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Editor's ChoiceTop Rated

Hygeia HMO Premium

by Hygeia HMO

★★★★☆4.2(7,820 reviews)

Hygeia HMO is one of Nigeria's oldest private health maintenance organisations, founded in 1985. The Premium plan provides comprehensive inpatient, outpatient, and specialist care through Hygeia's own hospital network and a nationwide panel of accredited providers.

Monthly Premium

NGN 45,000 - NGN 130,000

Deductible

NGN 5,000 - NGN 20,000

Coverage Type

premium

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Coverage Details

✓Hospitalization

✓Outpatient Care

✓Dental

✓Vision

✗Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Own Hygeia hospitals for integrated care
✓Broad network of 3,000+ accredited providers
✓Strong maternity and newborn benefits
✓Teleconsultation available

Cons

✗Higher premiums than government HMOs
✗International coverage not included
✗Some specialist services require referrals

Editorial Review

“Hygeia HMO stands out in Nigeria's fragmented health insurance market with its integrated hospital network and consistent service quality.”

— Nigeria HMO Performance Rankings 2025

Key Highlights

✓One of Nigeria's oldest and most trusted HMOs
✓Own hospital facilities for direct care
✓Comprehensive family and corporate plans

Quick Summary

ProviderHygeia HMO

CountryNigeria

Rating4.2/5

Reviews7,820

Typepremium

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