Bupa Hong Kong HealthPlus Gold

by Bupa (Asia) Limited

★★★★☆4.6(6,340 reviews)

Bupa Hong Kong HealthPlus Gold is the gold standard in Hong Kong private health insurance, offering a combination of Hong Kong's highest annual benefit limits, zero deductible, and Asia-wide coverage through a premium all-inclusive plan.

Monthly Premium

HKD 1,200 – HKD 5,500

Deductible

HKD 0

Coverage Type

premium

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Coverage Details

✓Hospitalization

✓Outpatient Care

✓Dental

✓Vision

✓Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✓International Coverage

✓Telehealth

Pros

✓Market-leading annual benefit limit of HKD 20 million
✓Asia-wide coverage extends protection across the region without extra cost
✓Dental, optical, and maternity included in Gold tier
✓Dedicated health management support for chronic conditions

Cons

✗One of Hong Kong's most expensive premium health plans
✗Global (outside Asia) coverage requires a more expensive upgrade tier

Editorial Review

“Bupa HealthPlus Gold defines the premium end of Hong Kong's private health insurance market, delivering market-leading benefits and Asia-wide coverage for residents who demand the very best.”

— South China Morning Post Insurance Roundup, 2024

Key Highlights

✓Zero deductible with as-charged benefits at Hong Kong and Asian premium hospitals
✓Asia-wide emergency and inpatient coverage across 15 countries
✓Annual limit up to HKD 20,000,000