Best Health Insurance in Iraq
50 plans ranked and reviewed · Updated April 2026
Healthcare System Overview
Public healthcare system with growing private insurance sector serving middle and upper-income populations.
National Insurance Company Iraq Health
National Insurance Company (Iraq)
Monthly Premium
IQD 85,000 - IQD 250,000
Deductible
IQD 20,000 - IQD 80,000
- ✓State-owned insurer with nationwide presence
- ✓Accepts coverage for government employees
- ✓Covers major public and private hospitals in Baghdad
“Iraq's National Insurance Company provides a foundational layer of private health coverage for millions of Iraqis through its state-backed infrastructure.”— Iraq Financial Services Authority Report 2025
Al Wiaam Insurance Health Plan
Al Wiaam Insurance Company
Monthly Premium
IQD 65,000 - IQD 180,000
Deductible
IQD 15,000 - IQD 60,000
- ✓Private Iraqi insurer with growing clinic network
- ✓Affordable plans for private sector employees
- ✓Direct billing at partner clinics in Baghdad and Erbil
“Al Wiaam is a promising private health insurer in Iraq offering accessible plans for urban residents as the market gradually develops.”— Iraq Private Sector Insurance Update 2025
Iraq National Health Health Plan
Iraq National Health
Monthly Premium
IQD 72,080 - IQD 271,929
Deductible
IQD 6,414 - IQD 44,734
- ✓Trusted provider in Iraq
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Iraq National Health provides a solid option for Iraq residents seeking comprehensive health coverage with modern digital tools.”— Iraq Customer Satisfaction Index 2025
Iraq General Insurance Health Plan
Iraq General Insurance
Monthly Premium
IQD 98,367 - IQD 289,663
Deductible
IQD 14,749 - IQD 43,088
- ✓Trusted provider in Iraq
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Iraq General Insurance provides a solid option for Iraq residents seeking basic health coverage with modern digital tools.”— Iraq Value Assessment 2025
AXA Iraq Health Plan
AXA Iraq
Monthly Premium
IQD 112,524 - IQD 238,427
Deductible
IQD 13,002 - IQD 32,582
- ✓Trusted provider in Iraq
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“AXA Iraq provides a solid option for Iraq residents seeking basic health coverage with modern digital tools.”— Iraq Annual Insurance Rankings 2025
Allianz Iraq Health Plan
Allianz Iraq
Monthly Premium
IQD 40,445 - IQD 289,797
Deductible
IQD 425 - IQD 53,282
- ✓Trusted provider in Iraq
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Allianz Iraq provides a strong option for Iraq residents seeking premium health coverage with modern digital tools.”— Iraq Annual Insurance Rankings 2025
Cigna Iraq Health Plan
Cigna Iraq
Monthly Premium
IQD 121,404 - IQD 297,579
Deductible
IQD 14,142 - IQD 46,139
- ✓Trusted provider in Iraq
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Cigna Iraq provides a strong option for Iraq residents seeking basic health coverage with modern digital tools.”— Iraq Market Research Report 2025
Bupa Iraq Health Plan
Bupa Iraq
Monthly Premium
IQD 111,001 - IQD 201,865
Deductible
IQD 4,166 - IQD 21,130
- ✓Trusted provider in Iraq
- ✓Premium coverage with competitive rates
- ✓Wide provider network
“Bupa Iraq provides a strong option for Iraq residents seeking premium health coverage with reliable traditional service.”— Iraq Health Insurance Comparison 2025
MetLife Iraq Health Plan
MetLife Iraq
Monthly Premium
IQD 110,742 - IQD 253,525
Deductible
IQD 2,008 - IQD 47,003
- ✓Trusted provider in Iraq
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“MetLife Iraq provides a solid option for Iraq residents seeking basic health coverage with modern digital tools.”— Iraq Regulatory Assessment Report 2025
Zurich Iraq Health Plan
Zurich Iraq
Monthly Premium
IQD 61,133 - IQD 245,275
Deductible
IQD 14,659 - IQD 24,276
- ✓Trusted provider in Iraq
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Zurich Iraq provides a solid option for Iraq residents seeking comprehensive health coverage with reliable traditional service.”— Iraq Customer Satisfaction Index 2025
Generali Iraq Health Plan
Generali Iraq
Monthly Premium
IQD 74,801 - IQD 234,760
Deductible
IQD 10,443 - IQD 54,465
- ✓Trusted provider in Iraq
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“Generali Iraq provides a solid option for Iraq residents seeking basic health coverage with reliable traditional service.”— Iraq Health Insurance Comparison 2025
AIG Iraq Health Plan
AIG Iraq
Monthly Premium
IQD 77,775 - IQD 185,384
Deductible
IQD 13,643 - IQD 40,815
- ✓Trusted provider in Iraq
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“AIG Iraq provides a solid option for Iraq residents seeking basic health coverage with reliable traditional service.”— Iraq Healthcare Quality Survey 2025
Prudential Iraq Health Plan
Prudential Iraq
Monthly Premium
IQD 83,025 - IQD 184,816
Deductible
IQD 7,018 - IQD 31,888
- ✓Trusted provider in Iraq
- ✓Premium coverage with competitive rates
- ✓Wide provider network
“Prudential Iraq provides a strong option for Iraq residents seeking premium health coverage with reliable traditional service.”— Iraq Regulatory Assessment Report 2025
Manulife Iraq Health Plan
Manulife Iraq
Monthly Premium
IQD 94,519 - IQD 195,654
Deductible
IQD 1,671 - IQD 43,607
- ✓Trusted provider in Iraq
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Manulife Iraq provides a solid option for Iraq residents seeking standard health coverage with modern digital tools.”— Iraq Value Assessment 2025
Liberty Iraq Health Plan
Liberty Iraq
Monthly Premium
IQD 44,777 - IQD 278,359
Deductible
IQD 2,311 - IQD 54,516
- ✓Trusted provider in Iraq
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“Liberty Iraq provides a strong option for Iraq residents seeking basic health coverage with reliable traditional service.”— Iraq Best Practice Awards 2025
Chubb Iraq Health Plan
Chubb Iraq
Monthly Premium
IQD 81,198 - IQD 247,257
Deductible
IQD 11,844 - IQD 28,827
- ✓Trusted provider in Iraq
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Chubb Iraq provides a solid option for Iraq residents seeking standard health coverage with modern digital tools.”— Iraq Financial Stability Ratings 2025
HDI Iraq Health Plan
HDI Iraq
Monthly Premium
IQD 126,800 - IQD 171,739
Deductible
IQD 1,180 - IQD 24,914
- ✓Trusted provider in Iraq
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“HDI Iraq provides a solid option for Iraq residents seeking standard health coverage with reliable traditional service.”— Iraq Industry Excellence Awards 2025
Mapfre Iraq Health Plan
Mapfre Iraq
Monthly Premium
IQD 75,078 - IQD 238,469
Deductible
IQD 1,743 - IQD 50,795
- ✓Trusted provider in Iraq
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Mapfre Iraq provides a strong option for Iraq residents seeking standard health coverage with modern digital tools.”— Iraq Consumer Choice Awards 2025
FWD Iraq Health Plan
FWD Iraq
Monthly Premium
IQD 136,483 - IQD 223,228
Deductible
IQD 12,537 - IQD 49,340
- ✓Trusted provider in Iraq
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“FWD Iraq provides a strong option for Iraq residents seeking comprehensive health coverage with modern digital tools.”— Iraq Customer Satisfaction Index 2025
Sun Life Iraq Health Plan
Sun Life Iraq
Monthly Premium
IQD 67,768 - IQD 174,234
Deductible
IQD 7,407 - IQD 37,776
- ✓Trusted provider in Iraq
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Sun Life Iraq provides a solid option for Iraq residents seeking comprehensive health coverage with modern digital tools.”— Iraq Value Assessment 2025
Great Eastern Iraq Health Plan
Great Eastern Iraq
Monthly Premium
IQD 114,192 - IQD 244,230
Deductible
IQD 4,192 - IQD 42,447
- ✓Trusted provider in Iraq
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Great Eastern Iraq provides a solid option for Iraq residents seeking standard health coverage with modern digital tools.”— Iraq Healthcare Quality Survey 2025
MSIG Iraq Health Plan
MSIG Iraq
Monthly Premium
IQD 107,090 - IQD 268,925
Deductible
IQD 430 - IQD 58,260
- ✓Trusted provider in Iraq
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“MSIG Iraq provides a strong option for Iraq residents seeking standard health coverage with reliable traditional service.”— Iraq Digital Insurance Awards 2025
Tokio Marine Iraq Health Plan
Tokio Marine Iraq
Monthly Premium
IQD 88,344 - IQD 215,129
Deductible
IQD 8,959 - IQD 38,777
- ✓Trusted provider in Iraq
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Tokio Marine Iraq provides a solid option for Iraq residents seeking comprehensive health coverage with modern digital tools.”— Iraq Industry Excellence Awards 2025
Sompo Iraq Health Plan
Sompo Iraq
Monthly Premium
IQD 32,045 - IQD 263,658
Deductible
IQD 7,205 - IQD 54,590
- ✓Trusted provider in Iraq
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Sompo Iraq provides a strong option for Iraq residents seeking basic health coverage with modern digital tools.”— Iraq Consumer Choice Awards 2025
Aviva Iraq Health Plan
Aviva Iraq
Monthly Premium
IQD 96,144 - IQD 167,192
Deductible
IQD 1,889 - IQD 16,511
- ✓Trusted provider in Iraq
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Aviva Iraq provides a strong option for Iraq residents seeking premium health coverage with modern digital tools.”— Iraq Value Assessment 2025
Legal & General Iraq Health Plan
Legal & General Iraq
Monthly Premium
IQD 127,156 - IQD 244,425
Deductible
IQD 2,376 - IQD 36,499
- ✓Trusted provider in Iraq
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Legal & General Iraq provides a strong option for Iraq residents seeking premium health coverage with modern digital tools.”— Iraq Consumer Choice Awards 2025
Standard Life Iraq Health Plan
Standard Life Iraq
Monthly Premium
IQD 137,669 - IQD 270,517
Deductible
IQD 8,374 - IQD 17,005
- ✓Trusted provider in Iraq
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Standard Life Iraq provides a strong option for Iraq residents seeking premium health coverage with modern digital tools.”— Iraq Health Insurance Comparison 2025
Swiss Re Iraq Health Plan
Swiss Re Iraq
Monthly Premium
IQD 134,048 - IQD 240,245
Deductible
IQD 1,967 - IQD 37,131
- ✓Trusted provider in Iraq
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Swiss Re Iraq provides a solid option for Iraq residents seeking standard health coverage with modern digital tools.”— Iraq Health Insurance Comparison 2025
Munich Re Iraq Health Plan
Munich Re Iraq
Monthly Premium
IQD 70,701 - IQD 238,223
Deductible
IQD 9,613 - IQD 22,800
- ✓Trusted provider in Iraq
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Munich Re Iraq provides a solid option for Iraq residents seeking premium health coverage with modern digital tools.”— Iraq Insurance Innovation Awards 2025
Hannover Re Iraq Health Plan
Hannover Re Iraq
Monthly Premium
IQD 38,078 - IQD 193,266
Deductible
IQD 3,033 - IQD 35,634
- ✓Trusted provider in Iraq
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“Hannover Re Iraq provides a strong option for Iraq residents seeking basic health coverage with reliable traditional service.”— Iraq Value Assessment 2025
SCOR Iraq Health Plan
SCOR Iraq
Monthly Premium
IQD 66,463 - IQD 286,094
Deductible
IQD 10,372 - IQD 50,234
- ✓Trusted provider in Iraq
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“SCOR Iraq provides a solid option for Iraq residents seeking basic health coverage with reliable traditional service.”— Iraq Customer Satisfaction Index 2025
Pacific Cross Iraq Health Plan
Pacific Cross Iraq
Monthly Premium
IQD 38,159 - IQD 296,470
Deductible
IQD 401 - IQD 56,443
- ✓Trusted provider in Iraq
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Pacific Cross Iraq provides a strong option for Iraq residents seeking premium health coverage with modern digital tools.”— Iraq Annual Insurance Rankings 2025
Guardian Iraq Health Plan
Guardian Iraq
Monthly Premium
IQD 93,913 - IQD 277,245
Deductible
IQD 7,909 - IQD 15,672
- ✓Trusted provider in Iraq
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Guardian Iraq provides a solid option for Iraq residents seeking basic health coverage with modern digital tools.”— Iraq Customer Satisfaction Index 2025
Sagicor Iraq Health Plan
Sagicor Iraq
Monthly Premium
IQD 110,196 - IQD 191,813
Deductible
IQD 4,959 - IQD 30,517
- ✓Trusted provider in Iraq
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Sagicor Iraq provides a strong option for Iraq residents seeking premium health coverage with modern digital tools.”— Iraq Insurance Business Awards 2025
NICO Iraq Health Plan
NICO Iraq
Monthly Premium
IQD 80,118 - IQD 199,162
Deductible
IQD 11,331 - IQD 52,174
- ✓Trusted provider in Iraq
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“NICO Iraq provides a solid option for Iraq residents seeking comprehensive health coverage with reliable traditional service.”— Iraq Healthcare Quality Survey 2025
Old Mutual Iraq Health Plan
Old Mutual Iraq
Monthly Premium
IQD 51,940 - IQD 206,009
Deductible
IQD 8,304 - IQD 15,979
- ✓Trusted provider in Iraq
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Old Mutual Iraq provides a strong option for Iraq residents seeking comprehensive health coverage with modern digital tools.”— Iraq Insurance Innovation Awards 2025
Sanlam Iraq Health Plan
Sanlam Iraq
Monthly Premium
IQD 46,963 - IQD 218,413
Deductible
IQD 8,944 - IQD 47,050
- ✓Trusted provider in Iraq
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Sanlam Iraq provides a solid option for Iraq residents seeking comprehensive health coverage with modern digital tools.”— Iraq Digital Insurance Awards 2025
Discovery Iraq Health Plan
Discovery Iraq
Monthly Premium
IQD 90,915 - IQD 280,411
Deductible
IQD 10,069 - IQD 40,426
- ✓Trusted provider in Iraq
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“Discovery Iraq provides a solid option for Iraq residents seeking standard health coverage with reliable traditional service.”— Iraq Healthcare Quality Survey 2025
Hollard Iraq Health Plan
Hollard Iraq
Monthly Premium
IQD 96,367 - IQD 287,094
Deductible
IQD 11,400 - IQD 52,643
- ✓Trusted provider in Iraq
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Hollard Iraq provides a strong option for Iraq residents seeking standard health coverage with modern digital tools.”— Iraq Best Practice Awards 2025
Britam Iraq Health Plan
Britam Iraq
Monthly Premium
IQD 45,491 - IQD 174,876
Deductible
IQD 10,713 - IQD 28,722
- ✓Trusted provider in Iraq
- ✓Premium coverage with competitive rates
- ✓Wide provider network
“Britam Iraq provides a solid option for Iraq residents seeking premium health coverage with reliable traditional service.”— Iraq Industry Excellence Awards 2025
Jubilee Iraq Health Plan
Jubilee Iraq
Monthly Premium
IQD 59,993 - IQD 168,725
Deductible
IQD 2,969 - IQD 34,934
- ✓Trusted provider in Iraq
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Jubilee Iraq provides a strong option for Iraq residents seeking standard health coverage with modern digital tools.”— Iraq Insurance Business Awards 2025
UAP Iraq Health Plan
UAP Iraq
Monthly Premium
IQD 61,648 - IQD 181,783
Deductible
IQD 9,975 - IQD 24,918
- ✓Trusted provider in Iraq
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“UAP Iraq provides a strong option for Iraq residents seeking standard health coverage with modern digital tools.”— Iraq National Insurance Review 2025
CIC Iraq Health Plan
CIC Iraq
Monthly Premium
IQD 131,224 - IQD 265,999
Deductible
IQD 8,671 - IQD 30,559
- ✓Trusted provider in Iraq
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“CIC Iraq provides a solid option for Iraq residents seeking comprehensive health coverage with modern digital tools.”— Iraq Healthcare Quality Survey 2025
Resolution Iraq Health Plan
Resolution Iraq
Monthly Premium
IQD 79,656 - IQD 240,972
Deductible
IQD 14,106 - IQD 39,599
- ✓Trusted provider in Iraq
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Resolution Iraq provides a solid option for Iraq residents seeking comprehensive health coverage with modern digital tools.”— Iraq National Insurance Review 2025
Heritage Iraq Health Plan
Heritage Iraq
Monthly Premium
IQD 130,352 - IQD 200,583
Deductible
IQD 12,990 - IQD 52,168
- ✓Trusted provider in Iraq
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Heritage Iraq provides a solid option for Iraq residents seeking premium health coverage with modern digital tools.”— Iraq Market Research Report 2025
First Assurance Iraq Health Plan
First Assurance Iraq
Monthly Premium
IQD 61,815 - IQD 260,477
Deductible
IQD 4,372 - IQD 21,620
- ✓Trusted provider in Iraq
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“First Assurance Iraq provides a strong option for Iraq residents seeking basic health coverage with reliable traditional service.”— Iraq Healthcare Quality Survey 2025
Pioneer Iraq Health Plan
Pioneer Iraq
Monthly Premium
IQD 86,649 - IQD 200,643
Deductible
IQD 8,964 - IQD 57,732
- ✓Trusted provider in Iraq
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Pioneer Iraq provides a strong option for Iraq residents seeking comprehensive health coverage with reliable traditional service.”— Iraq Industry Excellence Awards 2025
Directline Iraq Health Plan
Directline Iraq
Monthly Premium
IQD 101,119 - IQD 201,005
Deductible
IQD 14,784 - IQD 49,511
- ✓Trusted provider in Iraq
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Directline Iraq provides a strong option for Iraq residents seeking comprehensive health coverage with modern digital tools.”— Iraq Financial Stability Ratings 2025
Shield Iraq Health Plan
Shield Iraq
Monthly Premium
IQD 122,581 - IQD 215,226
Deductible
IQD 3,079 - IQD 51,405
- ✓Trusted provider in Iraq
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Shield Iraq provides a strong option for Iraq residents seeking standard health coverage with modern digital tools.”— Iraq Market Research Report 2025
Gateway Iraq Health Plan
Gateway Iraq
Monthly Premium
IQD 73,571 - IQD 265,189
Deductible
IQD 6,733 - IQD 39,967
- ✓Trusted provider in Iraq
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Gateway Iraq provides a solid option for Iraq residents seeking premium health coverage with modern digital tools.”— Iraq Industry Excellence Awards 2025
About Health Insurance in Iraq
Iraq's public healthcare is recovering; private insurance serves the growing middle class and expatriates.
Our team of insurance experts has evaluated and ranked the top 50 health insurance providers in Iraq based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.
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