Mutual Heritage PT

Montepio Saúde

by Montepio Geral

★★★★☆4(987 reviews)

Montepio Geral is Portugal's oldest mutual institution, offering health insurance rooted in solidarity principles with good supplemental coverage options.

Monthly Premium

€28 - €112

Deductible

€200

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✓Dental

✗Vision

✗Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✗Telehealth

Pros

✓Portugal's oldest mutual institution
✓Good supplemental
✓No deductible options
✓Community values

Cons

✗Digital tools behind
✗Less modern coverage

Editorial Review

“Montepio's centuries of mutual solidarity create health insurance with genuine community values that commercial insurers cannot replicate.”

— Notícias ao Minuto 2025

Key Highlights

✓Portugal's oldest mutual
✓Good supplemental
✓No deductible options

Quick Summary

ProviderMontepio Geral

CountryPortugal

Rating4/5

Reviews987

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