Home/Norway/Fremtind Helseforsikring

SpareBank-DNB JV

Fremtind Helseforsikring

by Fremtind Forsikring

★★★★☆4.1(1,234 reviews)

Fremtind is the joint venture of SpareBank 1 and DNB, creating Norway's largest insurance distribution platform with health coverage backed by the country's two biggest banking groups.

Monthly Premium

NOK 480 - NOK 1420

Deductible

NOK 2000

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✓Mental Health

✗Maternity

✗Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Joint venture scale and resources
✓Good digital health platform
✓Broad Norwegian distribution
✓Competitive pricing

Cons

✗Integration still ongoing
✗Brand less established

Editorial Review

“Fremtind's dual banking distribution giant partnership creates unprecedented scale in Norwegian insurance, including health coverage.”

— Finans Norge 2025

Key Highlights

✓Joint venture scale
✓Digital platform
✓Broad distribution

Quick Summary

ProviderFremtind Forsikring

CountryNorway

Rating4.1/5

Reviews1,234

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