High Deductible Savings

VGZ Bewust

by VGZ

★★★★☆4(987 reviews)

VGZ Bewust is designed for healthy Dutch adults willing to take the maximum voluntary deductible in exchange for the lowest possible monthly premium.

Monthly Premium

€112 - €173

Deductible

€885

Coverage Type

basic

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✓Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Netherlands' most affordable premium at max deductible
✓VGZ Group quality
✓Good for healthy adults
✓Digital management

Cons

✗High deductible exposure
✗Not for frequent healthcare users

Editorial Review

“VGZ Bewust is the rational choice for healthy young Dutch adults who can confidently accept the maximum deductible.”

— Geld Magazine NL 2025

Key Highlights

✓Maximum deductible for lowest premium
✓Good for healthy adults
✓VGZ Group backed

Quick Summary

ProviderVGZ

CountryNetherlands

Rating4/5

Reviews987

Typebasic

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