Freedom of Choice

Avéro Achmea Zorg

by Avéro Achmea

★★★★☆4.1(876 reviews)

Avéro Achmea is Achmea's premium freedom-of-choice label, offering Dutch residents maximum flexibility to choose any healthcare provider with excellent reimbursement rates.

Monthly Premium

€119 - €183

Deductible

€385

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✓Dental

✓Vision

✓Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✓International Coverage

✓Telehealth

Pros

✓Maximum freedom of provider choice
✓Good non-contracted hospital reimbursement
✓Achmea financial strength
✓Quality supplementals

Cons

✗Higher premium for freedom of choice
✗Not the cheapest option

Editorial Review

“Avéro Achmea's commitment to provider freedom makes it the preferred insurer for Dutch patients who refuse to be restricted in their healthcare choices.”

— Patiënt.nl 2025