Best TechBest User ExperienceRising Star

Oscar Health

by Oscar

★★★★☆4.4(3,456 reviews)

Oscar Health is a technology-focused health insurer that aims to make health insurance simple and accessible through innovative digital tools.

Monthly Premium

$350 - $750

Deductible

$2,000 - $7,500

Coverage Type

standard

Get a Free Quote →

No obligation. Compare personalized rates.

Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✓Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Industry-leading mobile app
✓Free 24/7 virtual care
✓Transparent pricing
✓Simple plan structures

Cons

✗Limited availability (18 states)
✗Smaller provider network
✗Higher deductibles on some plans

Editorial Review

“Oscar's technology-first approach and transparent pricing model make it a standout choice for digitally-savvy consumers.”

— TechCrunch Health Insurance Review 2025

Key Highlights

✓Tech-first health insurance
✓Free virtual primary care
✓Intuitive mobile app

Quick Summary

ProviderOscar

CountryUnited States

Rating4.4/5

Reviews3,456

Typestandard

Other Plans in United States

Blue Cross Blue Shield PPO

Blue Cross Blue Shield

4.5

★★★★☆

Kaiser Permanente HMO

Kaiser Permanente

4.6

★★★★☆

UnitedHealthcare Choice Plus

UnitedHealthcare

4.2

★★★★☆

Aetna CVS Health

Aetna

4.1

★★★★☆

Cigna Healthcare

Cigna

4.3

★★★★☆

Ready to get covered?

Get a personalized quote from Oscar today.

Get Free Quote →