Pacific Cross Select Health

by Pacific Cross Health Insurance

★★★★☆4.3(4,560 reviews)

Pacific Cross Select Health is a popular choice among Thailand's large expatriate community and long-stay tourists, offering flexible, regionally portable health coverage at a competitive price point tailored to Southeast Asia's healthcare costs.

Monthly Premium

THB 2,800 – THB 9,500

Deductible

THB 10,000

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✗Maternity

✓Prescription Drugs

✓Emergency Care

✓International Coverage

✗Telehealth

Pros

✓Broader Southeast Asia regional coverage than most Thai-based plans
✓Affordable entry point for solid inpatient-focused protection
✓Strong track record servicing the expatriate community in Thailand

Cons

✗Higher deductible than comparable premium plans
✗Outpatient benefits have sub-limits that can feel restrictive
✗Dental and maternity available only as paid add-ons

Editorial Review

“Pacific Cross Select Health punches above its premium bracket by offering Southeast Asia-wide portability, making it the pragmatic choice for expats who move between Thailand and neighboring countries.”

— The Thaiger Expat Finance Guide, 2024