ÖKK Grundversicherung

by ÖKK

★★★★☆4.1(654 reviews)

ÖKK is a Swiss health insurer with roots in Graubünden canton, offering excellent coverage for Alpine Switzerland residents with strong rural healthcare networks.

Monthly Premium

CHF 302 - CHF 578

Deductible

CHF 300

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✓Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✓International Coverage

✗Telehealth

Pros

✓Strong Alpine canton network
✓Good rural coverage
✓Responsive service
✓Competitive premiums

Cons

✗Limited major city presence
✗Fewer digital services

Editorial Review

“ÖKK's Alpine region expertise ensures residents of Switzerland's mountain cantons receive health coverage that understands their unique geography and healthcare needs.”

— Südostschweiz Wirtschaft 2025