Budget PT

Cruzeiro Saúde

by Cruzeiro Seguros

★★★☆☆3.7(312 reviews)

Cruzeiro Seguros offers Portugal's most affordable basic health insurance, targeting budget-conscious Portuguese households who need basic hospitalization coverage.

Monthly Premium

€24 - €98

Deductible

€300

Coverage Type

basic

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Coverage Details

✓Hospitalization

✗Outpatient Care

✗Dental

✗Vision

✗Mental Health

✗Maternity

✗Prescription Drugs

✓Emergency Care

✗International Coverage

✗Telehealth

Pros

✓Very affordable premium
✓Basic hospitalization
✓Simple terms
✓Quick enrollment

Cons

✗Very basic coverage
✗Limited network

Editorial Review

“Cruzeiro makes Portuguese private hospitalization insurance available to every household regardless of income constraints.”

— Defesa do Consumidor PT 2025

Key Highlights

✓Budget Portuguese plan
✓Basic hospitalization
✓Simple

Quick Summary

ProviderCruzeiro Seguros

CountryPortugal

Rating3.7/5

Reviews312

Typebasic

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