Best Health Insurance in Madagascar
50 plans ranked and reviewed · Updated April 2026
Healthcare System Overview
Limited public healthcare with international private insurance for expatriates and NGO workers.
Ny Havana Assurance Santé
Ny Havana Assurance
Monthly Premium
MGA 200,000 - MGA 600,000
Deductible
MGA 40,000 - MGA 150,000
- ✓Madagascar's largest domestic insurer
- ✓Coverage at Antananarivo's private clinics and hospitals
- ✓Group plans for Malagasy businesses
“Ny Havana is Madagascar's most trusted private health insurer, providing essential coverage for Antananarivo's formal workforce.”— Madagascar Insurance Market Assessment 2025
ARO Assurance Health Essential
ARO Assurance Madagascar
Monthly Premium
MGA 150,000 - MGA 450,000
Deductible
MGA 30,000 - MGA 100,000
- ✓Affordable private health insurance for Madagascar's formal sector
- ✓Basic hospitalisation and outpatient at partner facilities
- ✓Simple plan structure suitable for SMEs
“ARO Assurance Health Essential is the most accessible private health plan in Madagascar, offering basic protection at the lowest available premiums.”— Madagascar Financial Sector Survey 2025
Madagascar National Health Health Plan
Madagascar National Health
Monthly Premium
MGA 77,303 - MGA 195,244
Deductible
MGA 733 - MGA 19,593
- ✓Trusted provider in Madagascar
- ✓Premium coverage with competitive rates
- ✓Wide provider network
“Madagascar National Health provides a solid option for Madagascar residents seeking premium health coverage with reliable traditional service.”— Madagascar Market Research Report 2025
Madagascar General Insurance Health Plan
Madagascar General Insurance
Monthly Premium
MGA 74,060 - MGA 199,878
Deductible
MGA 3,318 - MGA 27,697
- ✓Trusted provider in Madagascar
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“Madagascar General Insurance provides a solid option for Madagascar residents seeking basic health coverage with reliable traditional service.”— Madagascar Value Assessment 2025
AXA Madagascar Health Plan
AXA Madagascar
Monthly Premium
MGA 23,679 - MGA 118,506
Deductible
MGA 2,491 - MGA 32,972
- ✓Trusted provider in Madagascar
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“AXA Madagascar provides a strong option for Madagascar residents seeking standard health coverage with modern digital tools.”— Madagascar Consumer Choice Awards 2025
Allianz Madagascar Health Plan
Allianz Madagascar
Monthly Premium
MGA 60,926 - MGA 130,762
Deductible
MGA 7,639 - MGA 18,548
- ✓Trusted provider in Madagascar
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Allianz Madagascar provides a solid option for Madagascar residents seeking basic health coverage with modern digital tools.”— Madagascar Health Insurance Comparison 2025
Cigna Madagascar Health Plan
Cigna Madagascar
Monthly Premium
MGA 50,034 - MGA 195,859
Deductible
MGA 7,648 - MGA 11,806
- ✓Trusted provider in Madagascar
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Cigna Madagascar provides a strong option for Madagascar residents seeking standard health coverage with modern digital tools.”— Madagascar Insurance Innovation Awards 2025
Bupa Madagascar Health Plan
Bupa Madagascar
Monthly Premium
MGA 86,082 - MGA 187,102
Deductible
MGA 3,837 - MGA 24,779
- ✓Trusted provider in Madagascar
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Bupa Madagascar provides a strong option for Madagascar residents seeking comprehensive health coverage with modern digital tools.”— Madagascar Consumer Choice Awards 2025
MetLife Madagascar Health Plan
MetLife Madagascar
Monthly Premium
MGA 68,532 - MGA 117,603
Deductible
MGA 1,800 - MGA 21,182
- ✓Trusted provider in Madagascar
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“MetLife Madagascar provides a strong option for Madagascar residents seeking premium health coverage with modern digital tools.”— Madagascar Customer Satisfaction Index 2025
Zurich Madagascar Health Plan
Zurich Madagascar
Monthly Premium
MGA 47,281 - MGA 170,725
Deductible
MGA 7,876 - MGA 22,161
- ✓Trusted provider in Madagascar
- ✓Premium coverage with competitive rates
- ✓Wide provider network
“Zurich Madagascar provides a solid option for Madagascar residents seeking premium health coverage with reliable traditional service.”— Madagascar Consumer Choice Awards 2025
Generali Madagascar Health Plan
Generali Madagascar
Monthly Premium
MGA 22,034 - MGA 157,575
Deductible
MGA 4,449 - MGA 20,474
- ✓Trusted provider in Madagascar
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“Generali Madagascar provides a strong option for Madagascar residents seeking standard health coverage with reliable traditional service.”— Madagascar Health Insurance Comparison 2025
AIG Madagascar Health Plan
AIG Madagascar
Monthly Premium
MGA 66,064 - MGA 125,147
Deductible
MGA 2,092 - MGA 25,687
- ✓Trusted provider in Madagascar
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“AIG Madagascar provides a solid option for Madagascar residents seeking basic health coverage with reliable traditional service.”— Madagascar Consumer Choice Awards 2025
Prudential Madagascar Health Plan
Prudential Madagascar
Monthly Premium
MGA 41,901 - MGA 191,712
Deductible
MGA 671 - MGA 38,385
- ✓Trusted provider in Madagascar
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Prudential Madagascar provides a strong option for Madagascar residents seeking basic health coverage with modern digital tools.”— Madagascar Best Practice Awards 2025
Manulife Madagascar Health Plan
Manulife Madagascar
Monthly Premium
MGA 26,607 - MGA 178,424
Deductible
MGA 6,898 - MGA 35,650
- ✓Trusted provider in Madagascar
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Manulife Madagascar provides a strong option for Madagascar residents seeking basic health coverage with modern digital tools.”— Madagascar Insurance Business Awards 2025
Liberty Madagascar Health Plan
Liberty Madagascar
Monthly Premium
MGA 70,288 - MGA 194,955
Deductible
MGA 5,222 - MGA 39,404
- ✓Trusted provider in Madagascar
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Liberty Madagascar provides a strong option for Madagascar residents seeking standard health coverage with modern digital tools.”— Madagascar Customer Satisfaction Index 2025
Chubb Madagascar Health Plan
Chubb Madagascar
Monthly Premium
MGA 33,016 - MGA 140,688
Deductible
MGA 7,873 - MGA 34,007
- ✓Trusted provider in Madagascar
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Chubb Madagascar provides a strong option for Madagascar residents seeking standard health coverage with modern digital tools.”— Madagascar Best Practice Awards 2025
HDI Madagascar Health Plan
HDI Madagascar
Monthly Premium
MGA 53,378 - MGA 139,848
Deductible
MGA 1,223 - MGA 15,964
- ✓Trusted provider in Madagascar
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“HDI Madagascar provides a solid option for Madagascar residents seeking basic health coverage with modern digital tools.”— Madagascar Best Practice Awards 2025
Mapfre Madagascar Health Plan
Mapfre Madagascar
Monthly Premium
MGA 55,654 - MGA 132,053
Deductible
MGA 8,555 - MGA 39,315
- ✓Trusted provider in Madagascar
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Mapfre Madagascar provides a strong option for Madagascar residents seeking comprehensive health coverage with reliable traditional service.”— Madagascar Annual Insurance Rankings 2025
FWD Madagascar Health Plan
FWD Madagascar
Monthly Premium
MGA 73,637 - MGA 134,379
Deductible
MGA 2,625 - MGA 38,618
- ✓Trusted provider in Madagascar
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“FWD Madagascar provides a solid option for Madagascar residents seeking comprehensive health coverage with reliable traditional service.”— Madagascar National Insurance Review 2025
Sun Life Madagascar Health Plan
Sun Life Madagascar
Monthly Premium
MGA 22,302 - MGA 110,549
Deductible
MGA 8,818 - MGA 13,167
- ✓Trusted provider in Madagascar
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Sun Life Madagascar provides a strong option for Madagascar residents seeking standard health coverage with modern digital tools.”— Madagascar Consumer Choice Awards 2025
Great Eastern Madagascar Health Plan
Great Eastern Madagascar
Monthly Premium
MGA 30,287 - MGA 134,479
Deductible
MGA 6,430 - MGA 25,692
- ✓Trusted provider in Madagascar
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Great Eastern Madagascar provides a solid option for Madagascar residents seeking premium health coverage with modern digital tools.”— Madagascar Health Insurance Comparison 2025
MSIG Madagascar Health Plan
MSIG Madagascar
Monthly Premium
MGA 74,073 - MGA 179,254
Deductible
MGA 7,832 - MGA 37,890
- ✓Trusted provider in Madagascar
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“MSIG Madagascar provides a strong option for Madagascar residents seeking comprehensive health coverage with modern digital tools.”— Madagascar Annual Insurance Rankings 2025
Tokio Marine Madagascar Health Plan
Tokio Marine Madagascar
Monthly Premium
MGA 34,917 - MGA 124,331
Deductible
MGA 6,327 - MGA 28,019
- ✓Trusted provider in Madagascar
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Tokio Marine Madagascar provides a solid option for Madagascar residents seeking basic health coverage with modern digital tools.”— Madagascar Consumer Choice Awards 2025
Sompo Madagascar Health Plan
Sompo Madagascar
Monthly Premium
MGA 56,354 - MGA 122,538
Deductible
MGA 4,317 - MGA 28,901
- ✓Trusted provider in Madagascar
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“Sompo Madagascar provides a strong option for Madagascar residents seeking basic health coverage with reliable traditional service.”— Madagascar Customer Satisfaction Index 2025
Aviva Madagascar Health Plan
Aviva Madagascar
Monthly Premium
MGA 35,936 - MGA 190,958
Deductible
MGA 2,543 - MGA 32,570
- ✓Trusted provider in Madagascar
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Aviva Madagascar provides a strong option for Madagascar residents seeking comprehensive health coverage with reliable traditional service.”— Madagascar Health Insurance Comparison 2025
Legal & General Madagascar Health Plan
Legal & General Madagascar
Monthly Premium
MGA 69,306 - MGA 137,686
Deductible
MGA 8,330 - MGA 16,118
- ✓Trusted provider in Madagascar
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Legal & General Madagascar provides a solid option for Madagascar residents seeking comprehensive health coverage with modern digital tools.”— Madagascar Health Insurance Comparison 2025
Standard Life Madagascar Health Plan
Standard Life Madagascar
Monthly Premium
MGA 68,420 - MGA 130,459
Deductible
MGA 6,519 - MGA 21,741
- ✓Trusted provider in Madagascar
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Standard Life Madagascar provides a solid option for Madagascar residents seeking premium health coverage with modern digital tools.”— Madagascar Consumer Choice Awards 2025
Swiss Re Madagascar Health Plan
Swiss Re Madagascar
Monthly Premium
MGA 85,572 - MGA 193,070
Deductible
MGA 5,474 - MGA 23,952
- ✓Trusted provider in Madagascar
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Swiss Re Madagascar provides a strong option for Madagascar residents seeking premium health coverage with modern digital tools.”— Madagascar Market Research Report 2025
Munich Re Madagascar Health Plan
Munich Re Madagascar
Monthly Premium
MGA 31,436 - MGA 185,022
Deductible
MGA 9,222 - MGA 24,956
- ✓Trusted provider in Madagascar
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Munich Re Madagascar provides a strong option for Madagascar residents seeking comprehensive health coverage with modern digital tools.”— Madagascar Consumer Choice Awards 2025
Hannover Re Madagascar Health Plan
Hannover Re Madagascar
Monthly Premium
MGA 24,125 - MGA 157,117
Deductible
MGA 5,118 - MGA 31,621
- ✓Trusted provider in Madagascar
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Hannover Re Madagascar provides a solid option for Madagascar residents seeking standard health coverage with modern digital tools.”— Madagascar Industry Excellence Awards 2025
SCOR Madagascar Health Plan
SCOR Madagascar
Monthly Premium
MGA 79,832 - MGA 171,483
Deductible
MGA 7,226 - MGA 28,271
- ✓Trusted provider in Madagascar
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“SCOR Madagascar provides a solid option for Madagascar residents seeking comprehensive health coverage with modern digital tools.”— Madagascar Regulatory Assessment Report 2025
Pacific Cross Madagascar Health Plan
Pacific Cross Madagascar
Monthly Premium
MGA 67,402 - MGA 149,638
Deductible
MGA 334 - MGA 13,595
- ✓Trusted provider in Madagascar
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Pacific Cross Madagascar provides a strong option for Madagascar residents seeking premium health coverage with modern digital tools.”— Madagascar Health Insurance Comparison 2025
Guardian Madagascar Health Plan
Guardian Madagascar
Monthly Premium
MGA 78,233 - MGA 128,587
Deductible
MGA 4,394 - MGA 27,429
- ✓Trusted provider in Madagascar
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Guardian Madagascar provides a solid option for Madagascar residents seeking comprehensive health coverage with modern digital tools.”— Madagascar Financial Stability Ratings 2025
Sagicor Madagascar Health Plan
Sagicor Madagascar
Monthly Premium
MGA 62,441 - MGA 126,634
Deductible
MGA 124 - MGA 28,069
- ✓Trusted provider in Madagascar
- ✓Premium coverage with competitive rates
- ✓Wide provider network
“Sagicor Madagascar provides a solid option for Madagascar residents seeking premium health coverage with reliable traditional service.”— Madagascar Customer Satisfaction Index 2025
NICO Madagascar Health Plan
NICO Madagascar
Monthly Premium
MGA 38,336 - MGA 184,032
Deductible
MGA 9,373 - MGA 16,951
- ✓Trusted provider in Madagascar
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“NICO Madagascar provides a strong option for Madagascar residents seeking basic health coverage with reliable traditional service.”— Madagascar Regulatory Assessment Report 2025
Old Mutual Madagascar Health Plan
Old Mutual Madagascar
Monthly Premium
MGA 50,757 - MGA 123,070
Deductible
MGA 3,788 - MGA 39,661
- ✓Trusted provider in Madagascar
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Old Mutual Madagascar provides a solid option for Madagascar residents seeking standard health coverage with modern digital tools.”— Madagascar Health Insurance Comparison 2025
Sanlam Madagascar Health Plan
Sanlam Madagascar
Monthly Premium
MGA 42,134 - MGA 178,985
Deductible
MGA 9,973 - MGA 21,553
- ✓Trusted provider in Madagascar
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Sanlam Madagascar provides a solid option for Madagascar residents seeking standard health coverage with modern digital tools.”— Madagascar Best Practice Awards 2025
Discovery Madagascar Health Plan
Discovery Madagascar
Monthly Premium
MGA 84,231 - MGA 173,275
Deductible
MGA 5,553 - MGA 10,934
- ✓Trusted provider in Madagascar
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Discovery Madagascar provides a strong option for Madagascar residents seeking comprehensive health coverage with modern digital tools.”— Madagascar Regulatory Assessment Report 2025
Hollard Madagascar Health Plan
Hollard Madagascar
Monthly Premium
MGA 52,172 - MGA 160,548
Deductible
MGA 2,943 - MGA 19,701
- ✓Trusted provider in Madagascar
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“Hollard Madagascar provides a strong option for Madagascar residents seeking standard health coverage with reliable traditional service.”— Madagascar Market Research Report 2025
Britam Madagascar Health Plan
Britam Madagascar
Monthly Premium
MGA 21,797 - MGA 148,721
Deductible
MGA 2,911 - MGA 16,113
- ✓Trusted provider in Madagascar
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Britam Madagascar provides a strong option for Madagascar residents seeking premium health coverage with modern digital tools.”— Madagascar Insurance Innovation Awards 2025
Jubilee Madagascar Health Plan
Jubilee Madagascar
Monthly Premium
MGA 22,144 - MGA 185,342
Deductible
MGA 705 - MGA 15,607
- ✓Trusted provider in Madagascar
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Jubilee Madagascar provides a solid option for Madagascar residents seeking comprehensive health coverage with reliable traditional service.”— Madagascar Insurance Innovation Awards 2025
UAP Madagascar Health Plan
UAP Madagascar
Monthly Premium
MGA 42,005 - MGA 164,786
Deductible
MGA 2,593 - MGA 38,640
- ✓Trusted provider in Madagascar
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“UAP Madagascar provides a strong option for Madagascar residents seeking basic health coverage with modern digital tools.”— Madagascar Digital Insurance Awards 2025
CIC Madagascar Health Plan
CIC Madagascar
Monthly Premium
MGA 89,203 - MGA 151,578
Deductible
MGA 696 - MGA 31,894
- ✓Trusted provider in Madagascar
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“CIC Madagascar provides a solid option for Madagascar residents seeking standard health coverage with reliable traditional service.”— Madagascar Insurance Business Awards 2025
Resolution Madagascar Health Plan
Resolution Madagascar
Monthly Premium
MGA 80,520 - MGA 138,079
Deductible
MGA 1,748 - MGA 34,824
- ✓Trusted provider in Madagascar
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Resolution Madagascar provides a solid option for Madagascar residents seeking basic health coverage with modern digital tools.”— Madagascar Healthcare Quality Survey 2025
Heritage Madagascar Health Plan
Heritage Madagascar
Monthly Premium
MGA 26,483 - MGA 120,493
Deductible
MGA 941 - MGA 10,071
- ✓Trusted provider in Madagascar
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Heritage Madagascar provides a solid option for Madagascar residents seeking basic health coverage with modern digital tools.”— Madagascar Industry Excellence Awards 2025
First Assurance Madagascar Health Plan
First Assurance Madagascar
Monthly Premium
MGA 80,236 - MGA 178,209
Deductible
MGA 6,771 - MGA 14,577
- ✓Trusted provider in Madagascar
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“First Assurance Madagascar provides a solid option for Madagascar residents seeking basic health coverage with modern digital tools.”— Madagascar Insurance Innovation Awards 2025
Pioneer Madagascar Health Plan
Pioneer Madagascar
Monthly Premium
MGA 26,069 - MGA 113,993
Deductible
MGA 8,731 - MGA 23,204
- ✓Trusted provider in Madagascar
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Pioneer Madagascar provides a solid option for Madagascar residents seeking comprehensive health coverage with modern digital tools.”— Madagascar Consumer Choice Awards 2025
Directline Madagascar Health Plan
Directline Madagascar
Monthly Premium
MGA 45,164 - MGA 133,449
Deductible
MGA 903 - MGA 31,035
- ✓Trusted provider in Madagascar
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Directline Madagascar provides a strong option for Madagascar residents seeking comprehensive health coverage with modern digital tools.”— Madagascar Insurance Innovation Awards 2025
Shield Madagascar Health Plan
Shield Madagascar
Monthly Premium
MGA 72,367 - MGA 150,674
Deductible
MGA 807 - MGA 25,063
- ✓Trusted provider in Madagascar
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Shield Madagascar provides a solid option for Madagascar residents seeking premium health coverage with modern digital tools.”— Madagascar Consumer Choice Awards 2025
Gateway Madagascar Health Plan
Gateway Madagascar
Monthly Premium
MGA 74,419 - MGA 196,204
Deductible
MGA 1,799 - MGA 39,791
- ✓Trusted provider in Madagascar
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Gateway Madagascar provides a strong option for Madagascar residents seeking comprehensive health coverage with reliable traditional service.”— Madagascar Insurance Business Awards 2025
About Health Insurance in Madagascar
Madagascar's healthcare resources are limited; international private insurance serves expatriates and NGO workers.
Our team of insurance experts has evaluated and ranked the top 50 health insurance providers in Madagascar based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.
Affiliate Disclosure
Some links on this page are affiliate links. If you click through and purchase a plan, we may earn a commission at no extra cost to you. This helps us keep the site free and our reviews independent.