Home/Finland/Varma Terveysvakuutus

Pension Fund Health

Varma Terveysvakuutus

by Varma Mutual Pension

★★★★☆4.1(987 reviews)

Varma Mutual Pension integrates occupational health insurance into Finland's largest pension fund, helping Finnish workers stay healthy and in employment.

Monthly Premium

€50 - €172

Deductible

€150

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✓Mental Health

✗Maternity

✗Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Pension-health integration
✓Occupational health expertise
✓Return-to-work programs
✓Corporate focus

Cons

✗Better for corporate clients
✗Individual plans limited

Editorial Review

“Varma's pension-health integration creates a powerful preventive health proposition — healthy workers are better retirement savings contributors.”

— Eläkevakuuttaja 2025

Key Highlights

✓Pension fund integration
✓Occupational health
✓Return-to-work programs

Quick Summary

ProviderVarma Mutual Pension

CountryFinland

Rating4.1/5

Reviews987

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