Best Health Insurance in Tanzania
50 plans ranked and reviewed · Updated April 2026
Healthcare System Overview
National Health Insurance Fund (NHIF) for formal workers with community health funds and private insurance.
Jubilee Insurance Tanzania Health
Jubilee Insurance Tanzania
Monthly Premium
TZS 120,000 - TZS 400,000
Deductible
TZS 25,000 - TZS 100,000
- ✓East Africa's Jubilee brand with strong Tanzanian presence
- ✓Covers Dar es Salaam's leading private hospitals
- ✓Includes medical evacuation to Nairobi or South Africa
“Jubilee Insurance Tanzania is the leading private health insurer in the country, valued for its evacuation coverage and Dar es Salaam hospital network.”— East Africa Insurance Review 2025
NHIF Tanzania Comprehensive
National Health Insurance Fund (NHIF) Tanzania
Monthly Premium
TZS 50,000 - TZS 150,000
Deductible
TZS 5,000 - TZS 30,000
- ✓Mandatory scheme for Tanzanian formal sector employees
- ✓Covers government and mission hospital network
- ✓Includes maternity and paediatric care
“NHIF Tanzania provides the essential foundation of health coverage for Tanzanian formal sector workers, though most opt for private supplements for better care access.”— Tanzania Health Sector Financing Report 2025
Tanzania National Health Health Plan
Tanzania National Health
Monthly Premium
TZS 74,171 - TZS 197,163
Deductible
TZS 1,221 - TZS 10,664
- ✓Trusted provider in Tanzania
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Tanzania National Health provides a strong option for Tanzania residents seeking standard health coverage with modern digital tools.”— Tanzania Industry Excellence Awards 2025
Tanzania General Insurance Health Plan
Tanzania General Insurance
Monthly Premium
TZS 77,460 - TZS 110,490
Deductible
TZS 5,457 - TZS 10,222
- ✓Trusted provider in Tanzania
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Tanzania General Insurance provides a strong option for Tanzania residents seeking comprehensive health coverage with reliable traditional service.”— Tanzania Annual Insurance Rankings 2025
AXA Tanzania Health Plan
AXA Tanzania
Monthly Premium
TZS 87,204 - TZS 175,788
Deductible
TZS 4,678 - TZS 39,553
- ✓Trusted provider in Tanzania
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“AXA Tanzania provides a strong option for Tanzania residents seeking comprehensive health coverage with modern digital tools.”— Tanzania Market Research Report 2025
Allianz Tanzania Health Plan
Allianz Tanzania
Monthly Premium
TZS 32,496 - TZS 199,241
Deductible
TZS 8,375 - TZS 10,906
- ✓Trusted provider in Tanzania
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Allianz Tanzania provides a solid option for Tanzania residents seeking comprehensive health coverage with modern digital tools.”— Tanzania Customer Satisfaction Index 2025
Cigna Tanzania Health Plan
Cigna Tanzania
Monthly Premium
TZS 76,751 - TZS 198,001
Deductible
TZS 5,990 - TZS 28,612
- ✓Trusted provider in Tanzania
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Cigna Tanzania provides a strong option for Tanzania residents seeking premium health coverage with modern digital tools.”— Tanzania Industry Excellence Awards 2025
Bupa Tanzania Health Plan
Bupa Tanzania
Monthly Premium
TZS 70,546 - TZS 113,437
Deductible
TZS 3,949 - TZS 35,291
- ✓Trusted provider in Tanzania
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“Bupa Tanzania provides a solid option for Tanzania residents seeking basic health coverage with reliable traditional service.”— Tanzania Market Research Report 2025
MetLife Tanzania Health Plan
MetLife Tanzania
Monthly Premium
TZS 43,751 - TZS 182,328
Deductible
TZS 2,990 - TZS 21,639
- ✓Trusted provider in Tanzania
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“MetLife Tanzania provides a solid option for Tanzania residents seeking comprehensive health coverage with reliable traditional service.”— Tanzania Customer Satisfaction Index 2025
Zurich Tanzania Health Plan
Zurich Tanzania
Monthly Premium
TZS 86,114 - TZS 138,772
Deductible
TZS 307 - TZS 28,791
- ✓Trusted provider in Tanzania
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Zurich Tanzania provides a strong option for Tanzania residents seeking comprehensive health coverage with modern digital tools.”— Tanzania Best Practice Awards 2025
Generali Tanzania Health Plan
Generali Tanzania
Monthly Premium
TZS 47,747 - TZS 134,352
Deductible
TZS 6,186 - TZS 19,825
- ✓Trusted provider in Tanzania
- ✓Premium coverage with competitive rates
- ✓Wide provider network
“Generali Tanzania provides a strong option for Tanzania residents seeking premium health coverage with reliable traditional service.”— Tanzania Market Research Report 2025
AIG Tanzania Health Plan
AIG Tanzania
Monthly Premium
TZS 60,417 - TZS 112,500
Deductible
TZS 5,824 - TZS 38,030
- ✓Trusted provider in Tanzania
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“AIG Tanzania provides a strong option for Tanzania residents seeking basic health coverage with modern digital tools.”— Tanzania Insurance Innovation Awards 2025
Prudential Tanzania Health Plan
Prudential Tanzania
Monthly Premium
TZS 73,684 - TZS 197,427
Deductible
TZS 3,751 - TZS 15,058
- ✓Trusted provider in Tanzania
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Prudential Tanzania provides a strong option for Tanzania residents seeking basic health coverage with modern digital tools.”— Tanzania Insurance Business Awards 2025
Manulife Tanzania Health Plan
Manulife Tanzania
Monthly Premium
TZS 72,232 - TZS 164,512
Deductible
TZS 6,255 - TZS 10,704
- ✓Trusted provider in Tanzania
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Manulife Tanzania provides a strong option for Tanzania residents seeking comprehensive health coverage with modern digital tools.”— Tanzania Value Assessment 2025
Liberty Tanzania Health Plan
Liberty Tanzania
Monthly Premium
TZS 65,245 - TZS 160,625
Deductible
TZS 6,969 - TZS 36,884
- ✓Trusted provider in Tanzania
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Liberty Tanzania provides a solid option for Tanzania residents seeking comprehensive health coverage with reliable traditional service.”— Tanzania Insurance Innovation Awards 2025
Chubb Tanzania Health Plan
Chubb Tanzania
Monthly Premium
TZS 52,334 - TZS 145,198
Deductible
TZS 9,792 - TZS 27,295
- ✓Trusted provider in Tanzania
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“Chubb Tanzania provides a solid option for Tanzania residents seeking basic health coverage with reliable traditional service.”— Tanzania Digital Insurance Awards 2025
HDI Tanzania Health Plan
HDI Tanzania
Monthly Premium
TZS 31,707 - TZS 116,304
Deductible
TZS 9,358 - TZS 15,664
- ✓Trusted provider in Tanzania
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“HDI Tanzania provides a strong option for Tanzania residents seeking standard health coverage with modern digital tools.”— Tanzania Value Assessment 2025
Mapfre Tanzania Health Plan
Mapfre Tanzania
Monthly Premium
TZS 48,775 - TZS 198,879
Deductible
TZS 5,790 - TZS 19,557
- ✓Trusted provider in Tanzania
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Mapfre Tanzania provides a solid option for Tanzania residents seeking comprehensive health coverage with modern digital tools.”— Tanzania Best Practice Awards 2025
FWD Tanzania Health Plan
FWD Tanzania
Monthly Premium
TZS 46,370 - TZS 156,654
Deductible
TZS 5,198 - TZS 20,996
- ✓Trusted provider in Tanzania
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“FWD Tanzania provides a solid option for Tanzania residents seeking premium health coverage with modern digital tools.”— Tanzania Consumer Choice Awards 2025
Sun Life Tanzania Health Plan
Sun Life Tanzania
Monthly Premium
TZS 35,531 - TZS 129,354
Deductible
TZS 3,967 - TZS 13,770
- ✓Trusted provider in Tanzania
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Sun Life Tanzania provides a strong option for Tanzania residents seeking basic health coverage with modern digital tools.”— Tanzania Industry Excellence Awards 2025
Great Eastern Tanzania Health Plan
Great Eastern Tanzania
Monthly Premium
TZS 70,998 - TZS 172,496
Deductible
TZS 4,648 - TZS 29,569
- ✓Trusted provider in Tanzania
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Great Eastern Tanzania provides a solid option for Tanzania residents seeking comprehensive health coverage with reliable traditional service.”— Tanzania Digital Insurance Awards 2025
MSIG Tanzania Health Plan
MSIG Tanzania
Monthly Premium
TZS 63,818 - TZS 177,740
Deductible
TZS 8,306 - TZS 26,704
- ✓Trusted provider in Tanzania
- ✓Premium coverage with competitive rates
- ✓Wide provider network
“MSIG Tanzania provides a strong option for Tanzania residents seeking premium health coverage with reliable traditional service.”— Tanzania National Insurance Review 2025
Tokio Marine Tanzania Health Plan
Tokio Marine Tanzania
Monthly Premium
TZS 24,106 - TZS 191,125
Deductible
TZS 5,261 - TZS 31,321
- ✓Trusted provider in Tanzania
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Tokio Marine Tanzania provides a strong option for Tanzania residents seeking comprehensive health coverage with modern digital tools.”— Tanzania Financial Stability Ratings 2025
Sompo Tanzania Health Plan
Sompo Tanzania
Monthly Premium
TZS 89,046 - TZS 199,101
Deductible
TZS 3,053 - TZS 21,415
- ✓Trusted provider in Tanzania
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Sompo Tanzania provides a solid option for Tanzania residents seeking standard health coverage with modern digital tools.”— Tanzania Healthcare Quality Survey 2025
Aviva Tanzania Health Plan
Aviva Tanzania
Monthly Premium
TZS 73,314 - TZS 149,056
Deductible
TZS 6,124 - TZS 10,826
- ✓Trusted provider in Tanzania
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Aviva Tanzania provides a strong option for Tanzania residents seeking basic health coverage with modern digital tools.”— Tanzania Consumer Choice Awards 2025
Legal & General Tanzania Health Plan
Legal & General Tanzania
Monthly Premium
TZS 39,692 - TZS 139,663
Deductible
TZS 782 - TZS 34,964
- ✓Trusted provider in Tanzania
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“Legal & General Tanzania provides a solid option for Tanzania residents seeking basic health coverage with reliable traditional service.”— Tanzania Industry Excellence Awards 2025
Standard Life Tanzania Health Plan
Standard Life Tanzania
Monthly Premium
TZS 26,691 - TZS 178,655
Deductible
TZS 9,703 - TZS 22,673
- ✓Trusted provider in Tanzania
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Standard Life Tanzania provides a strong option for Tanzania residents seeking premium health coverage with modern digital tools.”— Tanzania Consumer Choice Awards 2025
Swiss Re Tanzania Health Plan
Swiss Re Tanzania
Monthly Premium
TZS 69,681 - TZS 184,123
Deductible
TZS 4,684 - TZS 38,734
- ✓Trusted provider in Tanzania
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Swiss Re Tanzania provides a solid option for Tanzania residents seeking comprehensive health coverage with modern digital tools.”— Tanzania Financial Stability Ratings 2025
Munich Re Tanzania Health Plan
Munich Re Tanzania
Monthly Premium
TZS 21,431 - TZS 170,338
Deductible
TZS 754 - TZS 26,471
- ✓Trusted provider in Tanzania
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Munich Re Tanzania provides a solid option for Tanzania residents seeking standard health coverage with modern digital tools.”— Tanzania Insurance Innovation Awards 2025
Hannover Re Tanzania Health Plan
Hannover Re Tanzania
Monthly Premium
TZS 70,936 - TZS 189,032
Deductible
TZS 7,995 - TZS 15,198
- ✓Trusted provider in Tanzania
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Hannover Re Tanzania provides a strong option for Tanzania residents seeking basic health coverage with modern digital tools.”— Tanzania Consumer Choice Awards 2025
SCOR Tanzania Health Plan
SCOR Tanzania
Monthly Premium
TZS 89,451 - TZS 160,076
Deductible
TZS 4,670 - TZS 27,199
- ✓Trusted provider in Tanzania
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“SCOR Tanzania provides a strong option for Tanzania residents seeking standard health coverage with reliable traditional service.”— Tanzania Health Insurance Comparison 2025
Pacific Cross Tanzania Health Plan
Pacific Cross Tanzania
Monthly Premium
TZS 32,524 - TZS 114,469
Deductible
TZS 250 - TZS 27,843
- ✓Trusted provider in Tanzania
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Pacific Cross Tanzania provides a strong option for Tanzania residents seeking basic health coverage with modern digital tools.”— Tanzania Insurance Business Awards 2025
Guardian Tanzania Health Plan
Guardian Tanzania
Monthly Premium
TZS 35,706 - TZS 195,687
Deductible
TZS 6,762 - TZS 24,458
- ✓Trusted provider in Tanzania
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Guardian Tanzania provides a solid option for Tanzania residents seeking premium health coverage with modern digital tools.”— Tanzania Insurance Business Awards 2025
Sagicor Tanzania Health Plan
Sagicor Tanzania
Monthly Premium
TZS 34,007 - TZS 159,522
Deductible
TZS 3,239 - TZS 39,815
- ✓Trusted provider in Tanzania
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“Sagicor Tanzania provides a solid option for Tanzania residents seeking basic health coverage with reliable traditional service.”— Tanzania Customer Satisfaction Index 2025
NICO Tanzania Health Plan
NICO Tanzania
Monthly Premium
TZS 60,775 - TZS 141,696
Deductible
TZS 2,261 - TZS 10,495
- ✓Trusted provider in Tanzania
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“NICO Tanzania provides a solid option for Tanzania residents seeking standard health coverage with modern digital tools.”— Tanzania Value Assessment 2025
Old Mutual Tanzania Health Plan
Old Mutual Tanzania
Monthly Premium
TZS 39,659 - TZS 138,913
Deductible
TZS 1,390 - TZS 34,043
- ✓Trusted provider in Tanzania
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Old Mutual Tanzania provides a strong option for Tanzania residents seeking standard health coverage with modern digital tools.”— Tanzania Customer Satisfaction Index 2025
Sanlam Tanzania Health Plan
Sanlam Tanzania
Monthly Premium
TZS 39,078 - TZS 146,326
Deductible
TZS 9,263 - TZS 37,539
- ✓Trusted provider in Tanzania
- ✓Premium coverage with competitive rates
- ✓Wide provider network
“Sanlam Tanzania provides a solid option for Tanzania residents seeking premium health coverage with reliable traditional service.”— Tanzania Digital Insurance Awards 2025
Discovery Tanzania Health Plan
Discovery Tanzania
Monthly Premium
TZS 39,756 - TZS 173,308
Deductible
TZS 5,315 - TZS 14,637
- ✓Trusted provider in Tanzania
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Discovery Tanzania provides a strong option for Tanzania residents seeking basic health coverage with modern digital tools.”— Tanzania Financial Stability Ratings 2025
Hollard Tanzania Health Plan
Hollard Tanzania
Monthly Premium
TZS 30,557 - TZS 111,072
Deductible
TZS 9,311 - TZS 20,752
- ✓Trusted provider in Tanzania
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Hollard Tanzania provides a solid option for Tanzania residents seeking comprehensive health coverage with modern digital tools.”— Tanzania National Insurance Review 2025
Britam Tanzania Health Plan
Britam Tanzania
Monthly Premium
TZS 64,425 - TZS 154,989
Deductible
TZS 6,419 - TZS 39,746
- ✓Trusted provider in Tanzania
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Britam Tanzania provides a strong option for Tanzania residents seeking basic health coverage with modern digital tools.”— Tanzania Regulatory Assessment Report 2025
Jubilee Tanzania Health Plan
Jubilee Tanzania
Monthly Premium
TZS 62,697 - TZS 180,844
Deductible
TZS 3,650 - TZS 21,487
- ✓Trusted provider in Tanzania
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Jubilee Tanzania provides a solid option for Tanzania residents seeking comprehensive health coverage with modern digital tools.”— Tanzania Health Insurance Comparison 2025
UAP Tanzania Health Plan
UAP Tanzania
Monthly Premium
TZS 64,289 - TZS 182,474
Deductible
TZS 6,511 - TZS 34,945
- ✓Trusted provider in Tanzania
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“UAP Tanzania provides a strong option for Tanzania residents seeking basic health coverage with reliable traditional service.”— Tanzania Consumer Choice Awards 2025
CIC Tanzania Health Plan
CIC Tanzania
Monthly Premium
TZS 60,406 - TZS 175,188
Deductible
TZS 1,514 - TZS 21,370
- ✓Trusted provider in Tanzania
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“CIC Tanzania provides a solid option for Tanzania residents seeking premium health coverage with modern digital tools.”— Tanzania Insurance Innovation Awards 2025
Resolution Tanzania Health Plan
Resolution Tanzania
Monthly Premium
TZS 85,536 - TZS 172,492
Deductible
TZS 6,414 - TZS 22,363
- ✓Trusted provider in Tanzania
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Resolution Tanzania provides a solid option for Tanzania residents seeking comprehensive health coverage with modern digital tools.”— Tanzania Value Assessment 2025
Heritage Tanzania Health Plan
Heritage Tanzania
Monthly Premium
TZS 55,803 - TZS 165,405
Deductible
TZS 2,929 - TZS 14,838
- ✓Trusted provider in Tanzania
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Heritage Tanzania provides a strong option for Tanzania residents seeking comprehensive health coverage with modern digital tools.”— Tanzania National Insurance Review 2025
First Assurance Tanzania Health Plan
First Assurance Tanzania
Monthly Premium
TZS 47,548 - TZS 151,723
Deductible
TZS 5,104 - TZS 33,552
- ✓Trusted provider in Tanzania
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“First Assurance Tanzania provides a solid option for Tanzania residents seeking standard health coverage with modern digital tools.”— Tanzania Industry Excellence Awards 2025
Pioneer Tanzania Health Plan
Pioneer Tanzania
Monthly Premium
TZS 78,080 - TZS 164,505
Deductible
TZS 1,701 - TZS 24,732
- ✓Trusted provider in Tanzania
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Pioneer Tanzania provides a solid option for Tanzania residents seeking basic health coverage with modern digital tools.”— Tanzania Best Practice Awards 2025
Directline Tanzania Health Plan
Directline Tanzania
Monthly Premium
TZS 46,133 - TZS 136,828
Deductible
TZS 1,782 - TZS 26,277
- ✓Trusted provider in Tanzania
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Directline Tanzania provides a strong option for Tanzania residents seeking basic health coverage with modern digital tools.”— Tanzania Healthcare Quality Survey 2025
Shield Tanzania Health Plan
Shield Tanzania
Monthly Premium
TZS 32,552 - TZS 144,898
Deductible
TZS 8,958 - TZS 10,835
- ✓Trusted provider in Tanzania
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Shield Tanzania provides a strong option for Tanzania residents seeking basic health coverage with modern digital tools.”— Tanzania Healthcare Quality Survey 2025
Gateway Tanzania Health Plan
Gateway Tanzania
Monthly Premium
TZS 72,864 - TZS 179,932
Deductible
TZS 7,608 - TZS 11,501
- ✓Trusted provider in Tanzania
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Gateway Tanzania provides a solid option for Tanzania residents seeking standard health coverage with modern digital tools.”— Tanzania Value Assessment 2025
About Health Insurance in Tanzania
Tanzania's NHIF covers formal sector workers; community health funds and private insurance serve other segments.
Our team of insurance experts has evaluated and ranked the top 50 health insurance providers in Tanzania based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.
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