Helvetia Zusatzversicherung

by Helvetia Switzerland

★★★★☆4(876 reviews)

Helvetia, headquartered in St. Gallen, offers supplemental health insurance packages combining Swiss reliability with competitive pricing for the domestic market.

Monthly Premium

CHF 44 - CHF 185

Deductible

CHF 0

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✗Maternity

✓Prescription Drugs

✓Emergency Care

✓International Coverage

✗Telehealth

Pros

✓Truly Swiss insurer
✓Good hospital supplemental
✓St. Gallen regional strength
✓Reliable long-term partner

Cons

✗Less comprehensive than premium brands
✗Digital tools average

Editorial Review

“Helvetia's St. Gallen heritage and Swiss identity create a deeply authentic insurance experience for Swiss nationals who value home-grown financial services.”

— St. Galler Tagblatt Wirtschaft 2025