

Kela Extra

by Kela Supplemental

★★★☆☆3.8(1,234 reviews)

Kela Extra is a supplemental insurance product that tops up Finland's public Kela health system reimbursements, offering Finnish residents affordable coverage enhancement.

Monthly Premium

€20 - €75

Deductible

€50

Coverage Type

basic

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Coverage Details

✗Hospitalization

✓Outpatient Care

✓Dental

✗Vision

✗Mental Health

✗Maternity

✓Prescription Drugs

✗Emergency Care

✗International Coverage

✗Telehealth

Pros

✓Affordable supplemental to Kela
✓Prescription top-up
✓Simple enrollment
✓Government-trusted brand

Cons

✗Very basic supplemental only
✗Limited private hospital access

Editorial Review

“Kela Extra's public system integration offers the most affordable way for Finns to enhance their statutory health benefits.”

— Kansaneläkelaitos 2025

Key Highlights

✓Kela public supplement
✓Prescription reimbursement top-up
✓Low-cost entry

Quick Summary

ProviderKela Supplemental

CountryFinland

Rating3.8/5

Reviews1,234

Typebasic

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