Best Health Insurance in Vanuatu
50 plans ranked and reviewed · Updated April 2026
Healthcare System Overview
VNPF benefits with private insurance serving expatriates and business owners.
QBE Vanuatu Health Insurance
QBE Insurance Vanuatu
Monthly Premium
VUV 20,000 - VUV 60,000
Deductible
VUV 5,000 - VUV 20,000
- ✓Australia-backed QBE with strong Vanuatu presence
- ✓Medical evacuation to Australia or New Zealand
- ✓Covers Port Vila Central Hospital and private clinics
“QBE Vanuatu Health Insurance is the definitive private health plan in Vanuatu, with unmatched medical evacuation access critical in a country with very limited specialist healthcare capacity.”— Pacific Insurance Market Review 2025
Pacific MMI Vanuatu Health
Pacific MMI Insurance Vanuatu
Monthly Premium
VUV 14,000 - VUV 42,000
Deductible
VUV 3,000 - VUV 12,000
- ✓Pacific MMI's Vanuatu operation with regional expertise
- ✓Affordable standard plan for Vanuatu residents
- ✓Emergency evacuation to Fiji or Australia
“Pacific MMI Vanuatu Health is a reliable mid-market alternative to QBE for Vanuatu residents seeking solid private health coverage with evacuation access at lower premium rates.”— Vanuatu Insurance Consumer Report 2025
Vanuatu National Health Health Plan
Vanuatu National Health
Monthly Premium
VUV 2,165 - VUV 15,372
Deductible
VUV 810 - VUV 3,669
- ✓Trusted provider in Vanuatu
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Vanuatu National Health provides a strong option for Vanuatu residents seeking standard health coverage with modern digital tools.”— Vanuatu Healthcare Quality Survey 2025
Vanuatu General Insurance Health Plan
Vanuatu General Insurance
Monthly Premium
VUV 4,064 - VUV 16,124
Deductible
VUV 578 - VUV 3,626
- ✓Trusted provider in Vanuatu
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Vanuatu General Insurance provides a solid option for Vanuatu residents seeking comprehensive health coverage with reliable traditional service.”— Vanuatu Healthcare Quality Survey 2025
AXA Vanuatu Health Plan
AXA Vanuatu
Monthly Premium
VUV 8,890 - VUV 19,463
Deductible
VUV 589 - VUV 2,330
- ✓Trusted provider in Vanuatu
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“AXA Vanuatu provides a solid option for Vanuatu residents seeking premium health coverage with modern digital tools.”— Vanuatu Healthcare Quality Survey 2025
Allianz Vanuatu Health Plan
Allianz Vanuatu
Monthly Premium
VUV 5,772 - VUV 17,319
Deductible
VUV 565 - VUV 3,744
- ✓Trusted provider in Vanuatu
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Allianz Vanuatu provides a solid option for Vanuatu residents seeking premium health coverage with modern digital tools.”— Vanuatu Customer Satisfaction Index 2025
Cigna Vanuatu Health Plan
Cigna Vanuatu
Monthly Premium
VUV 6,348 - VUV 17,028
Deductible
VUV 834 - VUV 3,709
- ✓Trusted provider in Vanuatu
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Cigna Vanuatu provides a strong option for Vanuatu residents seeking comprehensive health coverage with modern digital tools.”— Vanuatu Value Assessment 2025
Bupa Vanuatu Health Plan
Bupa Vanuatu
Monthly Premium
VUV 8,044 - VUV 16,462
Deductible
VUV 449 - VUV 1,526
- ✓Trusted provider in Vanuatu
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Bupa Vanuatu provides a solid option for Vanuatu residents seeking standard health coverage with modern digital tools.”— Vanuatu Value Assessment 2025
MetLife Vanuatu Health Plan
MetLife Vanuatu
Monthly Premium
VUV 7,516 - VUV 11,042
Deductible
VUV 685 - VUV 2,728
- ✓Trusted provider in Vanuatu
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“MetLife Vanuatu provides a solid option for Vanuatu residents seeking basic health coverage with modern digital tools.”— Vanuatu Insurance Innovation Awards 2025
Zurich Vanuatu Health Plan
Zurich Vanuatu
Monthly Premium
VUV 6,845 - VUV 17,523
Deductible
VUV 910 - VUV 1,091
- ✓Trusted provider in Vanuatu
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Zurich Vanuatu provides a strong option for Vanuatu residents seeking basic health coverage with modern digital tools.”— Vanuatu Regulatory Assessment Report 2025
Generali Vanuatu Health Plan
Generali Vanuatu
Monthly Premium
VUV 6,357 - VUV 13,461
Deductible
VUV 166 - VUV 1,691
- ✓Trusted provider in Vanuatu
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Generali Vanuatu provides a strong option for Vanuatu residents seeking premium health coverage with modern digital tools.”— Vanuatu Value Assessment 2025
AIG Vanuatu Health Plan
AIG Vanuatu
Monthly Premium
VUV 7,780 - VUV 18,184
Deductible
VUV 310 - VUV 1,304
- ✓Trusted provider in Vanuatu
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“AIG Vanuatu provides a strong option for Vanuatu residents seeking standard health coverage with modern digital tools.”— Vanuatu Insurance Innovation Awards 2025
Prudential Vanuatu Health Plan
Prudential Vanuatu
Monthly Premium
VUV 6,054 - VUV 15,480
Deductible
VUV 651 - VUV 3,070
- ✓Trusted provider in Vanuatu
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Prudential Vanuatu provides a strong option for Vanuatu residents seeking premium health coverage with modern digital tools.”— Vanuatu Annual Insurance Rankings 2025
Manulife Vanuatu Health Plan
Manulife Vanuatu
Monthly Premium
VUV 7,200 - VUV 12,396
Deductible
VUV 853 - VUV 1,192
- ✓Trusted provider in Vanuatu
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Manulife Vanuatu provides a strong option for Vanuatu residents seeking comprehensive health coverage with reliable traditional service.”— Vanuatu Health Insurance Comparison 2025
Liberty Vanuatu Health Plan
Liberty Vanuatu
Monthly Premium
VUV 8,059 - VUV 14,771
Deductible
VUV 120 - VUV 1,916
- ✓Trusted provider in Vanuatu
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Liberty Vanuatu provides a strong option for Vanuatu residents seeking premium health coverage with modern digital tools.”— Vanuatu Consumer Choice Awards 2025
Chubb Vanuatu Health Plan
Chubb Vanuatu
Monthly Premium
VUV 2,209 - VUV 13,837
Deductible
VUV 242 - VUV 1,056
- ✓Trusted provider in Vanuatu
- ✓Premium coverage with competitive rates
- ✓Wide provider network
“Chubb Vanuatu provides a solid option for Vanuatu residents seeking premium health coverage with reliable traditional service.”— Vanuatu Consumer Choice Awards 2025
HDI Vanuatu Health Plan
HDI Vanuatu
Monthly Premium
VUV 6,521 - VUV 12,994
Deductible
VUV 416 - VUV 3,830
- ✓Trusted provider in Vanuatu
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“HDI Vanuatu provides a strong option for Vanuatu residents seeking comprehensive health coverage with modern digital tools.”— Vanuatu Best Practice Awards 2025
Mapfre Vanuatu Health Plan
Mapfre Vanuatu
Monthly Premium
VUV 2,364 - VUV 15,055
Deductible
VUV 880 - VUV 3,167
- ✓Trusted provider in Vanuatu
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Mapfre Vanuatu provides a strong option for Vanuatu residents seeking comprehensive health coverage with reliable traditional service.”— Vanuatu Insurance Business Awards 2025
FWD Vanuatu Health Plan
FWD Vanuatu
Monthly Premium
VUV 8,650 - VUV 17,378
Deductible
VUV 988 - VUV 3,227
- ✓Trusted provider in Vanuatu
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“FWD Vanuatu provides a solid option for Vanuatu residents seeking standard health coverage with modern digital tools.”— Vanuatu Customer Satisfaction Index 2025
Sun Life Vanuatu Health Plan
Sun Life Vanuatu
Monthly Premium
VUV 3,886 - VUV 12,723
Deductible
VUV 107 - VUV 1,843
- ✓Trusted provider in Vanuatu
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Sun Life Vanuatu provides a strong option for Vanuatu residents seeking standard health coverage with modern digital tools.”— Vanuatu Digital Insurance Awards 2025
Great Eastern Vanuatu Health Plan
Great Eastern Vanuatu
Monthly Premium
VUV 6,869 - VUV 11,938
Deductible
VUV 251 - VUV 1,800
- ✓Trusted provider in Vanuatu
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Great Eastern Vanuatu provides a solid option for Vanuatu residents seeking premium health coverage with modern digital tools.”— Vanuatu Healthcare Quality Survey 2025
MSIG Vanuatu Health Plan
MSIG Vanuatu
Monthly Premium
VUV 8,815 - VUV 15,566
Deductible
VUV 672 - VUV 2,923
- ✓Trusted provider in Vanuatu
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“MSIG Vanuatu provides a strong option for Vanuatu residents seeking premium health coverage with modern digital tools.”— Vanuatu Insurance Business Awards 2025
Tokio Marine Vanuatu Health Plan
Tokio Marine Vanuatu
Monthly Premium
VUV 3,628 - VUV 18,236
Deductible
VUV 601 - VUV 1,624
- ✓Trusted provider in Vanuatu
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Tokio Marine Vanuatu provides a strong option for Vanuatu residents seeking basic health coverage with modern digital tools.”— Vanuatu Regulatory Assessment Report 2025
Sompo Vanuatu Health Plan
Sompo Vanuatu
Monthly Premium
VUV 2,621 - VUV 12,313
Deductible
VUV 865 - VUV 1,514
- ✓Trusted provider in Vanuatu
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“Sompo Vanuatu provides a strong option for Vanuatu residents seeking standard health coverage with reliable traditional service.”— Vanuatu Value Assessment 2025
Aviva Vanuatu Health Plan
Aviva Vanuatu
Monthly Premium
VUV 7,155 - VUV 11,471
Deductible
VUV 556 - VUV 3,880
- ✓Trusted provider in Vanuatu
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“Aviva Vanuatu provides a solid option for Vanuatu residents seeking standard health coverage with reliable traditional service.”— Vanuatu Insurance Business Awards 2025
Legal & General Vanuatu Health Plan
Legal & General Vanuatu
Monthly Premium
VUV 7,580 - VUV 12,109
Deductible
VUV 255 - VUV 1,588
- ✓Trusted provider in Vanuatu
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Legal & General Vanuatu provides a strong option for Vanuatu residents seeking premium health coverage with modern digital tools.”— Vanuatu Regulatory Assessment Report 2025
Standard Life Vanuatu Health Plan
Standard Life Vanuatu
Monthly Premium
VUV 3,646 - VUV 16,836
Deductible
VUV 358 - VUV 3,322
- ✓Trusted provider in Vanuatu
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“Standard Life Vanuatu provides a strong option for Vanuatu residents seeking standard health coverage with reliable traditional service.”— Vanuatu Consumer Choice Awards 2025
Swiss Re Vanuatu Health Plan
Swiss Re Vanuatu
Monthly Premium
VUV 4,507 - VUV 17,762
Deductible
VUV 424 - VUV 2,966
- ✓Trusted provider in Vanuatu
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Swiss Re Vanuatu provides a strong option for Vanuatu residents seeking standard health coverage with modern digital tools.”— Vanuatu Annual Insurance Rankings 2025
Munich Re Vanuatu Health Plan
Munich Re Vanuatu
Monthly Premium
VUV 7,541 - VUV 16,986
Deductible
VUV 885 - VUV 1,100
- ✓Trusted provider in Vanuatu
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Munich Re Vanuatu provides a strong option for Vanuatu residents seeking standard health coverage with modern digital tools.”— Vanuatu Industry Excellence Awards 2025
Hannover Re Vanuatu Health Plan
Hannover Re Vanuatu
Monthly Premium
VUV 3,756 - VUV 16,657
Deductible
VUV 21 - VUV 1,882
- ✓Trusted provider in Vanuatu
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Hannover Re Vanuatu provides a strong option for Vanuatu residents seeking standard health coverage with modern digital tools.”— Vanuatu Regulatory Assessment Report 2025
SCOR Vanuatu Health Plan
SCOR Vanuatu
Monthly Premium
VUV 2,258 - VUV 18,937
Deductible
VUV 171 - VUV 2,468
- ✓Trusted provider in Vanuatu
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“SCOR Vanuatu provides a strong option for Vanuatu residents seeking comprehensive health coverage with modern digital tools.”— Vanuatu National Insurance Review 2025
Pacific Cross Vanuatu Health Plan
Pacific Cross Vanuatu
Monthly Premium
VUV 5,279 - VUV 17,120
Deductible
VUV 9 - VUV 3,933
- ✓Trusted provider in Vanuatu
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Pacific Cross Vanuatu provides a solid option for Vanuatu residents seeking premium health coverage with modern digital tools.”— Vanuatu Value Assessment 2025
Guardian Vanuatu Health Plan
Guardian Vanuatu
Monthly Premium
VUV 6,868 - VUV 16,695
Deductible
VUV 209 - VUV 2,039
- ✓Trusted provider in Vanuatu
- ✓Premium coverage with competitive rates
- ✓Wide provider network
“Guardian Vanuatu provides a strong option for Vanuatu residents seeking premium health coverage with reliable traditional service.”— Vanuatu Healthcare Quality Survey 2025
Sagicor Vanuatu Health Plan
Sagicor Vanuatu
Monthly Premium
VUV 8,897 - VUV 12,336
Deductible
VUV 844 - VUV 2,181
- ✓Trusted provider in Vanuatu
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Sagicor Vanuatu provides a solid option for Vanuatu residents seeking basic health coverage with modern digital tools.”— Vanuatu Consumer Choice Awards 2025
NICO Vanuatu Health Plan
NICO Vanuatu
Monthly Premium
VUV 7,013 - VUV 18,281
Deductible
VUV 746 - VUV 1,551
- ✓Trusted provider in Vanuatu
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“NICO Vanuatu provides a solid option for Vanuatu residents seeking premium health coverage with modern digital tools.”— Vanuatu National Insurance Review 2025
Old Mutual Vanuatu Health Plan
Old Mutual Vanuatu
Monthly Premium
VUV 3,338 - VUV 19,154
Deductible
VUV 591 - VUV 2,667
- ✓Trusted provider in Vanuatu
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Old Mutual Vanuatu provides a strong option for Vanuatu residents seeking premium health coverage with modern digital tools.”— Vanuatu Best Practice Awards 2025
Sanlam Vanuatu Health Plan
Sanlam Vanuatu
Monthly Premium
VUV 3,185 - VUV 17,640
Deductible
VUV 129 - VUV 3,101
- ✓Trusted provider in Vanuatu
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Sanlam Vanuatu provides a solid option for Vanuatu residents seeking standard health coverage with modern digital tools.”— Vanuatu Market Research Report 2025
Discovery Vanuatu Health Plan
Discovery Vanuatu
Monthly Premium
VUV 2,784 - VUV 14,471
Deductible
VUV 983 - VUV 3,667
- ✓Trusted provider in Vanuatu
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Discovery Vanuatu provides a solid option for Vanuatu residents seeking basic health coverage with modern digital tools.”— Vanuatu Annual Insurance Rankings 2025
Hollard Vanuatu Health Plan
Hollard Vanuatu
Monthly Premium
VUV 5,726 - VUV 15,264
Deductible
VUV 11 - VUV 1,981
- ✓Trusted provider in Vanuatu
- ✓Premium coverage with competitive rates
- ✓Wide provider network
“Hollard Vanuatu provides a solid option for Vanuatu residents seeking premium health coverage with reliable traditional service.”— Vanuatu Regulatory Assessment Report 2025
Britam Vanuatu Health Plan
Britam Vanuatu
Monthly Premium
VUV 7,787 - VUV 15,183
Deductible
VUV 522 - VUV 2,333
- ✓Trusted provider in Vanuatu
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Britam Vanuatu provides a solid option for Vanuatu residents seeking premium health coverage with modern digital tools.”— Vanuatu Financial Stability Ratings 2025
Jubilee Vanuatu Health Plan
Jubilee Vanuatu
Monthly Premium
VUV 4,643 - VUV 18,650
Deductible
VUV 740 - VUV 1,919
- ✓Trusted provider in Vanuatu
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“Jubilee Vanuatu provides a strong option for Vanuatu residents seeking standard health coverage with reliable traditional service.”— Vanuatu Value Assessment 2025
UAP Vanuatu Health Plan
UAP Vanuatu
Monthly Premium
VUV 6,548 - VUV 15,550
Deductible
VUV 15 - VUV 3,728
- ✓Trusted provider in Vanuatu
- ✓Premium coverage with competitive rates
- ✓Wide provider network
“UAP Vanuatu provides a strong option for Vanuatu residents seeking premium health coverage with reliable traditional service.”— Vanuatu Value Assessment 2025
CIC Vanuatu Health Plan
CIC Vanuatu
Monthly Premium
VUV 3,436 - VUV 18,082
Deductible
VUV 51 - VUV 3,264
- ✓Trusted provider in Vanuatu
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“CIC Vanuatu provides a strong option for Vanuatu residents seeking basic health coverage with modern digital tools.”— Vanuatu Health Insurance Comparison 2025
Resolution Vanuatu Health Plan
Resolution Vanuatu
Monthly Premium
VUV 9,123 - VUV 17,782
Deductible
VUV 104 - VUV 2,437
- ✓Trusted provider in Vanuatu
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Resolution Vanuatu provides a solid option for Vanuatu residents seeking basic health coverage with modern digital tools.”— Vanuatu Health Insurance Comparison 2025
Heritage Vanuatu Health Plan
Heritage Vanuatu
Monthly Premium
VUV 6,104 - VUV 11,204
Deductible
VUV 679 - VUV 3,316
- ✓Trusted provider in Vanuatu
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Heritage Vanuatu provides a strong option for Vanuatu residents seeking standard health coverage with modern digital tools.”— Vanuatu Best Practice Awards 2025
First Assurance Vanuatu Health Plan
First Assurance Vanuatu
Monthly Premium
VUV 4,317 - VUV 12,243
Deductible
VUV 571 - VUV 2,121
- ✓Trusted provider in Vanuatu
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“First Assurance Vanuatu provides a strong option for Vanuatu residents seeking comprehensive health coverage with modern digital tools.”— Vanuatu Industry Excellence Awards 2025
Pioneer Vanuatu Health Plan
Pioneer Vanuatu
Monthly Premium
VUV 6,795 - VUV 17,932
Deductible
VUV 459 - VUV 3,375
- ✓Trusted provider in Vanuatu
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Pioneer Vanuatu provides a solid option for Vanuatu residents seeking comprehensive health coverage with modern digital tools.”— Vanuatu Best Practice Awards 2025
Directline Vanuatu Health Plan
Directline Vanuatu
Monthly Premium
VUV 9,168 - VUV 16,661
Deductible
VUV 252 - VUV 3,143
- ✓Trusted provider in Vanuatu
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Directline Vanuatu provides a strong option for Vanuatu residents seeking standard health coverage with modern digital tools.”— Vanuatu Financial Stability Ratings 2025
Shield Vanuatu Health Plan
Shield Vanuatu
Monthly Premium
VUV 2,548 - VUV 15,966
Deductible
VUV 334 - VUV 3,872
- ✓Trusted provider in Vanuatu
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Shield Vanuatu provides a strong option for Vanuatu residents seeking comprehensive health coverage with reliable traditional service.”— Vanuatu Best Practice Awards 2025
Gateway Vanuatu Health Plan
Gateway Vanuatu
Monthly Premium
VUV 8,771 - VUV 18,017
Deductible
VUV 459 - VUV 3,422
- ✓Trusted provider in Vanuatu
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Gateway Vanuatu provides a solid option for Vanuatu residents seeking comprehensive health coverage with reliable traditional service.”— Vanuatu Regulatory Assessment Report 2025
About Health Insurance in Vanuatu
Vanuatu's VNPF covers formal workers; private insurance serves expats and business owners.
Our team of insurance experts has evaluated and ranked the top 50 health insurance providers in Vanuatu based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.
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