Best Health Insurance in Iran
50 plans ranked and reviewed · Updated April 2026
Healthcare System Overview
Universal health insurance (Salamat) with supplementary private insurance for additional coverage.
Iran Insurance Supplemental Health
Iran Insurance Company (Bimeh Iran)
Monthly Premium
IRR 12,000,000 - IRR 35,000,000
Deductible
IRR 2,000,000 - IRR 8,000,000
- ✓Iran's oldest and largest insurer
- ✓Supplements mandatory Social Security health coverage
- ✓Wide hospital acceptance across all 31 provinces
“Bimeh Iran is the foundational supplemental insurer for millions of Iranians, bridging the gap between public coverage and private care needs.”— Iran Insurance Industry Yearbook 2025
Parsian Insurance Health Gold
Parsian Insurance Company
Monthly Premium
IRR 15,000,000 - IRR 45,000,000
Deductible
IRR 1,500,000 - IRR 6,000,000
- ✓Leading private insurer in Iran
- ✓Good specialist and private hospital access
- ✓Dental coverage included in Gold tier
“Parsian Insurance Health Gold is the standout private supplemental plan in Iran, offering dental and broader specialist coverage above the public baseline.”— Iran Private Insurance Rankings 2025
Iran National Health Health Plan
Iran National Health
Monthly Premium
IRR 7,749,615 - IRR 19,427,849
Deductible
IRR 331,280 - IRR 1,981,693
- ✓Trusted provider in Iran
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Iran National Health provides a solid option for Iran residents seeking comprehensive health coverage with reliable traditional service.”— Iran Digital Insurance Awards 2025
Iran General Insurance Health Plan
Iran General Insurance
Monthly Premium
IRR 5,501,665 - IRR 12,685,234
Deductible
IRR 877,533 - IRR 1,529,951
- ✓Trusted provider in Iran
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Iran General Insurance provides a strong option for Iran residents seeking premium health coverage with modern digital tools.”— Iran Insurance Business Awards 2025
AXA Iran Health Plan
AXA Iran
Monthly Premium
IRR 4,208,610 - IRR 18,216,248
Deductible
IRR 410,014 - IRR 2,011,044
- ✓Trusted provider in Iran
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“AXA Iran provides a strong option for Iran residents seeking premium health coverage with modern digital tools.”— Iran Financial Stability Ratings 2025
Allianz Iran Health Plan
Allianz Iran
Monthly Premium
IRR 6,177,317 - IRR 12,121,486
Deductible
IRR 734,082 - IRR 2,739,286
- ✓Trusted provider in Iran
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Allianz Iran provides a strong option for Iran residents seeking comprehensive health coverage with modern digital tools.”— Iran Consumer Choice Awards 2025
Cigna Iran Health Plan
Cigna Iran
Monthly Premium
IRR 6,070,854 - IRR 15,068,792
Deductible
IRR 454,436 - IRR 2,707,347
- ✓Trusted provider in Iran
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Cigna Iran provides a strong option for Iran residents seeking basic health coverage with modern digital tools.”— Iran Consumer Choice Awards 2025
Bupa Iran Health Plan
Bupa Iran
Monthly Premium
IRR 7,507,128 - IRR 19,354,087
Deductible
IRR 688,555 - IRR 3,724,377
- ✓Trusted provider in Iran
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“Bupa Iran provides a strong option for Iran residents seeking basic health coverage with reliable traditional service.”— Iran Insurance Innovation Awards 2025
MetLife Iran Health Plan
MetLife Iran
Monthly Premium
IRR 7,140,007 - IRR 15,692,436
Deductible
IRR 606,720 - IRR 3,313,528
- ✓Trusted provider in Iran
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“MetLife Iran provides a solid option for Iran residents seeking standard health coverage with reliable traditional service.”— Iran Financial Stability Ratings 2025
Zurich Iran Health Plan
Zurich Iran
Monthly Premium
IRR 8,102,558 - IRR 18,728,679
Deductible
IRR 21,453 - IRR 2,280,550
- ✓Trusted provider in Iran
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Zurich Iran provides a solid option for Iran residents seeking standard health coverage with modern digital tools.”— Iran Customer Satisfaction Index 2025
Generali Iran Health Plan
Generali Iran
Monthly Premium
IRR 8,119,514 - IRR 19,591,436
Deductible
IRR 793,394 - IRR 2,268,706
- ✓Trusted provider in Iran
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“Generali Iran provides a strong option for Iran residents seeking standard health coverage with reliable traditional service.”— Iran Annual Insurance Rankings 2025
AIG Iran Health Plan
AIG Iran
Monthly Premium
IRR 4,438,641 - IRR 12,000,341
Deductible
IRR 20,013 - IRR 1,073,659
- ✓Trusted provider in Iran
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“AIG Iran provides a solid option for Iran residents seeking premium health coverage with modern digital tools.”— Iran Insurance Innovation Awards 2025
Prudential Iran Health Plan
Prudential Iran
Monthly Premium
IRR 3,698,083 - IRR 12,188,995
Deductible
IRR 834,714 - IRR 2,751,074
- ✓Trusted provider in Iran
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Prudential Iran provides a strong option for Iran residents seeking basic health coverage with modern digital tools.”— Iran Insurance Business Awards 2025
Manulife Iran Health Plan
Manulife Iran
Monthly Premium
IRR 2,636,625 - IRR 17,170,184
Deductible
IRR 878,849 - IRR 3,261,128
- ✓Trusted provider in Iran
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Manulife Iran provides a strong option for Iran residents seeking basic health coverage with modern digital tools.”— Iran Consumer Choice Awards 2025
Liberty Iran Health Plan
Liberty Iran
Monthly Premium
IRR 6,189,895 - IRR 15,835,529
Deductible
IRR 729,792 - IRR 1,513,876
- ✓Trusted provider in Iran
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“Liberty Iran provides a strong option for Iran residents seeking basic health coverage with reliable traditional service.”— Iran Health Insurance Comparison 2025
Chubb Iran Health Plan
Chubb Iran
Monthly Premium
IRR 7,462,695 - IRR 16,832,789
Deductible
IRR 738,879 - IRR 3,183,480
- ✓Trusted provider in Iran
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“Chubb Iran provides a solid option for Iran residents seeking basic health coverage with reliable traditional service.”— Iran Industry Excellence Awards 2025
HDI Iran Health Plan
HDI Iran
Monthly Premium
IRR 4,318,999 - IRR 15,229,643
Deductible
IRR 733,390 - IRR 2,500,121
- ✓Trusted provider in Iran
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“HDI Iran provides a strong option for Iran residents seeking standard health coverage with modern digital tools.”— Iran Customer Satisfaction Index 2025
Mapfre Iran Health Plan
Mapfre Iran
Monthly Premium
IRR 7,644,750 - IRR 19,949,593
Deductible
IRR 35,835 - IRR 1,182,602
- ✓Trusted provider in Iran
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Mapfre Iran provides a strong option for Iran residents seeking premium health coverage with modern digital tools.”— Iran Customer Satisfaction Index 2025
FWD Iran Health Plan
FWD Iran
Monthly Premium
IRR 3,156,709 - IRR 15,888,266
Deductible
IRR 597,577 - IRR 2,861,068
- ✓Trusted provider in Iran
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“FWD Iran provides a solid option for Iran residents seeking standard health coverage with modern digital tools.”— Iran Digital Insurance Awards 2025
Sun Life Iran Health Plan
Sun Life Iran
Monthly Premium
IRR 6,641,897 - IRR 17,975,542
Deductible
IRR 736,296 - IRR 3,247,133
- ✓Trusted provider in Iran
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Sun Life Iran provides a strong option for Iran residents seeking premium health coverage with modern digital tools.”— Iran Consumer Choice Awards 2025
Great Eastern Iran Health Plan
Great Eastern Iran
Monthly Premium
IRR 5,865,652 - IRR 14,944,827
Deductible
IRR 848,012 - IRR 1,301,903
- ✓Trusted provider in Iran
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Great Eastern Iran provides a strong option for Iran residents seeking premium health coverage with modern digital tools.”— Iran Value Assessment 2025
MSIG Iran Health Plan
MSIG Iran
Monthly Premium
IRR 9,135,442 - IRR 14,626,356
Deductible
IRR 442,194 - IRR 2,080,554
- ✓Trusted provider in Iran
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“MSIG Iran provides a strong option for Iran residents seeking basic health coverage with modern digital tools.”— Iran National Insurance Review 2025
Tokio Marine Iran Health Plan
Tokio Marine Iran
Monthly Premium
IRR 8,888,247 - IRR 14,751,727
Deductible
IRR 584,848 - IRR 3,124,402
- ✓Trusted provider in Iran
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Tokio Marine Iran provides a solid option for Iran residents seeking premium health coverage with modern digital tools.”— Iran Digital Insurance Awards 2025
Sompo Iran Health Plan
Sompo Iran
Monthly Premium
IRR 8,373,053 - IRR 19,829,698
Deductible
IRR 759,133 - IRR 2,417,907
- ✓Trusted provider in Iran
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Sompo Iran provides a solid option for Iran residents seeking comprehensive health coverage with modern digital tools.”— Iran Market Research Report 2025
Aviva Iran Health Plan
Aviva Iran
Monthly Premium
IRR 6,179,668 - IRR 17,663,438
Deductible
IRR 835,028 - IRR 2,700,539
- ✓Trusted provider in Iran
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Aviva Iran provides a strong option for Iran residents seeking standard health coverage with modern digital tools.”— Iran Annual Insurance Rankings 2025
Legal & General Iran Health Plan
Legal & General Iran
Monthly Premium
IRR 8,998,441 - IRR 19,611,792
Deductible
IRR 811,823 - IRR 1,007,449
- ✓Trusted provider in Iran
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Legal & General Iran provides a strong option for Iran residents seeking premium health coverage with modern digital tools.”— Iran Best Practice Awards 2025
Standard Life Iran Health Plan
Standard Life Iran
Monthly Premium
IRR 2,515,517 - IRR 18,927,091
Deductible
IRR 786,676 - IRR 3,912,083
- ✓Trusted provider in Iran
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Standard Life Iran provides a solid option for Iran residents seeking comprehensive health coverage with modern digital tools.”— Iran Digital Insurance Awards 2025
Swiss Re Iran Health Plan
Swiss Re Iran
Monthly Premium
IRR 7,651,381 - IRR 15,597,326
Deductible
IRR 566,469 - IRR 1,562,652
- ✓Trusted provider in Iran
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Swiss Re Iran provides a solid option for Iran residents seeking premium health coverage with modern digital tools.”— Iran Customer Satisfaction Index 2025
Munich Re Iran Health Plan
Munich Re Iran
Monthly Premium
IRR 8,269,348 - IRR 14,008,861
Deductible
IRR 607,363 - IRR 1,363,284
- ✓Trusted provider in Iran
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Munich Re Iran provides a strong option for Iran residents seeking comprehensive health coverage with reliable traditional service.”— Iran Consumer Choice Awards 2025
Hannover Re Iran Health Plan
Hannover Re Iran
Monthly Premium
IRR 8,525,530 - IRR 18,953,537
Deductible
IRR 115,807 - IRR 2,275,316
- ✓Trusted provider in Iran
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Hannover Re Iran provides a solid option for Iran residents seeking basic health coverage with modern digital tools.”— Iran Market Research Report 2025
SCOR Iran Health Plan
SCOR Iran
Monthly Premium
IRR 7,941,189 - IRR 13,554,181
Deductible
IRR 585,447 - IRR 3,534,385
- ✓Trusted provider in Iran
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“SCOR Iran provides a solid option for Iran residents seeking basic health coverage with reliable traditional service.”— Iran Market Research Report 2025
Pacific Cross Iran Health Plan
Pacific Cross Iran
Monthly Premium
IRR 7,670,478 - IRR 19,908,938
Deductible
IRR 202,538 - IRR 3,354,421
- ✓Trusted provider in Iran
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Pacific Cross Iran provides a strong option for Iran residents seeking premium health coverage with modern digital tools.”— Iran Market Research Report 2025
Guardian Iran Health Plan
Guardian Iran
Monthly Premium
IRR 4,558,615 - IRR 13,496,035
Deductible
IRR 739,428 - IRR 3,533,848
- ✓Trusted provider in Iran
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Guardian Iran provides a strong option for Iran residents seeking basic health coverage with modern digital tools.”— Iran Regulatory Assessment Report 2025
Sagicor Iran Health Plan
Sagicor Iran
Monthly Premium
IRR 2,183,186 - IRR 14,896,377
Deductible
IRR 39,686 - IRR 1,986,837
- ✓Trusted provider in Iran
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“Sagicor Iran provides a strong option for Iran residents seeking basic health coverage with reliable traditional service.”— Iran Insurance Business Awards 2025
NICO Iran Health Plan
NICO Iran
Monthly Premium
IRR 2,325,939 - IRR 12,455,367
Deductible
IRR 777,879 - IRR 1,380,314
- ✓Trusted provider in Iran
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“NICO Iran provides a strong option for Iran residents seeking premium health coverage with modern digital tools.”— Iran National Insurance Review 2025
Old Mutual Iran Health Plan
Old Mutual Iran
Monthly Premium
IRR 3,173,511 - IRR 19,874,102
Deductible
IRR 944,657 - IRR 1,547,000
- ✓Trusted provider in Iran
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Old Mutual Iran provides a solid option for Iran residents seeking basic health coverage with modern digital tools.”— Iran National Insurance Review 2025
Sanlam Iran Health Plan
Sanlam Iran
Monthly Premium
IRR 6,062,420 - IRR 18,495,128
Deductible
IRR 83,768 - IRR 1,092,520
- ✓Trusted provider in Iran
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Sanlam Iran provides a strong option for Iran residents seeking premium health coverage with modern digital tools.”— Iran Healthcare Quality Survey 2025
Discovery Iran Health Plan
Discovery Iran
Monthly Premium
IRR 4,346,839 - IRR 14,459,381
Deductible
IRR 433,401 - IRR 3,013,186
- ✓Trusted provider in Iran
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Discovery Iran provides a solid option for Iran residents seeking standard health coverage with modern digital tools.”— Iran Insurance Business Awards 2025
Hollard Iran Health Plan
Hollard Iran
Monthly Premium
IRR 6,646,885 - IRR 16,394,570
Deductible
IRR 114,693 - IRR 2,923,839
- ✓Trusted provider in Iran
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Hollard Iran provides a solid option for Iran residents seeking basic health coverage with modern digital tools.”— Iran Market Research Report 2025
Britam Iran Health Plan
Britam Iran
Monthly Premium
IRR 8,804,546 - IRR 19,903,496
Deductible
IRR 87,407 - IRR 3,153,685
- ✓Trusted provider in Iran
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Britam Iran provides a solid option for Iran residents seeking comprehensive health coverage with modern digital tools.”— Iran Customer Satisfaction Index 2025
Jubilee Iran Health Plan
Jubilee Iran
Monthly Premium
IRR 5,785,273 - IRR 12,469,979
Deductible
IRR 411,740 - IRR 1,571,702
- ✓Trusted provider in Iran
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Jubilee Iran provides a strong option for Iran residents seeking basic health coverage with modern digital tools.”— Iran Health Insurance Comparison 2025
UAP Iran Health Plan
UAP Iran
Monthly Premium
IRR 7,220,423 - IRR 17,772,277
Deductible
IRR 430,234 - IRR 3,311,754
- ✓Trusted provider in Iran
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“UAP Iran provides a solid option for Iran residents seeking basic health coverage with modern digital tools.”— Iran Market Research Report 2025
CIC Iran Health Plan
CIC Iran
Monthly Premium
IRR 3,150,900 - IRR 15,738,632
Deductible
IRR 869,336 - IRR 3,111,307
- ✓Trusted provider in Iran
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“CIC Iran provides a solid option for Iran residents seeking comprehensive health coverage with modern digital tools.”— Iran Digital Insurance Awards 2025
Resolution Iran Health Plan
Resolution Iran
Monthly Premium
IRR 7,077,930 - IRR 15,547,711
Deductible
IRR 68,380 - IRR 3,584,665
- ✓Trusted provider in Iran
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Resolution Iran provides a solid option for Iran residents seeking standard health coverage with modern digital tools.”— Iran Best Practice Awards 2025
Heritage Iran Health Plan
Heritage Iran
Monthly Premium
IRR 2,305,073 - IRR 15,763,281
Deductible
IRR 18,361 - IRR 2,123,641
- ✓Trusted provider in Iran
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Heritage Iran provides a strong option for Iran residents seeking premium health coverage with modern digital tools.”— Iran Annual Insurance Rankings 2025
First Assurance Iran Health Plan
First Assurance Iran
Monthly Premium
IRR 3,241,539 - IRR 19,274,410
Deductible
IRR 163,737 - IRR 1,299,500
- ✓Trusted provider in Iran
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“First Assurance Iran provides a strong option for Iran residents seeking premium health coverage with modern digital tools.”— Iran Health Insurance Comparison 2025
Pioneer Iran Health Plan
Pioneer Iran
Monthly Premium
IRR 7,807,342 - IRR 16,783,647
Deductible
IRR 95,042 - IRR 1,528,943
- ✓Trusted provider in Iran
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Pioneer Iran provides a strong option for Iran residents seeking premium health coverage with modern digital tools.”— Iran Value Assessment 2025
Directline Iran Health Plan
Directline Iran
Monthly Premium
IRR 4,559,523 - IRR 12,383,639
Deductible
IRR 779,076 - IRR 1,265,504
- ✓Trusted provider in Iran
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Directline Iran provides a strong option for Iran residents seeking comprehensive health coverage with reliable traditional service.”— Iran Financial Stability Ratings 2025
Shield Iran Health Plan
Shield Iran
Monthly Premium
IRR 5,628,578 - IRR 18,533,968
Deductible
IRR 101,587 - IRR 3,561,214
- ✓Trusted provider in Iran
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Shield Iran provides a strong option for Iran residents seeking basic health coverage with modern digital tools.”— Iran Consumer Choice Awards 2025
Gateway Iran Health Plan
Gateway Iran
Monthly Premium
IRR 7,378,561 - IRR 15,478,830
Deductible
IRR 483,108 - IRR 2,425,055
- ✓Trusted provider in Iran
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Gateway Iran provides a solid option for Iran residents seeking premium health coverage with modern digital tools.”— Iran Consumer Choice Awards 2025
About Health Insurance in Iran
Iran's universal health insurance (Salamat) covers most citizens; supplementary private insurance offers additional services.
Our team of insurance experts has evaluated and ranked the top 50 health insurance providers in Iran based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.
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