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Aviva-COFCO Life Health Plan

by Aviva-COFCO Life

3.7(17,868 reviews)

Aviva-COFCO Life offers standard health insurance in China, providing reliable coverage backed by strong local expertise and a growing provider network.

Monthly Premium

¥3,537 - ¥12,399

Deductible

¥55 - ¥3,698

Coverage Type

standard
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Coverage Details

Hospitalization
Outpatient Care
Dental
Vision
Mental Health
Maternity
Prescription Drugs
Emergency Care
International Coverage
Telehealth

Pros

  • Well-established in China
  • Good coverage options
  • Competitive pricing
  • Strong digital health tools

Cons

  • Limited international coverage
  • Vision coverage not included on basic plans
  • Waiting periods may apply

Editorial Review

Aviva-COFCO Life provides a solid option for China residents seeking standard health coverage with modern digital tools.

China Regulatory Assessment Report 2025

Key Highlights

  • Trusted provider in China
  • Standard coverage with competitive rates
  • 24/7 telehealth access included