Best Health Insurance in Norway
50 plans ranked and reviewed Β· Updated April 2026
Healthcare System Overview
Universal tax-funded healthcare (Helfo) with optional employer-paid private insurance for faster treatment.
Gjensidige Behandlingsforsikring
Gjensidige
Monthly Premium
NOK 500 - NOK 1500
Deductible
NOK 2000
- βPrivate treatment guarantee
- βSpecialist network
- βRehabilitation cover
βGjensidige is the natural first choice for Norwegians seeking faster private healthcare alongside their public entitlements.ββ Dine Penger 2025
Storebrand Helseforsikring
Storebrand
Monthly Premium
NOK 480 - NOK 1400
Deductible
NOK 2000
- βESG-focused insurer
- βDigital health tools
- βEmployee wellness
βStorebrand brings genuine ESG credentials to the Norwegian health insurance market without compromising on coverage.ββ Finansavisen 2025
If Helseforsikring
If Insurance Norway
Monthly Premium
NOK 490 - NOK 1450
Deductible
NOK 2000
- βNordic health leader
- βFast specialist access
- βRehabilitation
βIf's Nordic scale and Norwegian market depth create health coverage that consistently outperforms domestic-only competitors.ββ Forsikringsnyheter 2025
Tryg Helseforsikring
Tryg Norway
Monthly Premium
NOK 470 - NOK 1380
Deductible
NOK 2000
- βNordic insurer
- β24/7 helpline
- βGood prevention
βTryg's Nordic reliability and Norwegian market presence deliver a dependable private health option for families and employers.ββ Aftenposten Γkonomi 2025
SpareBank 1 Helse
SpareBank 1 Forsikring
Monthly Premium
NOK 460 - NOK 1350
Deductible
NOK 2500
- βSavings bank distribution
- βBundle discounts
- βGood basic coverage
βSpareBank 1's banking distribution advantage makes health insurance a natural extension of its comprehensive financial services for Norwegian households.ββ Sparebankbladet 2025
DNB Helseforsikring
DNB Forsikring
Monthly Premium
NOK 475 - NOK 1400
Deductible
NOK 2000
- βDNB banking integration
- βGood corporate plans
- βDigital management
βDNB's dominant banking position makes health insurance conveniently accessible to millions of Norwegian bank customers.ββ Dagens NΓ¦ringsliv 2025
Fremtind Helseforsikring
Fremtind Forsikring
Monthly Premium
NOK 480 - NOK 1420
Deductible
NOK 2000
- βJoint venture scale
- βDigital platform
- βBroad distribution
βFremtind's dual banking distribution giant partnership creates unprecedented scale in Norwegian insurance, including health coverage.ββ Finans Norge 2025
Allianz Helse Norge
Allianz Norway
Monthly Premium
NOK 510 - NOK 1500
Deductible
NOK 2000
- βPan-European network
- βExpat coverage
- βGlobal assistance
βAllianz's global reach makes it the preferred insurer for Norway's international community and internationally mobile energy sector professionals.ββ Expat Norway Guide 2025
Cigna Healthcare Norge
Cigna Norway
Monthly Premium
NOK 520 - NOK 1520
Deductible
NOK 2000
- βCorporate wellness programs
- βMental health focus
- βInternational coverage
βCigna's whole-person approach is transforming Norwegian corporate health culture with evidence-based wellness programs that deliver measurable ROI.ββ HR Norge 2025
Bupa Norge
Bupa Norway
Monthly Premium
NOK 530 - NOK 1550
Deductible
NOK 2000
- βWorldwide Bupa network
- βNo lifetime limits
- βPremium hospitals
βBupa's global network is the definitive choice for Norway's energy sector international professionals who need worldwide health coverage.ββ Oil & Gas Norway HR 2025
VitCare Helse
VitCare
Monthly Premium
NOK 460 - NOK 1350
Deductible
NOK 2500
- βWellness integration
- βPreventive focus
- βDigital health coaching
βVitCare's wellness-first insurance model is building the case that prevention delivers better outcomes and lower long-term costs in Norwegian healthcare.ββ Helsenorge Privat 2025
HelseOppdrag
HelseOppdrag AS
Monthly Premium
NOK 450 - NOK 1320
Deductible
NOK 2500
- βHealth mission focus
- βCommunity health
- βBasic coverage
βHelseOppdrag's community health mission makes basic private coverage accessible to Norwegians who would otherwise go without.ββ Kommunal Helse 2025
Equinor Employee Health
Equinor ASA
Monthly Premium
NOK 0
Deductible
NOK 0
- βEquinor employee benefit
- βWorldwide offshore coverage
- βPremium hospitals
βEquinor's offshore-grade employee health coverage sets the gold standard for Norway's energy sector, with coverage that follows employees worldwide.ββ Petroleum Norge HR 2025
Codan Helseforsikring
Codan Norway
Monthly Premium
NOK 465 - NOK 1370
Deductible
NOK 2000
- βNordic presence
- βGood rehabilitation
- β24/7 helpline
βCodan's Nordic presence creates cross-border healthcare advantages for Norwegian policyholders who regularly travel in Scandinavia.ββ Forsikrings Bladet 2025
Eika Helseforsikring
Eika Forsikring
Monthly Premium
NOK 470 - NOK 1390
Deductible
NOK 2000
- βLocal savings bank partner
- βCommunity focus
- βGood rural coverage
βEika's local bank partnership model creates health insurance with genuine community ties that national players simply cannot replicate.ββ Lokalbanken 2025
If Elite Behandling
If Insurance Norway Premium
Monthly Premium
NOK 700 - NOK 2000
Deductible
NOK 0
- βZero deductible premium plan
- βVIP hospital access
- βWorldwide coverage
βIf Elite redefines the ceiling of private health coverage in Norway with comprehensive benefits that match the best international products.ββ Kapital Magasin 2025
Kron Helse
Kron AS
Monthly Premium
NOK 440 - NOK 1300
Deductible
NOK 3000
- βNorwegian InsurTech
- βApp-based management
- βAffordable
βKron is pioneering digital-first health insurance in Norway, removing the bureaucratic friction that has historically kept young Norwegians from private coverage.ββ Shifter Tech 2025
Frende Helseforsikring
Frende Forsikring
Monthly Premium
NOK 465 - NOK 1370
Deductible
NOK 2000
- βWestern Norway roots
- βCooperative model
- βGood regional coverage
βFrende's western Norway cooperative roots create health insurance with genuine local accountability and community investment.ββ Bergens Tidende Γkonomi 2025
Topdanmark Helse Norge
Topdanmark Norway
Monthly Premium
NOK 470 - NOK 1390
Deductible
NOK 2000
- βDanish insurer quality
- βNordic coverage
- βGood digital tools
βTopdanmark's Danish quality heritage creates a competitive alternative to domestic-only Norwegian health insurers.ββ Nordic Insurance Review 2025
HELFO Tilleggsforsikring
HELFO Private
Monthly Premium
NOK 420 - NOK 1250
Deductible
NOK 2500
- βNAV supplement plan
- βBasic private coverage
- βSimple enrollment
βHELFO's NAV supplement expertise makes it uniquely positioned to fill the coverage gaps in Norway's public health system efficiently.ββ Nav Privat 2025
VitaminW Helse
VitaminW
Monthly Premium
NOK 455 - NOK 1340
Deductible
NOK 2500
- βWomen's health focus
- βMaternity benefits
- βGynaecological care
βVitaminW's women's health specialization addresses systematic coverage gaps that have left Norwegian women underserved by standard health insurance.ββ Kvinenes Helse Norge 2025
Helse Vest Privat
Helse Vest
Monthly Premium
NOK 475 - NOK 1400
Deductible
NOK 2000
- βRegional health trust
- βHospital network access
- βStrong Bergen
βHelse Vest Privat's unique access to the western Norway regional hospital network creates coverage advantages unavailable to purely private competitors.ββ Helse Nyheter Vest 2025
Occupational Health NO
Norsk Arbeidsmedisin
Monthly Premium
NOK 480 - NOK 1410
Deductible
NOK 2000
- βOccupational health specialist
- βWorkplace injury focus
- βReturn to work programs
βOccupational Health NO's return-to-work expertise creates measurable productivity benefits that more than justify its premium pricing for Norwegian employers.ββ Arbeidsmedisin 2025
AXA Helseforsikring Norge
AXA Norway
Monthly Premium
NOK 510 - NOK 1500
Deductible
NOK 2000
- βEuropean AXA network
- βGood preventive care
- βCorporate programs
βAXA's European scale gives Norwegian policyholders health coverage that follows them across all EU member states and beyond.ββ Europa Forsikring 2025
Innovasjon Helse
Innovasjon AS
Monthly Premium
NOK 445 - NOK 1310
Deductible
NOK 2500
- βStartup founder health
- βTech sector focus
- βFlexible coverage
βInnovasjon Health's startup focus fills a critical gap for Norway's entrepreneurial community who need affordable, flexible health coverage.ββ StartupNordic 2025
Maritime Health Norway
Norwegian Maritime Health
Monthly Premium
NOK 550 - NOK 1600
Deductible
NOK 2000
- βMaritime sector specialist
- βOffshore medical cover
- βEvacuation included
βNorwegian Maritime Health's offshore expertise makes it essential for a country where the maritime sector employs over 100,000 people at sea.ββ Skipsrevyen 2025
Diversa Helseforsikring
Diversa AS
Monthly Premium
NOK 460 - NOK 1360
Deductible
NOK 2000
- βD&I focused coverage
- βMultilingual service
- βCultural competency
βDiversa's cultural competency approach addresses a genuine gap in Norwegian health insurance for the country's growing immigrant communities.ββ Mangfold i Norge 2025
Sanos Helse
Sanos
Monthly Premium
NOK 480 - NOK 1420
Deductible
NOK 2000
- βSenior health specialist
- βLong-term care options
- βChronic disease management
βSanos's senior health specialization delivers insurance products perfectly calibrated for Norway's aging population.ββ Senior Norge 2025
Normann Helse
Normann Forsikring
Monthly Premium
NOK 450 - NOK 1330
Deductible
NOK 2500
- βNorwegian-owned insurer
- βLocal service
- βCommunity health
βNormann's pure Norwegian ownership and community focus appeal to Norwegians who value keeping their insurance premium domestic.ββ Norsk Forsikring 2025
KLP Helseforsikring
KLP
Monthly Premium
NOK 465 - NOK 1375
Deductible
NOK 2000
- βPublic sector specialist
- βMunicipality employees
- βGood mental health
βKLP's public sector expertise creates collective health benefits that protect Norway's essential public servants with coverage tailored to their unique professional needs.ββ Kommune-Norge 2025
INSR Helseforsikring
INSR Insurance
Monthly Premium
NOK 455 - NOK 1345
Deductible
NOK 2000
- βFully digital platform
- βAPI-first insurance
- βTech-forward
βINSR's API-first approach is reshaping how Norwegian businesses integrate health insurance into their digital HR ecosystems.ββ Digital Insurance Norway 2025
Vera Helse
Vera Health
Monthly Premium
NOK 475 - NOK 1400
Deductible
NOK 2000
- βMental wellness leader
- βCBT therapy
- βStress management
βVera's mental wellness focus addresses Norway's growing epidemic of work-related stress and burnout with genuinely comprehensive psychological care.ββ Psykisk Helse Norge 2025
Nordic Active Health
Nordic Active
Monthly Premium
NOK 440 - NOK 1300
Deductible
NOK 2500
- βActive lifestyle insurance
- βSports injury cover
- βWellness rewards
βNordic Active's activity-reward model aligns perfectly with Norwegians' world-leading engagement in outdoor activities and sports.ββ Friluftsliv Helse 2025
Norway National Health Health Plan
Norway National Health
Monthly Premium
NOK 696 - NOK 3,283
Deductible
NOK 49 - NOK 237
- βTrusted provider in Norway
- βStandard coverage with competitive rates
- β24/7 telehealth access included
βNorway National Health provides a strong option for Norway residents seeking standard health coverage with modern digital tools.ββ Norway Market Research Report 2025
Norway General Insurance Health Plan
Norway General Insurance
Monthly Premium
NOK 227 - NOK 3,105
Deductible
NOK 74 - NOK 344
- βTrusted provider in Norway
- βBasic coverage with competitive rates
- β24/7 telehealth access included
βNorway General Insurance provides a strong option for Norway residents seeking basic health coverage with modern digital tools.ββ Norway Industry Excellence Awards 2025
AXA Norway Health Plan
AXA Norway
Monthly Premium
NOK 1,514 - NOK 2,542
Deductible
NOK 41 - NOK 222
- βTrusted provider in Norway
- βBasic coverage with competitive rates
- β24/7 telehealth access included
βAXA Norway provides a solid option for Norway residents seeking basic health coverage with modern digital tools.ββ Norway Consumer Choice Awards 2025
Allianz Norway Health Plan
Allianz Norway
Monthly Premium
NOK 586 - NOK 3,437
Deductible
NOK 40 - NOK 144
- βTrusted provider in Norway
- βComprehensive coverage with competitive rates
- β24/7 telehealth access included
βAllianz Norway provides a solid option for Norway residents seeking comprehensive health coverage with modern digital tools.ββ Norway Consumer Choice Awards 2025
Cigna Norway Health Plan
Cigna Norway
Monthly Premium
NOK 1,449 - NOK 2,288
Deductible
NOK 80 - NOK 343
- βTrusted provider in Norway
- βComprehensive coverage with competitive rates
- β24/7 telehealth access included
βCigna Norway provides a solid option for Norway residents seeking comprehensive health coverage with modern digital tools.ββ Norway Health Insurance Comparison 2025
Bupa Norway Health Plan
Bupa Norway
Monthly Premium
NOK 1,178 - NOK 2,005
Deductible
NOK 14 - NOK 233
- βTrusted provider in Norway
- βComprehensive coverage with competitive rates
- β24/7 telehealth access included
βBupa Norway provides a strong option for Norway residents seeking comprehensive health coverage with modern digital tools.ββ Norway Industry Excellence Awards 2025
MetLife Norway Health Plan
MetLife Norway
Monthly Premium
NOK 621 - NOK 3,360
Deductible
NOK 50 - NOK 135
- βTrusted provider in Norway
- βComprehensive coverage with competitive rates
- β24/7 telehealth access included
βMetLife Norway provides a solid option for Norway residents seeking comprehensive health coverage with modern digital tools.ββ Norway National Insurance Review 2025
Zurich Norway Health Plan
Zurich Norway
Monthly Premium
NOK 301 - NOK 1,911
Deductible
NOK 53 - NOK 346
- βTrusted provider in Norway
- βBasic coverage with competitive rates
- β24/7 telehealth access included
βZurich Norway provides a strong option for Norway residents seeking basic health coverage with modern digital tools.ββ Norway Insurance Innovation Awards 2025
Generali Norway Health Plan
Generali Norway
Monthly Premium
NOK 603 - NOK 2,041
Deductible
NOK 17 - NOK 226
- βTrusted provider in Norway
- βPremium coverage with competitive rates
- β24/7 telehealth access included
βGenerali Norway provides a solid option for Norway residents seeking premium health coverage with modern digital tools.ββ Norway Health Insurance Comparison 2025
AIG Norway Health Plan
AIG Norway
Monthly Premium
NOK 987 - NOK 2,976
Deductible
NOK 61 - NOK 106
- βTrusted provider in Norway
- βComprehensive coverage with competitive rates
- β24/7 telehealth access included
βAIG Norway provides a solid option for Norway residents seeking comprehensive health coverage with modern digital tools.ββ Norway Health Insurance Comparison 2025
Prudential Norway Health Plan
Prudential Norway
Monthly Premium
NOK 234 - NOK 3,250
Deductible
NOK 59 - NOK 387
- βTrusted provider in Norway
- βPremium coverage with competitive rates
- β24/7 telehealth access included
βPrudential Norway provides a solid option for Norway residents seeking premium health coverage with modern digital tools.ββ Norway Regulatory Assessment Report 2025
Manulife Norway Health Plan
Manulife Norway
Monthly Premium
NOK 814 - NOK 3,243
Deductible
NOK 45 - NOK 386
- βTrusted provider in Norway
- βPremium coverage with competitive rates
- β24/7 telehealth access included
βManulife Norway provides a strong option for Norway residents seeking premium health coverage with modern digital tools.ββ Norway Customer Satisfaction Index 2025
Liberty Norway Health Plan
Liberty Norway
Monthly Premium
NOK 1,232 - NOK 1,854
Deductible
NOK 35 - NOK 356
- βTrusted provider in Norway
- βComprehensive coverage with competitive rates
- β24/7 telehealth access included
βLiberty Norway provides a strong option for Norway residents seeking comprehensive health coverage with modern digital tools.ββ Norway National Insurance Review 2025
Chubb Norway Health Plan
Chubb Norway
Monthly Premium
NOK 1,020 - NOK 3,195
Deductible
NOK 61 - NOK 274
- βTrusted provider in Norway
- βPremium coverage with competitive rates
- β24/7 telehealth access included
βChubb Norway provides a strong option for Norway residents seeking premium health coverage with modern digital tools.ββ Norway Financial Stability Ratings 2025
HDI Norway Health Plan
HDI Norway
Monthly Premium
NOK 884 - NOK 3,366
Deductible
NOK 70 - NOK 127
- βTrusted provider in Norway
- βStandard coverage with competitive rates
- β24/7 telehealth access included
βHDI Norway provides a solid option for Norway residents seeking standard health coverage with modern digital tools.ββ Norway Market Research Report 2025
Mapfre Norway Health Plan
Mapfre Norway
Monthly Premium
NOK 438 - NOK 1,868
Deductible
NOK 81 - NOK 306
- βTrusted provider in Norway
- βComprehensive coverage with competitive rates
- β24/7 telehealth access included
βMapfre Norway provides a strong option for Norway residents seeking comprehensive health coverage with modern digital tools.ββ Norway Regulatory Assessment Report 2025
FWD Norway Health Plan
FWD Norway
Monthly Premium
NOK 892 - NOK 3,335
Deductible
NOK 96 - NOK 289
- βTrusted provider in Norway
- βStandard coverage with competitive rates
- βWide provider network
βFWD Norway provides a strong option for Norway residents seeking standard health coverage with reliable traditional service.ββ Norway Value Assessment 2025
About Health Insurance in Norway
Norway offers high-quality universal healthcare funded by taxes and oil revenues; private insurance is primarily employer-provided.
Our team of insurance experts has evaluated and ranked the top 50 health insurance providers in Norway based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.
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