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NICO Zambia Health Plan

by NICO Zambia

3.6(12,860 reviews)

NICO Zambia offers standard health insurance in Zambia, providing reliable coverage backed by strong local expertise and a growing provider network.

Monthly Premium

ZMW 432 - ZMW 906

Deductible

ZMW 44 - ZMW 187

Coverage Type

standard
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Coverage Details

Hospitalization
Outpatient Care
Dental
Vision
Mental Health
Maternity
Prescription Drugs
Emergency Care
International Coverage
Telehealth

Pros

  • Well-established in Zambia
  • Good coverage options
  • Dental coverage included
  • Strong digital health tools

Cons

  • Premium pricing
  • Vision coverage not included on basic plans
  • Waiting periods may apply

Editorial Review

NICO Zambia provides a solid option for Zambia residents seeking standard health coverage with modern digital tools.

Zambia Healthcare Quality Survey 2025

Key Highlights

  • Trusted provider in Zambia
  • Standard coverage with competitive rates
  • 24/7 telehealth access included