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Iran Insurance Supplemental Health

by Iran Insurance Company (Bimeh Iran)

3.8(4,521 reviews)

Bimeh Iran (Iran Insurance Company) is the largest state-owned insurer in Iran, established in 1935. The Supplemental Health plan provides additional coverage on top of Iran's universal Social Security insurance, helping cover co-payments and specialist costs.

Monthly Premium

IRR 12,000,000 - IRR 35,000,000

Deductible

IRR 2,000,000 - IRR 8,000,000

Coverage Type

standard
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Coverage Details

Hospitalization
Outpatient Care
Dental
Vision
Mental Health
Maternity
Prescription Drugs
Emergency Care
International Coverage
Telehealth

Pros

  • Nationwide network acceptance
  • Government-backed financial stability
  • Covers advanced specialist procedures
  • Affordable relative to market

Cons

  • Currency inflation affects benefit value
  • International coverage not available
  • Digital services are limited

Editorial Review

Bimeh Iran is the foundational supplemental insurer for millions of Iranians, bridging the gap between public coverage and private care needs.

Iran Insurance Industry Yearbook 2025

Key Highlights

  • Iran's oldest and largest insurer
  • Supplements mandatory Social Security health coverage
  • Wide hospital acceptance across all 31 provinces