nib New Zealand Ultimate Health

by nib New Zealand

★★★★☆4.5(9,840 reviews)

nib New Zealand is part of the ASX-listed nib Holdings Group. The Ultimate Health plan is the most comprehensive individual plan in nib's NZ range, covering GP visits, specialist care, dental, and offering strong international coverage for New Zealanders abroad.

Monthly Premium

NZD 100 - NZD 340

Deductible

NZD 0 - NZD 750

Coverage Type

comprehensive

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Coverage Details

✓Hospitalization

✓Outpatient Care

✓Dental

✓Vision

✓Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✓International Coverage

✓Telehealth

Pros

✓Covers GP visits in Ultimate Health plan
✓Strong international and travel health coverage
✓Best-in-class digital health app in NZ
✓Comprehensive mental health benefits

Cons

✗Higher premiums than Southern Cross for equivalent tier
✗Excess choices can be confusing
✗Maternity care limited in base plan

Editorial Review

“nib New Zealand Ultimate Health stands out for its digital-first experience and comprehensive coverage that extends internationally, making it the top choice for New Zealanders who travel or live abroad.”

— NZ Health Insurance Comparison Guide 2025