Home/Sweden/Folksam Sjukvårdsförsäkring

Swedish Cooperative

Folksam Sjukvårdsförsäkring

by Folksam

★★★★☆4.1(2,345 reviews)

Folksam is Sweden's largest insurance cooperative, partnered with major trade unions to offer millions of Swedes private health coverage with cooperative values.

Monthly Premium

SEK 380 - SEK 1050

Deductible

SEK 1500

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✓Mental Health

✗Maternity

✗Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Sweden's largest insurance cooperative
✓LO union member discounts
✓Good rehabilitation coverage
✓Community values

Cons

✗Slower digital transformation
✗Claims can take time

Editorial Review

“Folksam's cooperative partnership with Swedish trade unions creates genuinely member-oriented health coverage at competitive rates.”

— LO Tidningen 2025

Key Highlights

✓Sweden's largest mutual
✓LO union partner
✓Good rehabilitation

Quick Summary

ProviderFolksam

CountrySweden

Rating4.1/5

Reviews2,345

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