Best Digital

VGZ Zorgverzekering

by VGZ

★★★★☆4.1(2,876 reviews)

VGZ is a not-for-profit health cooperative offering the Dutch statutory package alongside innovative digital health tools.

Monthly Premium

€115 - €180

Deductible

€385

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✓Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Excellent digital tools
✓Strong mental health coverage
✓Good supplemental packages
✓Cooperative structure

Cons

✗Claims process can be slow
✗Network restrictions in some areas

Editorial Review

“VGZ leads on digital innovation and mental health integration, setting the pace for the Dutch insurance market.”

— Zorgwijzer 2025

Key Highlights

✓Award-winning app
✓Mental health focus
✓Preventive care programs

Quick Summary

ProviderVGZ

CountryNetherlands

Rating4.1/5

Reviews2,876

Typestandard

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