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Best Private Option

Colonial Samoa Health Plan

by Colonial Life Insurance Samoa

★★★★☆4(840 reviews)

Colonial Life Insurance Samoa is part of the Pacific-wide Colonial Group. The Health Plan provides standard private health coverage for Samoan residents with access to Apia's private clinics and medical evacuation to New Zealand for serious cases.

Monthly Premium

WST 150 - WST 420

Deductible

WST 30 - WST 100

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✓International Coverage

✗Telehealth

Pros

✓Pacific Group financial backing
✓Medical evacuation to New Zealand
✓Good private Apia clinic access

Cons

✗Higher cost than NPF contribution
✗Network limited to Apia
✗Dental and optical not covered

Editorial Review

“Colonial Samoa Health Plan is the leading private option in Samoa, valued for its New Zealand evacuation capability and Apia private clinic access.”

— Pacific Insurance Consumer Guide 2025

Key Highlights

✓Pacific-wide Colonial Group coverage in Samoa
✓Medical evacuation to New Zealand for complex cases
✓Covers private clinic visits in Apia

Quick Summary

ProviderColonial Life Insurance Samoa

CountrySamoa

Rating4/5

Reviews840

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