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Oceanic HMO Health Plan

by Oceanic HMO

★★★☆☆3.2(1,088 reviews)

Oceanic HMO offers basic health insurance in Nigeria, providing reliable coverage backed by strong local expertise and a growing provider network.

Monthly Premium

₦20,267 - ₦38,615

Deductible

₦1,144 - ₦5,819

Coverage Type

basic

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Coverage Details

✓Hospitalization

✗Outpatient Care

✗Dental

✗Vision

✓Mental Health

✗Maternity

✓Prescription Drugs

✓Emergency Care

✓International Coverage

✗Telehealth

Pros

✓Well-established in Nigeria
✓Good coverage options
✓Competitive pricing
✓Reliable claims processing

Cons

✗Premium pricing
✗Vision coverage not included on basic plans
✗Waiting periods may apply

Editorial Review

“Oceanic HMO provides a solid option for Nigeria residents seeking basic health coverage with reliable traditional service.”

— Nigeria Healthcare Quality Survey 2025

Key Highlights

✓Trusted provider in Nigeria
✓Basic coverage with competitive rates
✓Wide provider network

Quick Summary

ProviderOceanic HMO

CountryNigeria

Rating3.2/5

Reviews1,088

Typebasic

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