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Tawuniya Afrad Premium

by Tawuniya

4.3(6,147 reviews)

Tawuniya (The Company for Cooperative Insurance) is one of Saudi Arabia's oldest and most trusted insurers. The Afrad Premium plan is tailored for individuals seeking solid inpatient and outpatient coverage with competitive pricing.

Monthly Premium

SAR 700 - SAR 1,800

Deductible

SAR 300 - SAR 1,500

Coverage Type

premium
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Coverage Details

Hospitalization
Outpatient Care
Dental
Vision
Mental Health
Maternity
Prescription Drugs
Emergency Care
International Coverage
Telehealth

Pros

  • Competitive premiums for comprehensive coverage
  • Excellent customer service centres nationwide
  • Dental and optical add-ons available
  • Easy online claims submission

Cons

  • International coverage limited to emergency only
  • Mental health benefits require add-on
  • Network smaller than Bupa Arabia in rural areas

Editorial Review

Tawuniya's long market presence and government partnerships make it a reliable choice for Saudi residents seeking dependable coverage.

Saudi Insurance Market Report 2025

Key Highlights

  • Strong government and semi-government employee plans
  • Rapid claims settlement track record
  • National coverage across all 13 regions