Cooperative Values

KPT/CPT Basis

by KPT

★★★★☆4(765 reviews)

KPT is a Swiss cooperative health insurer offering solid mandatory and supplemental coverage with strong preventive health programs and competitive premiums.

Monthly Premium

CHF 298 - CHF 575

Deductible

CHF 300

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✓Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Cooperative ownership model
✓Good preventive programs
✓Digital health tools
✓Competitive pricing

Cons

✗Less known nationally
✗Smaller supplemental catalog

Editorial Review

“KPT's cooperative heritage ensures that member health takes precedence over profit maximization in every coverage decision.”

— Cooperative Suisse 2025

Key Highlights

✓Swiss cooperative insurer
✓Good preventive programs
✓Digital health tools

Quick Summary

ProviderKPT

CountrySwitzerland

Rating4/5

Reviews765

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