Allianz SmartMed Premier

by Allianz Indonesia

★★★★☆4.3(9,720 reviews)

Allianz SmartMed Premier is a flexible individual health insurance product from Allianz Indonesia, offering tiered coverage options with international emergency benefits, backed by Allianz Group's global financial strength.

Monthly Premium

IDR 500,000 – IDR 2,500,000

Deductible

IDR 2,000,000

Coverage Type

standard

Get a Free Quote →

No obligation. Compare personalized rates.

Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✗Maternity

✓Prescription Drugs

✓Emergency Care

✓International Coverage

✗Telehealth

Pros

✓International insurer credibility with strong local Indonesian operations
✓Flexible plan tiers to match different budget and coverage needs
✓International emergency coverage is standard, not an add-on

Cons

✗Hospital network slightly smaller than Prudential's in eastern Indonesia
✗Outpatient benefits capped with sub-limits on specialist visits
✗Claims turnaround can take up to 14 business days for complex cases

Editorial Review

“Allianz SmartMed Premier is a strong contender in Indonesia's private health market, offering meaningful international emergency coverage and flexible benefit limits that appeal to Indonesia's growing urban professional class.”

— Insurance Indonesia Magazine, 2024