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Southern Cross Health Plan

by Southern Cross

★★★★☆4.8(7,803 reviews)

Southern Cross offers comprehensive health insurance in New Zealand, providing reliable coverage backed by strong local expertise and a growing provider network.

Monthly Premium

NZD 51 - NZD 349

Deductible

NZD 21 - NZD 57

Coverage Type

comprehensive

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✓Vision

✓Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Well-established in New Zealand
✓Full coverage options
✓Competitive pricing
✓Strong digital health tools

Cons

✗Limited international coverage
✗Complex plan structures
✗Waiting periods may apply

Editorial Review

“Southern Cross provides a strong option for New Zealand residents seeking comprehensive health coverage with modern digital tools.”

— New Zealand Value Assessment 2025

Key Highlights

✓Trusted provider in New Zealand
✓Comprehensive coverage with competitive rates
✓24/7 telehealth access included

Quick Summary

ProviderSouthern Cross

CountryNew Zealand

Rating4.8/5

Reviews7,803

Typecomprehensive

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