Best Health Insurance in Vietnam
50 plans ranked and reviewed · Updated April 2026
Healthcare System Overview
Compulsory public health insurance with growing private insurance market, especially in urban areas.
Bao Viet An Gia Health
Bao Viet Insurance
Monthly Premium
VND 800,000 – VND 3,500,000
Deductible
VND 1,000,000
- ✓Vietnam's largest insurer with a hospital network spanning all 63 provinces
- ✓Group family enrollment available with discounts for additional members
- ✓Annual benefit ceiling up to VND 500,000,000
“Bao Viet An Gia remains the most recognizable and widely purchased private health plan in Vietnam, offering dependable domestic coverage at accessible price points across the country.”— Vietnam Insurance Market Report, 2024
Cigna Vietnam Prime Health
Cigna Vietnam
Monthly Premium
VND 2,500,000 – VND 9,000,000
Deductible
VND 2,000,000
- ✓International coverage with direct billing at Cigna's global hospital network
- ✓Mental health and wellness benefits included as standard
- ✓Dedicated Vietnamese-speaking international care coordination team
“Cigna Vietnam Prime Health is the top-rated international health plan for Ho Chi Minh City and Hanoi's expatriate communities, setting the standard for comprehensive coverage and service quality in Vietnam.”— Expat Living Vietnam, 2024
Vietnam National Health Health Plan
Vietnam National Health
Monthly Premium
VND 1,863,779 - VND 3,701,308
Deductible
VND 247,995 - VND 569,763
- ✓Trusted provider in Vietnam
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“Vietnam National Health provides a solid option for Vietnam residents seeking standard health coverage with reliable traditional service.”— Vietnam Value Assessment 2025
Vietnam General Insurance Health Plan
Vietnam General Insurance
Monthly Premium
VND 1,242,114 - VND 4,647,384
Deductible
VND 161,454 - VND 300,199
- ✓Trusted provider in Vietnam
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Vietnam General Insurance provides a strong option for Vietnam residents seeking basic health coverage with modern digital tools.”— Vietnam Regulatory Assessment Report 2025
AXA Vietnam Health Plan
AXA Vietnam
Monthly Premium
VND 1,292,208 - VND 4,013,690
Deductible
VND 108,698 - VND 617,044
- ✓Trusted provider in Vietnam
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“AXA Vietnam provides a strong option for Vietnam residents seeking standard health coverage with modern digital tools.”— Vietnam Insurance Innovation Awards 2025
Allianz Vietnam Health Plan
Allianz Vietnam
Monthly Premium
VND 1,486,982 - VND 3,621,147
Deductible
VND 176,994 - VND 336,289
- ✓Trusted provider in Vietnam
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Allianz Vietnam provides a solid option for Vietnam residents seeking comprehensive health coverage with reliable traditional service.”— Vietnam Insurance Innovation Awards 2025
Cigna Vietnam Health Plan
Cigna Vietnam
Monthly Premium
VND 1,775,267 - VND 4,467,107
Deductible
VND 162,543 - VND 339,000
- ✓Trusted provider in Vietnam
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Cigna Vietnam provides a solid option for Vietnam residents seeking comprehensive health coverage with modern digital tools.”— Vietnam Annual Insurance Rankings 2025
Bupa Vietnam Health Plan
Bupa Vietnam
Monthly Premium
VND 1,169,367 - VND 3,090,062
Deductible
VND 236,895 - VND 809,235
- ✓Trusted provider in Vietnam
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Bupa Vietnam provides a strong option for Vietnam residents seeking standard health coverage with modern digital tools.”— Vietnam Best Practice Awards 2025
MetLife Vietnam Health Plan
MetLife Vietnam
Monthly Premium
VND 1,524,348 - VND 4,079,606
Deductible
VND 223,656 - VND 809,309
- ✓Trusted provider in Vietnam
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“MetLife Vietnam provides a strong option for Vietnam residents seeking basic health coverage with reliable traditional service.”— Vietnam Annual Insurance Rankings 2025
Zurich Vietnam Health Plan
Zurich Vietnam
Monthly Premium
VND 637,477 - VND 4,197,021
Deductible
VND 243,380 - VND 424,057
- ✓Trusted provider in Vietnam
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Zurich Vietnam provides a strong option for Vietnam residents seeking comprehensive health coverage with modern digital tools.”— Vietnam Customer Satisfaction Index 2025
Generali Vietnam Health Plan
Generali Vietnam
Monthly Premium
VND 1,489,577 - VND 3,158,255
Deductible
VND 228,041 - VND 392,215
- ✓Trusted provider in Vietnam
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Generali Vietnam provides a solid option for Vietnam residents seeking comprehensive health coverage with modern digital tools.”— Vietnam Regulatory Assessment Report 2025
AIG Vietnam Health Plan
AIG Vietnam
Monthly Premium
VND 1,013,689 - VND 3,248,774
Deductible
VND 220,254 - VND 965,952
- ✓Trusted provider in Vietnam
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“AIG Vietnam provides a solid option for Vietnam residents seeking comprehensive health coverage with reliable traditional service.”— Vietnam Insurance Innovation Awards 2025
Prudential Vietnam Health Plan
Prudential Vietnam
Monthly Premium
VND 2,127,472 - VND 2,876,611
Deductible
VND 194,798 - VND 615,682
- ✓Trusted provider in Vietnam
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“Prudential Vietnam provides a solid option for Vietnam residents seeking basic health coverage with reliable traditional service.”— Vietnam Industry Excellence Awards 2025
Manulife Vietnam Health Plan
Manulife Vietnam
Monthly Premium
VND 2,235,122 - VND 3,540,041
Deductible
VND 211,799 - VND 855,768
- ✓Trusted provider in Vietnam
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“Manulife Vietnam provides a solid option for Vietnam residents seeking standard health coverage with reliable traditional service.”— Vietnam Customer Satisfaction Index 2025
Liberty Vietnam Health Plan
Liberty Vietnam
Monthly Premium
VND 2,031,041 - VND 2,942,392
Deductible
VND 158,643 - VND 320,871
- ✓Trusted provider in Vietnam
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Liberty Vietnam provides a strong option for Vietnam residents seeking standard health coverage with modern digital tools.”— Vietnam Annual Insurance Rankings 2025
Chubb Vietnam Health Plan
Chubb Vietnam
Monthly Premium
VND 2,157,674 - VND 3,191,558
Deductible
VND 8,228 - VND 535,748
- ✓Trusted provider in Vietnam
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Chubb Vietnam provides a strong option for Vietnam residents seeking comprehensive health coverage with reliable traditional service.”— Vietnam Market Research Report 2025
HDI Vietnam Health Plan
HDI Vietnam
Monthly Premium
VND 502,420 - VND 4,281,242
Deductible
VND 88,013 - VND 824,561
- ✓Trusted provider in Vietnam
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“HDI Vietnam provides a solid option for Vietnam residents seeking premium health coverage with modern digital tools.”— Vietnam Value Assessment 2025
Mapfre Vietnam Health Plan
Mapfre Vietnam
Monthly Premium
VND 1,967,247 - VND 4,539,472
Deductible
VND 70,254 - VND 928,164
- ✓Trusted provider in Vietnam
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Mapfre Vietnam provides a strong option for Vietnam residents seeking premium health coverage with modern digital tools.”— Vietnam Industry Excellence Awards 2025
FWD Vietnam Health Plan
FWD Vietnam
Monthly Premium
VND 1,052,166 - VND 3,431,475
Deductible
VND 124,385 - VND 835,448
- ✓Trusted provider in Vietnam
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“FWD Vietnam provides a strong option for Vietnam residents seeking basic health coverage with modern digital tools.”— Vietnam Financial Stability Ratings 2025
Sun Life Vietnam Health Plan
Sun Life Vietnam
Monthly Premium
VND 2,067,279 - VND 3,772,641
Deductible
VND 56,808 - VND 356,672
- ✓Trusted provider in Vietnam
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Sun Life Vietnam provides a solid option for Vietnam residents seeking premium health coverage with modern digital tools.”— Vietnam Financial Stability Ratings 2025
Great Eastern Vietnam Health Plan
Great Eastern Vietnam
Monthly Premium
VND 965,997 - VND 3,937,980
Deductible
VND 25,674 - VND 608,433
- ✓Trusted provider in Vietnam
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“Great Eastern Vietnam provides a strong option for Vietnam residents seeking standard health coverage with reliable traditional service.”— Vietnam National Insurance Review 2025
MSIG Vietnam Health Plan
MSIG Vietnam
Monthly Premium
VND 1,672,803 - VND 4,903,644
Deductible
VND 12,927 - VND 647,543
- ✓Trusted provider in Vietnam
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“MSIG Vietnam provides a strong option for Vietnam residents seeking standard health coverage with modern digital tools.”— Vietnam Industry Excellence Awards 2025
Tokio Marine Vietnam Health Plan
Tokio Marine Vietnam
Monthly Premium
VND 1,532,764 - VND 3,016,648
Deductible
VND 240,635 - VND 754,660
- ✓Trusted provider in Vietnam
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Tokio Marine Vietnam provides a solid option for Vietnam residents seeking basic health coverage with modern digital tools.”— Vietnam Market Research Report 2025
Sompo Vietnam Health Plan
Sompo Vietnam
Monthly Premium
VND 2,036,206 - VND 4,658,681
Deductible
VND 129,549 - VND 511,723
- ✓Trusted provider in Vietnam
- ✓Premium coverage with competitive rates
- ✓Wide provider network
“Sompo Vietnam provides a solid option for Vietnam residents seeking premium health coverage with reliable traditional service.”— Vietnam Regulatory Assessment Report 2025
Aviva Vietnam Health Plan
Aviva Vietnam
Monthly Premium
VND 1,507,952 - VND 3,611,056
Deductible
VND 50,566 - VND 787,309
- ✓Trusted provider in Vietnam
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Aviva Vietnam provides a solid option for Vietnam residents seeking comprehensive health coverage with reliable traditional service.”— Vietnam Healthcare Quality Survey 2025
Legal & General Vietnam Health Plan
Legal & General Vietnam
Monthly Premium
VND 1,065,185 - VND 3,064,912
Deductible
VND 60,236 - VND 934,027
- ✓Trusted provider in Vietnam
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Legal & General Vietnam provides a strong option for Vietnam residents seeking standard health coverage with modern digital tools.”— Vietnam Consumer Choice Awards 2025
Standard Life Vietnam Health Plan
Standard Life Vietnam
Monthly Premium
VND 977,148 - VND 4,920,875
Deductible
VND 42,346 - VND 709,316
- ✓Trusted provider in Vietnam
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Standard Life Vietnam provides a solid option for Vietnam residents seeking premium health coverage with modern digital tools.”— Vietnam Financial Stability Ratings 2025
Swiss Re Vietnam Health Plan
Swiss Re Vietnam
Monthly Premium
VND 814,697 - VND 4,416,678
Deductible
VND 17,012 - VND 803,778
- ✓Trusted provider in Vietnam
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“Swiss Re Vietnam provides a solid option for Vietnam residents seeking basic health coverage with reliable traditional service.”— Vietnam Best Practice Awards 2025
Munich Re Vietnam Health Plan
Munich Re Vietnam
Monthly Premium
VND 2,288,567 - VND 4,779,816
Deductible
VND 144,983 - VND 774,747
- ✓Trusted provider in Vietnam
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Munich Re Vietnam provides a strong option for Vietnam residents seeking comprehensive health coverage with modern digital tools.”— Vietnam Digital Insurance Awards 2025
Hannover Re Vietnam Health Plan
Hannover Re Vietnam
Monthly Premium
VND 1,609,620 - VND 4,246,234
Deductible
VND 16,307 - VND 585,169
- ✓Trusted provider in Vietnam
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Hannover Re Vietnam provides a solid option for Vietnam residents seeking comprehensive health coverage with modern digital tools.”— Vietnam Annual Insurance Rankings 2025
SCOR Vietnam Health Plan
SCOR Vietnam
Monthly Premium
VND 2,262,356 - VND 3,288,194
Deductible
VND 93,828 - VND 799,160
- ✓Trusted provider in Vietnam
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“SCOR Vietnam provides a solid option for Vietnam residents seeking standard health coverage with modern digital tools.”— Vietnam Health Insurance Comparison 2025
Pacific Cross Vietnam Health Plan
Pacific Cross Vietnam
Monthly Premium
VND 1,167,417 - VND 2,983,258
Deductible
VND 159,166 - VND 906,898
- ✓Trusted provider in Vietnam
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Pacific Cross Vietnam provides a solid option for Vietnam residents seeking premium health coverage with modern digital tools.”— Vietnam Regulatory Assessment Report 2025
Guardian Vietnam Health Plan
Guardian Vietnam
Monthly Premium
VND 918,465 - VND 4,177,092
Deductible
VND 132,098 - VND 912,967
- ✓Trusted provider in Vietnam
- ✓Premium coverage with competitive rates
- ✓Wide provider network
“Guardian Vietnam provides a strong option for Vietnam residents seeking premium health coverage with reliable traditional service.”— Vietnam Financial Stability Ratings 2025
Sagicor Vietnam Health Plan
Sagicor Vietnam
Monthly Premium
VND 1,886,031 - VND 4,315,884
Deductible
VND 213,576 - VND 439,606
- ✓Trusted provider in Vietnam
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Sagicor Vietnam provides a strong option for Vietnam residents seeking premium health coverage with modern digital tools.”— Vietnam Market Research Report 2025
NICO Vietnam Health Plan
NICO Vietnam
Monthly Premium
VND 1,945,377 - VND 3,703,132
Deductible
VND 224,248 - VND 370,415
- ✓Trusted provider in Vietnam
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“NICO Vietnam provides a strong option for Vietnam residents seeking basic health coverage with modern digital tools.”— Vietnam Consumer Choice Awards 2025
Old Mutual Vietnam Health Plan
Old Mutual Vietnam
Monthly Premium
VND 994,202 - VND 3,857,275
Deductible
VND 112,028 - VND 345,646
- ✓Trusted provider in Vietnam
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Old Mutual Vietnam provides a solid option for Vietnam residents seeking comprehensive health coverage with modern digital tools.”— Vietnam Regulatory Assessment Report 2025
Sanlam Vietnam Health Plan
Sanlam Vietnam
Monthly Premium
VND 2,165,440 - VND 4,429,859
Deductible
VND 14,805 - VND 802,330
- ✓Trusted provider in Vietnam
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Sanlam Vietnam provides a solid option for Vietnam residents seeking basic health coverage with modern digital tools.”— Vietnam Financial Stability Ratings 2025
Discovery Vietnam Health Plan
Discovery Vietnam
Monthly Premium
VND 1,631,423 - VND 3,992,341
Deductible
VND 56,492 - VND 392,023
- ✓Trusted provider in Vietnam
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“Discovery Vietnam provides a strong option for Vietnam residents seeking basic health coverage with reliable traditional service.”— Vietnam Industry Excellence Awards 2025
Hollard Vietnam Health Plan
Hollard Vietnam
Monthly Premium
VND 753,041 - VND 3,077,163
Deductible
VND 89,444 - VND 892,823
- ✓Trusted provider in Vietnam
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Hollard Vietnam provides a strong option for Vietnam residents seeking basic health coverage with modern digital tools.”— Vietnam Healthcare Quality Survey 2025
Britam Vietnam Health Plan
Britam Vietnam
Monthly Premium
VND 1,211,610 - VND 4,569,901
Deductible
VND 134,681 - VND 412,426
- ✓Trusted provider in Vietnam
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Britam Vietnam provides a strong option for Vietnam residents seeking comprehensive health coverage with reliable traditional service.”— Vietnam Best Practice Awards 2025
Jubilee Vietnam Health Plan
Jubilee Vietnam
Monthly Premium
VND 864,822 - VND 3,390,474
Deductible
VND 1,321 - VND 880,206
- ✓Trusted provider in Vietnam
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Jubilee Vietnam provides a strong option for Vietnam residents seeking premium health coverage with modern digital tools.”— Vietnam Market Research Report 2025
UAP Vietnam Health Plan
UAP Vietnam
Monthly Premium
VND 2,111,450 - VND 3,648,498
Deductible
VND 51,794 - VND 702,079
- ✓Trusted provider in Vietnam
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“UAP Vietnam provides a solid option for Vietnam residents seeking standard health coverage with modern digital tools.”— Vietnam Annual Insurance Rankings 2025
CIC Vietnam Health Plan
CIC Vietnam
Monthly Premium
VND 1,569,198 - VND 3,463,545
Deductible
VND 202,386 - VND 790,543
- ✓Trusted provider in Vietnam
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“CIC Vietnam provides a solid option for Vietnam residents seeking basic health coverage with modern digital tools.”— Vietnam Industry Excellence Awards 2025
Resolution Vietnam Health Plan
Resolution Vietnam
Monthly Premium
VND 504,415 - VND 3,153,304
Deductible
VND 223,522 - VND 862,305
- ✓Trusted provider in Vietnam
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Resolution Vietnam provides a solid option for Vietnam residents seeking comprehensive health coverage with reliable traditional service.”— Vietnam Consumer Choice Awards 2025
Heritage Vietnam Health Plan
Heritage Vietnam
Monthly Premium
VND 1,361,726 - VND 2,823,275
Deductible
VND 122,152 - VND 256,649
- ✓Trusted provider in Vietnam
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Heritage Vietnam provides a strong option for Vietnam residents seeking standard health coverage with modern digital tools.”— Vietnam National Insurance Review 2025
First Assurance Vietnam Health Plan
First Assurance Vietnam
Monthly Premium
VND 1,629,339 - VND 3,350,957
Deductible
VND 67,559 - VND 984,559
- ✓Trusted provider in Vietnam
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“First Assurance Vietnam provides a solid option for Vietnam residents seeking basic health coverage with reliable traditional service.”— Vietnam Customer Satisfaction Index 2025
Pioneer Vietnam Health Plan
Pioneer Vietnam
Monthly Premium
VND 1,923,674 - VND 4,274,389
Deductible
VND 193,495 - VND 678,305
- ✓Trusted provider in Vietnam
- ✓Premium coverage with competitive rates
- ✓Wide provider network
“Pioneer Vietnam provides a strong option for Vietnam residents seeking premium health coverage with reliable traditional service.”— Vietnam Value Assessment 2025
Directline Vietnam Health Plan
Directline Vietnam
Monthly Premium
VND 840,939 - VND 3,728,622
Deductible
VND 81,494 - VND 394,952
- ✓Trusted provider in Vietnam
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Directline Vietnam provides a strong option for Vietnam residents seeking basic health coverage with modern digital tools.”— Vietnam Regulatory Assessment Report 2025
Shield Vietnam Health Plan
Shield Vietnam
Monthly Premium
VND 1,499,027 - VND 4,144,039
Deductible
VND 60,589 - VND 954,878
- ✓Trusted provider in Vietnam
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Shield Vietnam provides a strong option for Vietnam residents seeking standard health coverage with modern digital tools.”— Vietnam Annual Insurance Rankings 2025
Gateway Vietnam Health Plan
Gateway Vietnam
Monthly Premium
VND 1,348,318 - VND 4,509,781
Deductible
VND 60,392 - VND 842,644
- ✓Trusted provider in Vietnam
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Gateway Vietnam provides a solid option for Vietnam residents seeking comprehensive health coverage with modern digital tools.”— Vietnam Insurance Innovation Awards 2025
About Health Insurance in Vietnam
Vietnam's compulsory health insurance covers most of the population; private insurance is growing among urban workers.
Our team of insurance experts has evaluated and ranked the top 50 health insurance providers in Vietnam based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.
Affiliate Disclosure
Some links on this page are affiliate links. If you click through and purchase a plan, we may earn a commission at no extra cost to you. This helps us keep the site free and our reviews independent.