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Minsheng Insurance Health Plan

by Minsheng Insurance

★★★☆☆3.5(17,006 reviews)

Minsheng Insurance offers basic health insurance in China, providing reliable coverage backed by strong local expertise and a growing provider network.

Monthly Premium

¥3,605 - ¥14,975

Deductible

¥303 - ¥2,399

Coverage Type

basic
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Coverage Details

✓Hospitalization
✓Outpatient Care
✓Dental
✗Vision
✓Mental Health
✗Maternity
✓Prescription Drugs
✓Emergency Care
✗International Coverage
✗Telehealth

Pros

  • ✓Well-established in China
  • ✓Good coverage options
  • ✓Dental coverage included
  • ✓Reliable claims processing

Cons

  • ✗Limited international coverage
  • ✗Vision coverage not included on basic plans
  • ✗Waiting periods may apply

Editorial Review

“Minsheng Insurance provides a solid option for China residents seeking basic health coverage with reliable traditional service.”

— China Regulatory Assessment Report 2025

Key Highlights

  • ✓Trusted provider in China
  • ✓Basic coverage with competitive rates
  • ✓Wide provider network

Quick Summary

ProviderMinsheng Insurance
CountryChina
Rating3.5/5
Reviews17,006
Typebasic

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