KLP Helseforsikring

by KLP

★★★★☆4.1(987 reviews)

KLP provides collective health insurance for Norway's public sector employees, municipalities, and healthcare workers with specialized coverage for public service professions.

Monthly Premium

NOK 465 - NOK 1375

Deductible

NOK 2000

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✓Mental Health

✓Maternity

✗Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Public sector specialist
✓Municipality employee expertise
✓Good mental health
✓Competitive collective rates

Cons

✗Public sector focus
✗Less competitive for private

Editorial Review

“KLP's public sector expertise creates collective health benefits that protect Norway's essential public servants with coverage tailored to their unique professional needs.”

— Kommune-Norge 2025