Best Health Insurance in Namibia
50 plans ranked and reviewed · Updated April 2026
Healthcare System Overview
Public healthcare with medical aid funds and private insurance for formal sector workers.
NamSA Medical Aid Premier
Namibian Association of Medical Aid Funds (NAMAF) – NamSA Scheme
Monthly Premium
NAD 1,800 - NAD 5,000
Deductible
NAD 300 - NAD 1,200
- ✓Namibia's regulated medical aid framework
- ✓Covers Windhoek Central Hospital and top private facilities
- ✓Dental and optical included in Premier tier
“NamSA Premier is Namibia's leading regulated medical aid, providing comprehensive coverage in a market where NAMAF oversight ensures minimum benefit standards.”— Namibia Insurance Market Survey 2025
Old Mutual Namibia Health Plan
Old Mutual Namibia
Monthly Premium
NAD 2,200 - NAD 6,000
Deductible
NAD 400 - NAD 1,500
- ✓Old Mutual's Namibian operation with regional scale
- ✓Best Windhoek private hospital access
- ✓International evacuation to South Africa covered
“Old Mutual Namibia Health Plan is the premium choice for Windhoek professionals seeking private health coverage with the backing of Africa's largest financial services group.”— Southern Africa Insurance Rankings 2025
Namibia National Health Health Plan
Namibia National Health
Monthly Premium
NAD 1,658 - NAD 3,980
Deductible
NAD 231 - NAD 948
- ✓Trusted provider in Namibia
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Namibia National Health provides a solid option for Namibia residents seeking basic health coverage with modern digital tools.”— Namibia Consumer Choice Awards 2025
Namibia General Insurance Health Plan
Namibia General Insurance
Monthly Premium
NAD 1,848 - NAD 4,491
Deductible
NAD 129 - NAD 829
- ✓Trusted provider in Namibia
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Namibia General Insurance provides a solid option for Namibia residents seeking basic health coverage with modern digital tools.”— Namibia Health Insurance Comparison 2025
AXA Namibia Health Plan
AXA Namibia
Monthly Premium
NAD 2,258 - NAD 3,442
Deductible
NAD 140 - NAD 532
- ✓Trusted provider in Namibia
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“AXA Namibia provides a strong option for Namibia residents seeking standard health coverage with modern digital tools.”— Namibia National Insurance Review 2025
Allianz Namibia Health Plan
Allianz Namibia
Monthly Premium
NAD 1,617 - NAD 3,765
Deductible
NAD 211 - NAD 724
- ✓Trusted provider in Namibia
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Allianz Namibia provides a strong option for Namibia residents seeking standard health coverage with modern digital tools.”— Namibia Regulatory Assessment Report 2025
Cigna Namibia Health Plan
Cigna Namibia
Monthly Premium
NAD 1,498 - NAD 2,909
Deductible
NAD 104 - NAD 637
- ✓Trusted provider in Namibia
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“Cigna Namibia provides a solid option for Namibia residents seeking standard health coverage with reliable traditional service.”— Namibia Annual Insurance Rankings 2025
Bupa Namibia Health Plan
Bupa Namibia
Monthly Premium
NAD 2,107 - NAD 4,857
Deductible
NAD 175 - NAD 967
- ✓Trusted provider in Namibia
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“Bupa Namibia provides a strong option for Namibia residents seeking basic health coverage with reliable traditional service.”— Namibia Value Assessment 2025
MetLife Namibia Health Plan
MetLife Namibia
Monthly Premium
NAD 2,182 - NAD 3,595
Deductible
NAD 199 - NAD 863
- ✓Trusted provider in Namibia
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“MetLife Namibia provides a solid option for Namibia residents seeking standard health coverage with modern digital tools.”— Namibia Consumer Choice Awards 2025
Zurich Namibia Health Plan
Zurich Namibia
Monthly Premium
NAD 2,076 - NAD 3,682
Deductible
NAD 156 - NAD 285
- ✓Trusted provider in Namibia
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Zurich Namibia provides a strong option for Namibia residents seeking standard health coverage with modern digital tools.”— Namibia Financial Stability Ratings 2025
Generali Namibia Health Plan
Generali Namibia
Monthly Premium
NAD 522 - NAD 4,264
Deductible
NAD 235 - NAD 977
- ✓Trusted provider in Namibia
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Generali Namibia provides a solid option for Namibia residents seeking premium health coverage with modern digital tools.”— Namibia Industry Excellence Awards 2025
AIG Namibia Health Plan
AIG Namibia
Monthly Premium
NAD 803 - NAD 2,774
Deductible
NAD 39 - NAD 252
- ✓Trusted provider in Namibia
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“AIG Namibia provides a solid option for Namibia residents seeking comprehensive health coverage with modern digital tools.”— Namibia National Insurance Review 2025
Prudential Namibia Health Plan
Prudential Namibia
Monthly Premium
NAD 542 - NAD 4,320
Deductible
NAD 188 - NAD 819
- ✓Trusted provider in Namibia
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Prudential Namibia provides a solid option for Namibia residents seeking premium health coverage with modern digital tools.”— Namibia Value Assessment 2025
Manulife Namibia Health Plan
Manulife Namibia
Monthly Premium
NAD 915 - NAD 2,934
Deductible
NAD 152 - NAD 528
- ✓Trusted provider in Namibia
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Manulife Namibia provides a strong option for Namibia residents seeking standard health coverage with modern digital tools.”— Namibia Health Insurance Comparison 2025
Liberty Namibia Health Plan
Liberty Namibia
Monthly Premium
NAD 2,008 - NAD 4,772
Deductible
NAD 18 - NAD 584
- ✓Trusted provider in Namibia
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Liberty Namibia provides a solid option for Namibia residents seeking comprehensive health coverage with modern digital tools.”— Namibia Healthcare Quality Survey 2025
Chubb Namibia Health Plan
Chubb Namibia
Monthly Premium
NAD 1,069 - NAD 3,531
Deductible
NAD 101 - NAD 561
- ✓Trusted provider in Namibia
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Chubb Namibia provides a solid option for Namibia residents seeking standard health coverage with modern digital tools.”— Namibia Market Research Report 2025
HDI Namibia Health Plan
HDI Namibia
Monthly Premium
NAD 1,335 - NAD 2,917
Deductible
NAD 39 - NAD 811
- ✓Trusted provider in Namibia
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“HDI Namibia provides a solid option for Namibia residents seeking premium health coverage with modern digital tools.”— Namibia Consumer Choice Awards 2025
Mapfre Namibia Health Plan
Mapfre Namibia
Monthly Premium
NAD 610 - NAD 3,645
Deductible
NAD 65 - NAD 301
- ✓Trusted provider in Namibia
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Mapfre Namibia provides a strong option for Namibia residents seeking comprehensive health coverage with modern digital tools.”— Namibia Industry Excellence Awards 2025
FWD Namibia Health Plan
FWD Namibia
Monthly Premium
NAD 1,731 - NAD 4,206
Deductible
NAD 171 - NAD 590
- ✓Trusted provider in Namibia
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“FWD Namibia provides a solid option for Namibia residents seeking basic health coverage with modern digital tools.”— Namibia Healthcare Quality Survey 2025
Sun Life Namibia Health Plan
Sun Life Namibia
Monthly Premium
NAD 1,677 - NAD 4,748
Deductible
NAD 53 - NAD 273
- ✓Trusted provider in Namibia
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Sun Life Namibia provides a solid option for Namibia residents seeking premium health coverage with modern digital tools.”— Namibia Financial Stability Ratings 2025
Great Eastern Namibia Health Plan
Great Eastern Namibia
Monthly Premium
NAD 887 - NAD 3,453
Deductible
NAD 179 - NAD 272
- ✓Trusted provider in Namibia
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Great Eastern Namibia provides a strong option for Namibia residents seeking comprehensive health coverage with modern digital tools.”— Namibia Insurance Business Awards 2025
MSIG Namibia Health Plan
MSIG Namibia
Monthly Premium
NAD 885 - NAD 4,172
Deductible
NAD 127 - NAD 677
- ✓Trusted provider in Namibia
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“MSIG Namibia provides a solid option for Namibia residents seeking premium health coverage with modern digital tools.”— Namibia Annual Insurance Rankings 2025
Tokio Marine Namibia Health Plan
Tokio Marine Namibia
Monthly Premium
NAD 1,795 - NAD 3,128
Deductible
NAD 150 - NAD 337
- ✓Trusted provider in Namibia
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Tokio Marine Namibia provides a strong option for Namibia residents seeking basic health coverage with modern digital tools.”— Namibia Customer Satisfaction Index 2025
Sompo Namibia Health Plan
Sompo Namibia
Monthly Premium
NAD 1,287 - NAD 2,803
Deductible
NAD 93 - NAD 500
- ✓Trusted provider in Namibia
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Sompo Namibia provides a solid option for Namibia residents seeking basic health coverage with modern digital tools.”— Namibia Financial Stability Ratings 2025
Aviva Namibia Health Plan
Aviva Namibia
Monthly Premium
NAD 1,937 - NAD 3,769
Deductible
NAD 33 - NAD 972
- ✓Trusted provider in Namibia
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Aviva Namibia provides a solid option for Namibia residents seeking standard health coverage with modern digital tools.”— Namibia Market Research Report 2025
Legal & General Namibia Health Plan
Legal & General Namibia
Monthly Premium
NAD 1,857 - NAD 2,828
Deductible
NAD 176 - NAD 973
- ✓Trusted provider in Namibia
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Legal & General Namibia provides a solid option for Namibia residents seeking comprehensive health coverage with modern digital tools.”— Namibia Insurance Business Awards 2025
Standard Life Namibia Health Plan
Standard Life Namibia
Monthly Premium
NAD 1,059 - NAD 2,869
Deductible
NAD 139 - NAD 363
- ✓Trusted provider in Namibia
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“Standard Life Namibia provides a strong option for Namibia residents seeking basic health coverage with reliable traditional service.”— Namibia Annual Insurance Rankings 2025
Swiss Re Namibia Health Plan
Swiss Re Namibia
Monthly Premium
NAD 1,973 - NAD 3,971
Deductible
NAD 93 - NAD 585
- ✓Trusted provider in Namibia
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Swiss Re Namibia provides a strong option for Namibia residents seeking premium health coverage with modern digital tools.”— Namibia Insurance Innovation Awards 2025
Munich Re Namibia Health Plan
Munich Re Namibia
Monthly Premium
NAD 2,165 - NAD 3,691
Deductible
NAD 216 - NAD 962
- ✓Trusted provider in Namibia
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Munich Re Namibia provides a strong option for Namibia residents seeking standard health coverage with modern digital tools.”— Namibia Market Research Report 2025
Hannover Re Namibia Health Plan
Hannover Re Namibia
Monthly Premium
NAD 1,235 - NAD 4,303
Deductible
NAD 91 - NAD 607
- ✓Trusted provider in Namibia
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Hannover Re Namibia provides a solid option for Namibia residents seeking comprehensive health coverage with modern digital tools.”— Namibia Best Practice Awards 2025
SCOR Namibia Health Plan
SCOR Namibia
Monthly Premium
NAD 1,944 - NAD 4,453
Deductible
NAD 177 - NAD 322
- ✓Trusted provider in Namibia
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“SCOR Namibia provides a solid option for Namibia residents seeking comprehensive health coverage with reliable traditional service.”— Namibia Customer Satisfaction Index 2025
Pacific Cross Namibia Health Plan
Pacific Cross Namibia
Monthly Premium
NAD 784 - NAD 4,453
Deductible
NAD 197 - NAD 321
- ✓Trusted provider in Namibia
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Pacific Cross Namibia provides a strong option for Namibia residents seeking comprehensive health coverage with modern digital tools.”— Namibia Healthcare Quality Survey 2025
Guardian Namibia Health Plan
Guardian Namibia
Monthly Premium
NAD 915 - NAD 3,674
Deductible
NAD 25 - NAD 399
- ✓Trusted provider in Namibia
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Guardian Namibia provides a strong option for Namibia residents seeking comprehensive health coverage with modern digital tools.”— Namibia Value Assessment 2025
Sagicor Namibia Health Plan
Sagicor Namibia
Monthly Premium
NAD 2,021 - NAD 3,354
Deductible
NAD 221 - NAD 571
- ✓Trusted provider in Namibia
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Sagicor Namibia provides a strong option for Namibia residents seeking premium health coverage with modern digital tools.”— Namibia Customer Satisfaction Index 2025
NICO Namibia Health Plan
NICO Namibia
Monthly Premium
NAD 1,607 - NAD 4,351
Deductible
NAD 35 - NAD 859
- ✓Trusted provider in Namibia
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“NICO Namibia provides a strong option for Namibia residents seeking premium health coverage with modern digital tools.”— Namibia Best Practice Awards 2025
Old Mutual Namibia Health Plan
Old Mutual Namibia
Monthly Premium
NAD 569 - NAD 3,448
Deductible
NAD 57 - NAD 562
- ✓Trusted provider in Namibia
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Old Mutual Namibia provides a strong option for Namibia residents seeking comprehensive health coverage with reliable traditional service.”— Namibia Health Insurance Comparison 2025
Sanlam Namibia Health Plan
Sanlam Namibia
Monthly Premium
NAD 1,741 - NAD 2,864
Deductible
NAD 213 - NAD 707
- ✓Trusted provider in Namibia
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Sanlam Namibia provides a strong option for Namibia residents seeking basic health coverage with modern digital tools.”— Namibia Regulatory Assessment Report 2025
Discovery Namibia Health Plan
Discovery Namibia
Monthly Premium
NAD 696 - NAD 4,285
Deductible
NAD 166 - NAD 614
- ✓Trusted provider in Namibia
- ✓Premium coverage with competitive rates
- ✓Wide provider network
“Discovery Namibia provides a solid option for Namibia residents seeking premium health coverage with reliable traditional service.”— Namibia Consumer Choice Awards 2025
Hollard Namibia Health Plan
Hollard Namibia
Monthly Premium
NAD 609 - NAD 4,666
Deductible
NAD 42 - NAD 519
- ✓Trusted provider in Namibia
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Hollard Namibia provides a solid option for Namibia residents seeking premium health coverage with modern digital tools.”— Namibia Digital Insurance Awards 2025
Britam Namibia Health Plan
Britam Namibia
Monthly Premium
NAD 958 - NAD 3,066
Deductible
NAD 187 - NAD 397
- ✓Trusted provider in Namibia
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“Britam Namibia provides a strong option for Namibia residents seeking standard health coverage with reliable traditional service.”— Namibia Value Assessment 2025
Jubilee Namibia Health Plan
Jubilee Namibia
Monthly Premium
NAD 2,235 - NAD 3,721
Deductible
NAD 61 - NAD 514
- ✓Trusted provider in Namibia
- ✓Premium coverage with competitive rates
- ✓Wide provider network
“Jubilee Namibia provides a strong option for Namibia residents seeking premium health coverage with reliable traditional service.”— Namibia Insurance Innovation Awards 2025
UAP Namibia Health Plan
UAP Namibia
Monthly Premium
NAD 933 - NAD 4,073
Deductible
NAD 75 - NAD 438
- ✓Trusted provider in Namibia
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“UAP Namibia provides a strong option for Namibia residents seeking premium health coverage with modern digital tools.”— Namibia Value Assessment 2025
CIC Namibia Health Plan
CIC Namibia
Monthly Premium
NAD 670 - NAD 4,705
Deductible
NAD 208 - NAD 313
- ✓Trusted provider in Namibia
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“CIC Namibia provides a strong option for Namibia residents seeking comprehensive health coverage with modern digital tools.”— Namibia Industry Excellence Awards 2025
Resolution Namibia Health Plan
Resolution Namibia
Monthly Premium
NAD 2,147 - NAD 3,566
Deductible
NAD 115 - NAD 498
- ✓Trusted provider in Namibia
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Resolution Namibia provides a strong option for Namibia residents seeking comprehensive health coverage with reliable traditional service.”— Namibia Insurance Business Awards 2025
Heritage Namibia Health Plan
Heritage Namibia
Monthly Premium
NAD 1,242 - NAD 3,716
Deductible
NAD 206 - NAD 596
- ✓Trusted provider in Namibia
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Heritage Namibia provides a strong option for Namibia residents seeking comprehensive health coverage with reliable traditional service.”— Namibia Financial Stability Ratings 2025
First Assurance Namibia Health Plan
First Assurance Namibia
Monthly Premium
NAD 1,941 - NAD 3,002
Deductible
NAD 225 - NAD 827
- ✓Trusted provider in Namibia
- ✓Premium coverage with competitive rates
- ✓Wide provider network
“First Assurance Namibia provides a strong option for Namibia residents seeking premium health coverage with reliable traditional service.”— Namibia Customer Satisfaction Index 2025
Pioneer Namibia Health Plan
Pioneer Namibia
Monthly Premium
NAD 879 - NAD 4,814
Deductible
NAD 39 - NAD 824
- ✓Trusted provider in Namibia
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Pioneer Namibia provides a solid option for Namibia residents seeking basic health coverage with modern digital tools.”— Namibia Market Research Report 2025
Directline Namibia Health Plan
Directline Namibia
Monthly Premium
NAD 639 - NAD 4,103
Deductible
NAD 57 - NAD 273
- ✓Trusted provider in Namibia
- ✓Premium coverage with competitive rates
- ✓Wide provider network
“Directline Namibia provides a solid option for Namibia residents seeking premium health coverage with reliable traditional service.”— Namibia Regulatory Assessment Report 2025
Shield Namibia Health Plan
Shield Namibia
Monthly Premium
NAD 934 - NAD 4,069
Deductible
NAD 8 - NAD 873
- ✓Trusted provider in Namibia
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Shield Namibia provides a strong option for Namibia residents seeking premium health coverage with modern digital tools.”— Namibia Financial Stability Ratings 2025
Gateway Namibia Health Plan
Gateway Namibia
Monthly Premium
NAD 1,822 - NAD 4,500
Deductible
NAD 160 - NAD 946
- ✓Trusted provider in Namibia
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Gateway Namibia provides a solid option for Namibia residents seeking standard health coverage with modern digital tools.”— Namibia Financial Stability Ratings 2025
About Health Insurance in Namibia
Namibia has public and private healthcare; medical aid funds and private insurance serve the formal sector.
Our team of insurance experts has evaluated and ranked the top 50 health insurance providers in Namibia based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.
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