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Best Health Insurance in Israel

50 plans ranked and reviewed · Updated April 2026

Healthcare System Overview

Universal health insurance through four competing HMOs, with supplementary and complementary private plans.

#1

Maccabi Gold Supplemental Plan

Maccabi Healthcare Services

comprehensive
Editor's ChoiceTop RatedMost Popular
4.6(9,420 reviews)

Monthly Premium

ILS 180 - ILS 520

Deductible

ILS 0 - ILS 500

  • Supplement to Israel's mandatory National Health Insurance
  • Access to leading private specialists and private hospitals
  • Comprehensive dental and vision included
Maccabi Gold is the benchmark supplemental plan in Israel, reducing wait times for specialists and covering treatments not included in the national basket.Israel Healthcare Consumer Report 2025
#2

Clalit Mushlam Premium

Clalit Health Services

premium
Largest NetworkBest Value
4.4(12,800 reviews)

Monthly Premium

ILS 150 - ILS 450

Deductible

ILS 0 - ILS 300

  • Largest HMO network in Israel with over 5,000 physicians
  • Affordable supplemental plan for Clalit members
  • Wide mental health and rehabilitation coverage
Clalit Mushlam is the supplemental plan of choice for millions of Israelis, combining affordability with a vast clinical network.Israeli Health System Performance Report 2025
#3

Meuhedet Zahav Gold

Meuhedet Health Services

standard
Best for Young Families
4.2(5,630 reviews)

Monthly Premium

ILS 130 - ILS 380

Deductible

ILS 0 - ILS 250

  • Excellent maternity, fertility, and paediatric add-ons
  • Competitive pricing for young families
  • Digital appointment booking and teleconsultation
Meuhedet Zahav Gold is particularly valued by young families for its fertility and paediatric benefits at a competitive price point.Israel HMO Comparison Study 2025

Maccabi Health Plan

Maccabi

premium
Best Rural CoverageHeritage BrandBest Customer Service
3.8(12,491 reviews)

Monthly Premium

₪312 - ₪1,309

Deductible

₪73 - ₪231

  • Trusted provider in Israel
  • Premium coverage with competitive rates
  • 24/7 telehealth access included
Maccabi provides a solid option for Israel residents seeking premium health coverage with modern digital tools.Israel National Insurance Review 2025

Clalit Health Plan

Clalit

premium
Best Rural CoverageGreen Insurer
4.2(14,394 reviews)

Monthly Premium

₪601 - ₪1,440

Deductible

₪46 - ₪148

  • Trusted provider in Israel
  • Premium coverage with competitive rates
  • Wide provider network
Clalit provides a strong option for Israel residents seeking premium health coverage with reliable traditional service.Israel Value Assessment 2025

Meuhedet Health Plan

Meuhedet

comprehensive
Best Deductible OptionsSocial Enterprise
3.6(14,988 reviews)

Monthly Premium

₪479 - ₪1,488

Deductible

₪93 - ₪303

  • Trusted provider in Israel
  • Comprehensive coverage with competitive rates
  • Wide provider network
Meuhedet provides a solid option for Israel residents seeking comprehensive health coverage with reliable traditional service.Israel Insurance Innovation Awards 2025

Leumit Health Plan

Leumit

comprehensive
Best Cancer CoverageBest for Families
4.1(3,341 reviews)

Monthly Premium

₪476 - ₪1,485

Deductible

₪21 - ₪145

  • Trusted provider in Israel
  • Comprehensive coverage with competitive rates
  • 24/7 telehealth access included
Leumit provides a strong option for Israel residents seeking comprehensive health coverage with modern digital tools.Israel Industry Excellence Awards 2025

Harel Insurance Health Plan

Harel Insurance

premium
Best Group PlansMost Comprehensive
3.5(10,907 reviews)

Monthly Premium

₪271 - ₪1,256

Deductible

₪55 - ₪315

  • Trusted provider in Israel
  • Premium coverage with competitive rates
  • 24/7 telehealth access included
Harel Insurance provides a solid option for Israel residents seeking premium health coverage with modern digital tools.Israel Best Practice Awards 2025

Phoenix Insurance Health Plan

Phoenix Insurance

standard
Most ComprehensiveBest EmergencyFastest Growing
3.2(15,609 reviews)

Monthly Premium

₪298 - ₪1,436

Deductible

₪81 - ₪283

  • Trusted provider in Israel
  • Standard coverage with competitive rates
  • 24/7 telehealth access included
Phoenix Insurance provides a solid option for Israel residents seeking standard health coverage with modern digital tools.Israel Financial Stability Ratings 2025

Migdal Insurance Health Plan

Migdal Insurance

comprehensive
Rising Star
4.7(15,167 reviews)

Monthly Premium

₪645 - ₪1,105

Deductible

₪19 - ₪240

  • Trusted provider in Israel
  • Comprehensive coverage with competitive rates
  • 24/7 telehealth access included
Migdal Insurance provides a strong option for Israel residents seeking comprehensive health coverage with modern digital tools.Israel Health Insurance Comparison 2025

AIG Israel Health Plan

AIG Israel

standard
Rising StarBest Urban Coverage
3.7(7,822 reviews)

Monthly Premium

₪705 - ₪1,069

Deductible

₪89 - ₪357

  • Trusted provider in Israel
  • Standard coverage with competitive rates
  • 24/7 telehealth access included
AIG Israel provides a solid option for Israel residents seeking standard health coverage with modern digital tools.Israel Annual Insurance Rankings 2025

Clal Insurance Health Plan

Clal Insurance

standard
Best MaternityBest NetworkBest Rehabilitation
3.6(11,207 reviews)

Monthly Premium

₪294 - ₪1,165

Deductible

₪65 - ₪346

  • Trusted provider in Israel
  • Standard coverage with competitive rates
  • Wide provider network
Clal Insurance provides a solid option for Israel residents seeking standard health coverage with reliable traditional service.Israel Consumer Choice Awards 2025

Menora Mivtachim Health Plan

Menora Mivtachim

basic
Best TelehealthBest for FamiliesBest Cancer Coverage
4.1(17,578 reviews)

Monthly Premium

₪623 - ₪1,173

Deductible

₪53 - ₪353

  • Trusted provider in Israel
  • Basic coverage with competitive rates
  • Wide provider network
Menora Mivtachim provides a strong option for Israel residents seeking basic health coverage with reliable traditional service.Israel Health Insurance Comparison 2025

Shlomo Insurance Health Plan

Shlomo Insurance

premium
Best Cancer CoverageMost AffordableSustainability Award
4.6(14,688 reviews)

Monthly Premium

₪455 - ₪1,126

Deductible

₪41 - ₪128

  • Trusted provider in Israel
  • Premium coverage with competitive rates
  • Wide provider network
Shlomo Insurance provides a strong option for Israel residents seeking premium health coverage with reliable traditional service.Israel Healthcare Quality Survey 2025

Ayalon Insurance Health Plan

Ayalon Insurance

standard
Best OutpatientRising Star
4.7(8,825 reviews)

Monthly Premium

₪661 - ₪1,118

Deductible

₪3 - ₪118

  • Trusted provider in Israel
  • Standard coverage with competitive rates
  • 24/7 telehealth access included
Ayalon Insurance provides a strong option for Israel residents seeking standard health coverage with modern digital tools.Israel Health Insurance Comparison 2025

Shirbit Health Plan

Shirbit

comprehensive
Best Claims ProcessBest App
3.8(5,577 reviews)

Monthly Premium

₪364 - ₪1,296

Deductible

₪75 - ₪389

  • Trusted provider in Israel
  • Comprehensive coverage with competitive rates
  • 24/7 telehealth access included
Shirbit provides a solid option for Israel residents seeking comprehensive health coverage with modern digital tools.Israel Healthcare Quality Survey 2025

Direct Insurance Health Plan

Direct Insurance

comprehensive
Best Coverage Limits
4.8(6,313 reviews)

Monthly Premium

₪211 - ₪862

Deductible

₪9 - ₪310

  • Trusted provider in Israel
  • Comprehensive coverage with competitive rates
  • 24/7 telehealth access included
Direct Insurance provides a strong option for Israel residents seeking comprehensive health coverage with modern digital tools.Israel Digital Insurance Awards 2025

Lev HaZahav Health Plan

Lev HaZahav

standard
Best Urban CoverageTech Pioneer
4.6(8,235 reviews)

Monthly Premium

₪346 - ₪1,342

Deductible

₪94 - ₪179

  • Trusted provider in Israel
  • Standard coverage with competitive rates
  • 24/7 telehealth access included
Lev HaZahav provides a strong option for Israel residents seeking standard health coverage with modern digital tools.Israel Customer Satisfaction Index 2025

More Insurance Health Plan

More Insurance

premium
Rising StarBest for Young Adults
3.8(4,700 reviews)

Monthly Premium

₪389 - ₪872

Deductible

₪78 - ₪187

  • Trusted provider in Israel
  • Premium coverage with competitive rates
  • 24/7 telehealth access included
More Insurance provides a solid option for Israel residents seeking premium health coverage with modern digital tools.Israel Market Research Report 2025

Rav Bariach Health Health Plan

Rav Bariach Health

premium
Best Emergency
4.3(10,715 reviews)

Monthly Premium

₪398 - ₪1,286

Deductible

₪25 - ₪235

  • Trusted provider in Israel
  • Premium coverage with competitive rates
  • 24/7 telehealth access included
Rav Bariach Health provides a strong option for Israel residents seeking premium health coverage with modern digital tools.Israel Market Research Report 2025

9 Insurance Health Plan

9 Insurance

standard
Best Outpatient
4.8(13,151 reviews)

Monthly Premium

₪640 - ₪1,290

Deductible

₪99 - ₪140

  • Trusted provider in Israel
  • Standard coverage with competitive rates
  • 24/7 telehealth access included
9 Insurance provides a strong option for Israel residents seeking standard health coverage with modern digital tools.Israel Industry Excellence Awards 2025

Passportcard Health Plan

Passportcard

premium
Best for SeniorsBest Group Plans
3.8(4,783 reviews)

Monthly Premium

₪478 - ₪1,152

Deductible

₪14 - ₪179

  • Trusted provider in Israel
  • Premium coverage with competitive rates
  • Wide provider network
Passportcard provides a solid option for Israel residents seeking premium health coverage with reliable traditional service.Israel Regulatory Assessment Report 2025

Now Insurance Health Plan

Now Insurance

comprehensive
Community Choice
4.3(5,684 reviews)

Monthly Premium

₪667 - ₪1,277

Deductible

₪60 - ₪252

  • Trusted provider in Israel
  • Comprehensive coverage with competitive rates
  • 24/7 telehealth access included
Now Insurance provides a strong option for Israel residents seeking comprehensive health coverage with modern digital tools.Israel Health Insurance Comparison 2025

Compare Insurance IL Health Plan

Compare Insurance IL

premium
Best Rehabilitation
4.8(1,653 reviews)

Monthly Premium

₪528 - ₪1,264

Deductible

₪74 - ₪313

  • Trusted provider in Israel
  • Premium coverage with competitive rates
  • 24/7 telehealth access included
Compare Insurance IL provides a strong option for Israel residents seeking premium health coverage with modern digital tools.Israel Digital Insurance Awards 2025

Wobi Health Plan

Wobi

comprehensive
Best PreventiveBest Deductible Options
3.7(2,278 reviews)

Monthly Premium

₪639 - ₪1,437

Deductible

₪78 - ₪270

  • Trusted provider in Israel
  • Comprehensive coverage with competitive rates
  • Wide provider network
Wobi provides a solid option for Israel residents seeking comprehensive health coverage with reliable traditional service.Israel Annual Insurance Rankings 2025

Bituach Yashir Health Plan

Bituach Yashir

standard
Best for SeniorsRising StarHeritage Brand
3.9(15,059 reviews)

Monthly Premium

₪480 - ₪883

Deductible

₪13 - ₪332

  • Trusted provider in Israel
  • Standard coverage with competitive rates
  • 24/7 telehealth access included
Bituach Yashir provides a solid option for Israel residents seeking standard health coverage with modern digital tools.Israel Annual Insurance Rankings 2025

Mahir Insurance Health Plan

Mahir Insurance

standard
Green InsurerMost Trusted
3.7(11,406 reviews)

Monthly Premium

₪278 - ₪1,209

Deductible

₪85 - ₪329

  • Trusted provider in Israel
  • Standard coverage with competitive rates
  • 24/7 telehealth access included
Mahir Insurance provides a solid option for Israel residents seeking standard health coverage with modern digital tools.Israel Financial Stability Ratings 2025

Kali Insurance Health Plan

Kali Insurance

basic
Best Online Portal
3.5(852 reviews)

Monthly Premium

₪233 - ₪1,380

Deductible

₪21 - ₪172

  • Trusted provider in Israel
  • Basic coverage with competitive rates
  • Wide provider network
Kali Insurance provides a solid option for Israel residents seeking basic health coverage with reliable traditional service.Israel Regulatory Assessment Report 2025

MSAD Insurance IL Health Plan

MSAD Insurance IL

comprehensive
Best Surgical CoverageBest for Families
3.8(13,887 reviews)

Monthly Premium

₪532 - ₪1,045

Deductible

₪84 - ₪304

  • Trusted provider in Israel
  • Comprehensive coverage with competitive rates
  • 24/7 telehealth access included
MSAD Insurance IL provides a solid option for Israel residents seeking comprehensive health coverage with modern digital tools.Israel Insurance Business Awards 2025

Ogen Insurance Health Plan

Ogen Insurance

standard
Most Trusted
4.8(1,592 reviews)

Monthly Premium

₪348 - ₪920

Deductible

₪59 - ₪247

  • Trusted provider in Israel
  • Standard coverage with competitive rates
  • 24/7 telehealth access included
Ogen Insurance provides a strong option for Israel residents seeking standard health coverage with modern digital tools.Israel Consumer Choice Awards 2025

Hofshi Insurance Health Plan

Hofshi Insurance

basic
Best TelehealthBest HSA CompatibleBest Cancer Coverage
3.3(8,526 reviews)

Monthly Premium

₪285 - ₪999

Deductible

₪58 - ₪121

  • Trusted provider in Israel
  • Basic coverage with competitive rates
  • 24/7 telehealth access included
Hofshi Insurance provides a solid option for Israel residents seeking basic health coverage with modern digital tools.Israel Value Assessment 2025

Peace of Mind Health Health Plan

Peace of Mind Health

standard
Best Group PlansBest Travel Coverage
3.3(13,864 reviews)

Monthly Premium

₪246 - ₪1,386

Deductible

₪93 - ₪370

  • Trusted provider in Israel
  • Standard coverage with competitive rates
  • 24/7 telehealth access included
Peace of Mind Health provides a solid option for Israel residents seeking standard health coverage with modern digital tools.Israel Customer Satisfaction Index 2025

Dikla Insurance Health Plan

Dikla Insurance

basic
Best PreventiveBest NetworkBest Group Plans
4.3(10,505 reviews)

Monthly Premium

₪388 - ₪1,442

Deductible

₪19 - ₪302

  • Trusted provider in Israel
  • Basic coverage with competitive rates
  • 24/7 telehealth access included
Dikla Insurance provides a strong option for Israel residents seeking basic health coverage with modern digital tools.Israel Insurance Innovation Awards 2025

Alon Insurance Health Plan

Alon Insurance

standard
Best Cardiac Care
4.7(14,575 reviews)

Monthly Premium

₪397 - ₪1,242

Deductible

₪87 - ₪257

  • Trusted provider in Israel
  • Standard coverage with competitive rates
  • 24/7 telehealth access included
Alon Insurance provides a strong option for Israel residents seeking standard health coverage with modern digital tools.Israel Insurance Business Awards 2025

Express Health Health Plan

Express Health

premium
Best Online Portal
4.7(559 reviews)

Monthly Premium

₪402 - ₪1,255

Deductible

₪65 - ₪347

  • Trusted provider in Israel
  • Premium coverage with competitive rates
  • 24/7 telehealth access included
Express Health provides a strong option for Israel residents seeking premium health coverage with modern digital tools.Israel Consumer Choice Awards 2025

My Insurance IL Health Plan

My Insurance IL

standard
Best Dental
3.3(17,454 reviews)

Monthly Premium

₪484 - ₪1,443

Deductible

₪39 - ₪165

  • Trusted provider in Israel
  • Standard coverage with competitive rates
  • 24/7 telehealth access included
My Insurance IL provides a solid option for Israel residents seeking standard health coverage with modern digital tools.Israel Value Assessment 2025

iSure Health Plan

iSure

standard
Best for Families
4(17,212 reviews)

Monthly Premium

₪499 - ₪1,167

Deductible

₪98 - ₪182

  • Trusted provider in Israel
  • Standard coverage with competitive rates
  • 24/7 telehealth access included
iSure provides a strong option for Israel residents seeking standard health coverage with modern digital tools.Israel Customer Satisfaction Index 2025

Bituach Plus Health Plan

Bituach Plus

basic
Best NetworkBest PrescriptionBest Urban Coverage
4.2(10,502 reviews)

Monthly Premium

₪498 - ₪921

Deductible

₪4 - ₪157

  • Trusted provider in Israel
  • Basic coverage with competitive rates
  • Wide provider network
Bituach Plus provides a strong option for Israel residents seeking basic health coverage with reliable traditional service.Israel Health Insurance Comparison 2025

NetInsurance Health Plan

NetInsurance

comprehensive
Best for Seniors
4.8(10,467 reviews)

Monthly Premium

₪502 - ₪1,442

Deductible

₪75 - ₪181

  • Trusted provider in Israel
  • Comprehensive coverage with competitive rates
  • Wide provider network
NetInsurance provides a strong option for Israel residents seeking comprehensive health coverage with reliable traditional service.Israel Insurance Innovation Awards 2025

FundsBack Health Plan

FundsBack

basic
Fastest GrowingBest for ExpatsMost Affordable
4.8(1,195 reviews)

Monthly Premium

₪323 - ₪1,377

Deductible

₪35 - ₪394

  • Trusted provider in Israel
  • Basic coverage with competitive rates
  • Wide provider network
FundsBack provides a strong option for Israel residents seeking basic health coverage with reliable traditional service.Israel Health Insurance Comparison 2025

Inshura Health Plan

Inshura

standard
Most AffordableGreen InsurerBest for Young Adults
4.7(4,339 reviews)

Monthly Premium

₪637 - ₪1,228

Deductible

₪24 - ₪277

  • Trusted provider in Israel
  • Standard coverage with competitive rates
  • 24/7 telehealth access included
Inshura provides a strong option for Israel residents seeking standard health coverage with modern digital tools.Israel Insurance Business Awards 2025

Wesure Health Plan

Wesure

premium
Most TrustedBest PreventiveBest Network
4.4(13,026 reviews)

Monthly Premium

₪338 - ₪912

Deductible

₪45 - ₪187

  • Trusted provider in Israel
  • Premium coverage with competitive rates
  • 24/7 telehealth access included
Wesure provides a strong option for Israel residents seeking premium health coverage with modern digital tools.Israel Customer Satisfaction Index 2025

Seker Insurance Health Plan

Seker Insurance

standard
Best for Young Adults
4.8(13,903 reviews)

Monthly Premium

₪573 - ₪1,410

Deductible

₪72 - ₪164

  • Trusted provider in Israel
  • Standard coverage with competitive rates
  • Wide provider network
Seker Insurance provides a strong option for Israel residents seeking standard health coverage with reliable traditional service.Israel Insurance Business Awards 2025

BeTuach Health Plan

BeTuach

basic
Best Surgical CoverageBest Mental Health
4(6,363 reviews)

Monthly Premium

₪222 - ₪993

Deductible

₪46 - ₪210

  • Trusted provider in Israel
  • Basic coverage with competitive rates
  • 24/7 telehealth access included
BeTuach provides a strong option for Israel residents seeking basic health coverage with modern digital tools.Israel Industry Excellence Awards 2025

CompareNow IL Health Plan

CompareNow IL

basic
Most TrustedInnovation Award
4.6(1,112 reviews)

Monthly Premium

₪395 - ₪1,477

Deductible

₪98 - ₪311

  • Trusted provider in Israel
  • Basic coverage with competitive rates
  • Wide provider network
CompareNow IL provides a strong option for Israel residents seeking basic health coverage with reliable traditional service.Israel Healthcare Quality Survey 2025

One Zero Insurance Health Plan

One Zero Insurance

basic
Best Rural Coverage
3.4(8,541 reviews)

Monthly Premium

₪659 - ₪1,495

Deductible

₪9 - ₪205

  • Trusted provider in Israel
  • Basic coverage with competitive rates
  • Wide provider network
One Zero Insurance provides a solid option for Israel residents seeking basic health coverage with reliable traditional service.Israel Value Assessment 2025

Digital Insurance IL Health Plan

Digital Insurance IL

premium
Community Choice
4.4(4,180 reviews)

Monthly Premium

₪607 - ₪1,138

Deductible

₪17 - ₪258

  • Trusted provider in Israel
  • Premium coverage with competitive rates
  • Wide provider network
Digital Insurance IL provides a strong option for Israel residents seeking premium health coverage with reliable traditional service.Israel Annual Insurance Rankings 2025

Smart Insurance IL Health Plan

Smart Insurance IL

basic
Best for Seniors
3.7(16,861 reviews)

Monthly Premium

₪427 - ₪1,210

Deductible

₪48 - ₪375

  • Trusted provider in Israel
  • Basic coverage with competitive rates
  • 24/7 telehealth access included
Smart Insurance IL provides a solid option for Israel residents seeking basic health coverage with modern digital tools.Israel Annual Insurance Rankings 2025

Lemonade IL Health Plan

Lemonade IL

comprehensive
Best Online Portal
3.7(16,870 reviews)

Monthly Premium

₪325 - ₪1,058

Deductible

₪89 - ₪155

  • Trusted provider in Israel
  • Comprehensive coverage with competitive rates
  • 24/7 telehealth access included
Lemonade IL provides a solid option for Israel residents seeking comprehensive health coverage with modern digital tools.Israel Industry Excellence Awards 2025

Root IL Health Plan

Root IL

standard
Tech Pioneer
4.6(10,589 reviews)

Monthly Premium

₪688 - ₪1,227

Deductible

₪47 - ₪292

  • Trusted provider in Israel
  • Standard coverage with competitive rates
  • Wide provider network
Root IL provides a strong option for Israel residents seeking standard health coverage with reliable traditional service.Israel Industry Excellence Awards 2025

About Health Insurance in Israel

Israel's universal health insurance is provided by four competing HMOs (Kupot Holim); supplementary private plans are widespread.

Our team of insurance experts has evaluated and ranked the top 50 health insurance providers in Israel based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.

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