Home/Finland/Mela Maatalousyrittäjä

Farmer Insurance FI

Mela Maatalousyrittäjä

by MELA

★★★★☆4(654 reviews)

MELA is the Finnish social insurance institution for farmers and rural entrepreneurs, providing statutory and supplemental health coverage with government-subsidized premiums.

Monthly Premium

€35 - €140

Deductible

€100

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✗Telehealth

Pros

✓Finnish farmer sector specialist
✓MYEL pension integration
✓Excellent rural coverage
✓Government-subsidized rates

Cons

✗Farmers and rural only
✗Limited for urban residents

Editorial Review

“MELA's government-mandated role in Finnish agricultural health insurance makes it the essential safety net for Finland's farming community.”

— MTK Vakuutus 2025

Key Highlights

✓Finnish farmer specialist
✓MYEL pension health
✓Good rural coverage

Quick Summary

ProviderMELA

CountryFinland

Rating4/5

Reviews654

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