Colonial Fiji Health Insurance Premier

by Colonial Fiji Life Limited

★★★★☆4.2(3,240 reviews)

Colonial Fiji Life Limited is part of the Pacific-wide Colonial Group and is Fiji's largest life and health insurer. The Premier Health plan provides comprehensive coverage for Fijian residents, including medical evacuation to Australia or New Zealand for conditions not treatable locally.

Monthly Premium

FJD 120 - FJD 380

Deductible

FJD 50 - FJD 200

Coverage Type

comprehensive

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Coverage Details

✓Hospitalization

✓Outpatient Care

✓Dental

✓Vision

✗Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✓International Coverage

✗Telehealth

Pros

✓Fiji's most trusted and financially stable health insurer
✓Medical evacuation to Australia or NZ included
✓Comprehensive maternity and newborn coverage
✓Dental and optical in Premier plan

Cons

✗Premiums high relative to Fijian income levels
✗Network mostly in Suva and Lautoka
✗International treatment requires pre-approval

Editorial Review

“Colonial Fiji Premier is the gold standard for private health insurance in Fiji, combining local hospital access with critical international evacuation coverage for complex medical cases.”

— Pacific Island Insurance Market Report 2025