PHL Työterveys

by Pihlajalinna Health

★★★★☆4(654 reviews)

Pihlajalinna Health offers insurance-integrated occupational and private health services through its 200+ nationwide clinic network including comprehensive rural coverage.

Monthly Premium

€53 - €178

Deductible

€100

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✓Dental

✗Vision

✓Mental Health

✗Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Pihlajalinna 200+ clinic network
✓Occupational health expertise
✓Nationwide coverage including rural
✓Good preventive programs

Cons

✗Insurance product newer
✗Less known for insurance

Editorial Review

“Pihlajalinna's rural clinic network makes it the only private Finnish health insurer with genuine nationwide specialist access including non-urban areas.”

— Maakuntaklinikka 2025