Allied Insurance Maldives Health Plus

by Allied Insurance Company of the Maldives

★★★☆☆3.9(870 reviews)

Allied Insurance Maldives Health Plus is the flagship private health insurance product from the Maldives' oldest insurer, providing island-wide coverage and essential medical evacuation benefits for a nation where quality healthcare is concentrated in the capital.

Monthly Premium

MVR 500 – MVR 2,500

Deductible

MVR 1,000

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✓International Coverage

✗Telehealth

Pros

✓Only insurer with meaningful coverage across Maldives' dispersed atolls
✓Medical evacuation benefit is critical given most islands' limited healthcare
✓Well-established claims process supported by strong local relationships

Cons

✗Annual benefit limit relatively low compared to regional peers
✗Digital services limited; primarily agent-serviced
✗International coverage beyond evacuation not available

Editorial Review

“Allied Insurance Maldives Health Plus is indispensable for Maldivians living outside Malé, where the medical evacuation benefit can literally be the difference between life and death in a remote atoll emergency.”

— Avas Maldives Business News, 2024