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Waterdrop Insurance Health Plan

by Waterdrop Insurance

★★★★☆4.2(15,340 reviews)

Waterdrop Insurance offers basic health insurance in China, providing reliable coverage backed by strong local expertise and a growing provider network.

Monthly Premium

¥5,592 - ¥14,960

Deductible

¥207 - ¥3,177

Coverage Type

basic
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Coverage Details

✓Hospitalization
✓Outpatient Care
✗Dental
✗Vision
✓Mental Health
✓Maternity
✗Prescription Drugs
✓Emergency Care
✓International Coverage
✓Telehealth

Pros

  • ✓Well-established in China
  • ✓Good coverage options
  • ✓Competitive pricing
  • ✓Strong digital health tools

Cons

  • ✗Premium pricing
  • ✗Vision coverage not included on basic plans
  • ✗Waiting periods may apply

Editorial Review

“Waterdrop Insurance provides a strong option for China residents seeking basic health coverage with modern digital tools.”

— China Insurance Business Awards 2025

Key Highlights

  • ✓Trusted provider in China
  • ✓Basic coverage with competitive rates
  • ✓24/7 telehealth access included

Quick Summary

ProviderWaterdrop Insurance
CountryChina
Rating4.2/5
Reviews15,340
Typebasic

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