50 Best
Home/Netherlands/Univé Zorg
Cooperative Mutual

Univé Zorg

by Univé

★★★★☆4(1,234 reviews)

Univé is a true Dutch insurance cooperative governed entirely by its members, offering health plans that prioritize member interests over shareholder returns.

Monthly Premium

€118 - €182

Deductible

€385

Coverage Type

standard
Get a Free Quote →

No obligation. Compare personalized rates.

Coverage Details

✓Hospitalization
✓Outpatient Care
✗Dental
✗Vision
✓Mental Health
✓Maternity
✓Prescription Drugs
✓Emergency Care
✗International Coverage
✗Telehealth

Pros

  • ✓True cooperative model
  • ✓Member governance rights
  • ✓Good regional community focus
  • ✓Fair pricing

Cons

  • ✗Less national brand recognition
  • ✗Smaller hospital contracts

Editorial Review

“Univé's pure cooperative model ensures that every euro of premium goes toward better member healthcare rather than investor returns.”

— Cooperative Netherlands 2025

Key Highlights

  • ✓True cooperative insurer
  • ✓Member governance
  • ✓Regional community focus

Quick Summary

ProviderUnivé
CountryNetherlands
Rating4/5
Reviews1,234
Typestandard

Other Plans in Netherlands

Zilveren Kruis Basis

Zilveren Kruis

4.3

★★★★☆

VGZ Zorgverzekering

VGZ

4.1

★★★★☆

Menzis Gezond Verzekerd

Menzis

4

★★★★☆

CZ Zorgverzekering

CZ

4.1

★★★★☆

ONVZ Vrije Keuze

ONVZ

4.4

★★★★☆

Ready to get covered?

Get a personalized quote from Univé today.

Get Free Quote →